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Finding the cheapest car insurance quotes in Rockledge shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Rockledge
The car insurance rate in Rockledge is $1074 for a six-month policy, which is $21 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $381, making it a popular choice for budget-conscious drivers. Rates in Rockledge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $381 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $503 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Georgia Farm Bureau
Georgia Farm Bureau offers auto insurance
rates at $740
for six months, making it
the third cheapest auto insurance company in Rockledge.
Rockledge Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Rockledge, GA is Country Financial, offering policies at just $381 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $503.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1727 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rockledge drivers find the best deals.
Way's key takeaways about car insurance in Rockledge
The auto insurance costs in Rockledge fall around $381 for six
months.
The cheapest auto insurance company in Rockledge is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Rockledge at $1035 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Rockledge
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Rockledge are given below.
AutoOwners Insurance Co provides
the cheapest minimum car insurance
coverage in Rockledge. Their Average 6 Month Premium is $224.
State Farm is the most
expensive at $794 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Rockledge is Country Financial
at $63 per month and $381
for six months.
Cheapest Full Coverage Car Insurance Quotes in Rockledge,
GA
Get Your Car Insurance Quote in Rockledge
Instantly!
Average Car Insurance in Rockledge by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Rockledge, GA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Rockledge, Georgia, may be increasing due to several external factors.
Georgia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Rockledge's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Rockledge
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Rockledge,GA
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Rockledge at $53
per
month. At $6150 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Rockledge.
As young drivers face the highest rates in Rockledge, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Rockledge,
Country Financial is
the cheapest car insurance provider. At $315 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Rockledge is Allstate, offering
rates of around $2581 for six
months.
Save up to $971/yr on car insurance rates in Rockledge.
Car Insurance Rates with An Accident in Rockledge
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Rockledge, GA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Rockledge
The cheapest car insurance companies after an at-fault accident in
Rockledge include AutoOwners Insurance Co
and Country Financial, offering $334
and $515,
respectively. State Farm is an expensive provider
with an average six-month premium of
$2114.
Here is a list of driving violations that can increase your car
insurance rates in Rockledge GA. For example, the car
insurance in Rockledge
after a DUI increases to $1103 for a six
month policy. While the rate increases by $346 for a six-month policy in the case of
a speeding ticket.
Rockledge auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1296
$216
One Med/PIP claim
$1296
$220
One comp claim
$1303
$217
Two Med/PIP claims
$1303
$221
Not-at-fault accident
$1309
$218
Two comp claims
$1327
$225
Driving without lights
$1564
$260
Failure to wear a seat belt
$1564
$266
Child safety restraint
$1581
$263
Failure to show documents
$1581
$269
Cell phone violation
$1618
$269
Texting while driving
$1618
$275
Driving too slowly
$1642
$273
Speeding 6 - 10 MPH over limit
$1642
$279
Speeding in school zone
$1642
$273
Speeding 11 - 15 MPH over limit
$1648
$281
Driving with expired registration
$1654
$275
Failure to yield
$1654
$282
Following too closely
$1654
$275
Illegal turn
$1654
$282
Failure to stop at a red light
$1661
$276
Improper passing
$1661
$283
Speeding 16 - 20 MPH over limit
$1661
$276
Wrong way/wrong lane
$1661
$283
Speeding 21 - 25 MPH over limit
$1678
$279
Passing school bus
$1709
$291
In 65 MPH zone
$1715
$286
Open container
$1739
$296
At-fault accident - less than $1000
$1745
$291
Operating a vehicle without permission
$1769
$301
At-fault accident - $1000-$2000
$1902
$317
At-fault accident - greater than $2000
$1915
$325
Refusal to submit to a chemical test
$2242
$373
Reckless driving
$2308
$393
Racing
$2363
$394
Driving with a suspended license
$2369
$403
DUI
$2399
$400
Leaving scene of an accident/hit and run
$2460
$418
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Rockledge after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Rockledge.
The cheapest car insurance premiums in
Rockledge are
offered by Mercury at $388 for a six-month policy.
However, it can be as
expensive as $1964 with companies
like State Farm.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Rockledge are offered by AutoOwners Insurance Co
at $260. However,
it can be as expensive as $1745
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Rockledge after Speeding ticket
Car insurance rates in Rockledge have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Rockledge dipped by
$218 in January
compared to $230 of December. In other words, there has been an decrease by $12 when you
compare January and December.
The average cost of liability insurance in the Rockledge dipped to $72 in January,
compared to $73 in December.
This represents an decrease of $1
when comparing January and December.
Average Car Insurance Cost in Rockledge by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Rockledge. At $2148 for a
six-month policy, insuring
your car at 30454 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Rockledge?
The car insurance in Rockledge is $38 per month, which is lower than the national average.
What is the cheapest car insurance in Rockledge?
The cheapest car insurance in Rockledge
is $63 per month
for full coverage.
How much is car insurance in Rockledge for teenagers?
Car insurance for teenagers costs $321 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Rockledge?
The average cost of car insurance is $1053 for a six-month
policy. It will cost around $181 per month to insure your
car in Rockledge.
Is car insurance expensive in Rockledge?
Car insurance can be expensive in Rockledge if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Rockledge can be
affordable.
What is the best car insurance in Rockledge,
GA?
The best car insurance company in Rockledge
GA is
Country Financial, offering $381 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Rockledge, GA
Car Insurance Rates by State in the USA (2025 Update)
Rockledge Car Insurance
