We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Sargent shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Sargent
The car insurance rate in Sargent is $1148 for a six-month policy, which is $95 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $408, making it a popular choice for budget-conscious drivers. Rates in Sargent can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $408 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $537 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Georgia Farm Bureau
Georgia Farm Bureau offers auto insurance
rates at $790
for six months, making it
the third cheapest auto insurance company in Sargent.
Sargent Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Sargent, GA is Country Financial, offering policies at just $408 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $537.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1845 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Sargent drivers find the best deals.
Way's key takeaways about car insurance in Sargent
The auto insurance costs in Sargent fall around $408 for six
months.
The cheapest auto insurance company in Sargent is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Sargent at $1106 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Sargent
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Sargent are given below.
AutoOwners Insurance Co provides
the cheapest minimum car insurance
coverage in Sargent. Their Average 6 Month Premium is $240.
State Farm is the most
expensive at $848 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Sargent is Country Financial
at $68 per month and $408
for six months.
Cheapest Full Coverage Car Insurance Quotes in Sargent,
GA
Get Your Car Insurance Quote in Sargent
Instantly!
Average Car Insurance in Sargent by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Sargent, GA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Sargent, Georgia, may be increasing due to several external factors.
Georgia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Sargent's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Sargent
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Sargent,GA
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Sargent at $57
per
month. At $6572 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Sargent.
As young drivers face the highest rates in Sargent, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Sargent,
Country Financial is
the cheapest car insurance provider. At $337 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Sargent is Allstate, offering
rates of around $2758 for six
months.
Save up to $971/yr on car insurance rates in Sargent.
Car Insurance Rates with An Accident in Sargent
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Sargent, GA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Sargent
The cheapest car insurance companies after an at-fault accident in
Sargent include AutoOwners Insurance Co
and Country Financial, offering $356
and $550,
respectively. State Farm is an expensive provider
with an average six-month premium of
$2260.
Here is a list of driving violations that can increase your car
insurance rates in Sargent GA. For example, the car
insurance in Sargent
after a DUI increases to $1179 for a six
month policy. While the rate increases by $370 for a six-month policy in the case of
a speeding ticket.
Sargent auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1385
$231
One Med/PIP claim
$1385
$235
One comp claim
$1392
$232
Two Med/PIP claims
$1392
$237
Not-at-fault accident
$1398
$233
Two comp claims
$1418
$241
Driving without lights
$1671
$278
Failure to wear a seat belt
$1671
$284
Child safety restraint
$1690
$281
Failure to show documents
$1690
$288
Cell phone violation
$1729
$288
Texting while driving
$1729
$294
Driving too slowly
$1755
$292
Speeding 6 - 10 MPH over limit
$1755
$299
Speeding in school zone
$1755
$292
Speeding 11 - 15 MPH over limit
$1761
$300
Driving with expired registration
$1768
$294
Failure to yield
$1768
$301
Following too closely
$1768
$294
Illegal turn
$1768
$301
Failure to stop at a red light
$1775
$295
Improper passing
$1775
$302
Speeding 16 - 20 MPH over limit
$1775
$295
Wrong way/wrong lane
$1775
$302
Speeding 21 - 25 MPH over limit
$1793
$299
Passing school bus
$1826
$311
In 65 MPH zone
$1832
$305
Open container
$1858
$316
At-fault accident - less than $1000
$1865
$311
Operating a vehicle without permission
$1890
$322
At-fault accident - $1000-$2000
$2033
$339
At-fault accident - greater than $2000
$2046
$348
Refusal to submit to a chemical test
$2396
$399
Reckless driving
$2467
$420
Racing
$2526
$421
Driving with a suspended license
$2532
$431
DUI
$2564
$427
Leaving scene of an accident/hit and run
$2629
$447
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Sargent after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Sargent.
The cheapest car insurance premiums in
Sargent are
offered by Mercury at $414 for a six-month policy.
However, it can be as
expensive as $2098 with companies
like State Farm.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Sargent are offered by AutoOwners Insurance Co
at $278. However,
it can be as expensive as $1865
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Sargent after Speeding ticket
Car insurance rates in Sargent have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Sargent dipped by
$233 in January
compared to $245 of December. In other words, there has been an decrease by $12 when you
compare January and December.
The average cost of liability insurance in the Sargent dipped to $77 in January,
compared to $78 in December.
This represents an decrease of $1
when comparing January and December.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Sargent. At $2295 for a
six-month policy, insuring
your car at 30275 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Sargent?
The car insurance in Sargent is $40 per month, which is lower than the national average.
What is the cheapest car insurance in Sargent?
The cheapest car insurance in Sargent
is $68 per month
for full coverage.
How much is car insurance in Sargent for teenagers?
Car insurance for teenagers costs $343 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Sargent?
The average cost of car insurance is $1053 for a six-month
policy. It will cost around $193 per month to insure your
car in Sargent.
Is car insurance expensive in Sargent?
Car insurance can be expensive in Sargent if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Sargent can be
affordable.
What is the best car insurance in Sargent,
GA?
The best car insurance company in Sargent
GA is
Country Financial, offering $408 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Sargent right now.
Find Car Insurance Rates in Cities Near Sargent, GA
Car Insurance Rates by State in the USA (2025 Update)
Sargent Car Insurance
