We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Webster County shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Webster County
The car insurance rate in Webster County is $1005 for a six-month policy, which is $21 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $367, making it a popular choice for budget-conscious drivers. Rates in Webster County can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Webster County
1st place: Country Financial
At $367 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $483 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Farm Bureau
Farm Bureau offers auto insurance
rates at $646
for six months, making it
the third cheapest auto insurance company in Webster County.
Webster County Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Webster County, GA is Country Financial, offering policies at just $367 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $483.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1408 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Webster County drivers find the best deals.
Cheap Car Insurance Companies in Webster County, GA
Way's key takeaways about car insurance in Webster County
The auto insurance costs in Webster County fall around $367 for six
months.
The cheapest auto insurance company in Webster County is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Webster County at $1205 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Webster County
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Webster County are given below.
AutoOwners Insurance Co provides
the cheapest minimum car insurance
coverage in Webster County. Their Average 6 Month Premium is $216.
Allstate is the most
expensive at $739 for the same
period.
Cheapest Full Coverage Car Insurance in Webster County
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Webster County is Country Financial
at $63 per month and $367
for six months.
Cheapest Full Coverage Car Insurance Quotes in Webster County,
GA
Get Your Car Insurance Quote in Webster County
Instantly!
Average Car Insurance in Webster County by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Webster County, GA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Webster County, Georgia, may be increasing due to several external factors.
Georgia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Webster County's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Webster County
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Georgia Farm Bureau
$696
30s
Georgia Farm Bureau
$557
40s
Georgia Farm Bureau
$534
50s
Georgia Farm Bureau
$512
60s
Georgia Farm Bureau
$508
70s
Georgia Farm Bureau
$614
Cheapest Car Insurance Rates for Teen Drivers in
Webster County,GA
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Webster County at $51
per
month. At $7160 for a six-month premium,
Progressive offers the most expensive rate for
teen drivers.
If you are in your twenties Georgia Farm Bureau is
the best choice for car
insurance in Webster County.
As young drivers face the highest rates in Webster County, Georgia Farm Bureau
offers the cheapest auto insurance rates at $696 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Webster County,
Country Financial is
the cheapest car insurance provider. At $303 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Webster County is State Farm, offering
rates of around $4395 for six
months.
Save up to $971/yr on car insurance rates in Webster County.
Car Insurance Rates with An Accident in Webster County
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Webster County, GA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Webster County
The cheapest car insurance companies after an at-fault accident in
Webster County include AutoOwners Insurance Co
and Country Financial, offering $320
and $495,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2107.
Here is a list of driving violations that can increase your car
insurance rates in Webster County GA. For example, the car
insurance in Webster County
after a DUI increases to $1059 for a six
month policy. While the rate increases by $332 for a six-month policy in the case of
a speeding ticket.
Webster County auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1246
$208
One Med/PIP claim
$1246
$212
One comp claim
$1251
$209
Two Med/PIP claims
$1251
$213
Not-at-fault accident
$1257
$210
Two comp claims
$1275
$217
Driving without lights
$1502
$250
Failure to wear a seat belt
$1502
$256
Child safety restraint
$1519
$253
Failure to show documents
$1519
$259
Cell phone violation
$1554
$259
Texting while driving
$1554
$265
Driving too slowly
$1578
$263
Speeding 6 - 10 MPH over limit
$1578
$269
Speeding in school zone
$1578
$263
Speeding 11 - 15 MPH over limit
$1584
$270
Driving with expired registration
$1590
$265
Failure to yield
$1590
$270
Following too closely
$1590
$265
Illegal turn
$1590
$270
Failure to stop at a red light
$1595
$266
Improper passing
$1595
$271
Speeding 16 - 20 MPH over limit
$1595
$266
Wrong way/wrong lane
$1595
$271
Speeding 21 - 25 MPH over limit
$1612
$269
Passing school bus
$1642
$279
In 65 MPH zone
$1647
$274
Open container
$1671
$284
At-fault accident - less than $1000
$1677
$279
Operating a vehicle without permission
$1699
$289
At-fault accident - $1000-$2000
$1828
$305
At-fault accident - greater than $2000
$1839
$313
Refusal to submit to a chemical test
$2154
$359
Reckless driving
$2218
$377
Racing
$2271
$378
Driving with a suspended license
$2277
$387
DUI
$2305
$384
Leaving scene of an accident/hit and run
$2364
$402
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Webster County after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Webster County.
The cheapest car insurance premiums in
Webster County are
offered by Mercury at $372 for a six-month policy.
However, it can be as
expensive as $1677 with companies
like Progressive.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Webster County are offered by AutoOwners Insurance Co
at $250. However,
it can be as expensive as $1903
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Webster County after Speeding ticket
Car Insurance Price Trends in Webster County,
Georgia
Car insurance rates in Webster County have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Webster County rose by
$221 in December
compared to $217 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Webster County rose to $71 in December,
compared to $67 in November.
This represents an increase of $4
when comparing December and November.
Average Car Insurance Cost in Webster County by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Webster County. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Webster County?
The car insurance in Webster County is $36 per month, which is lower than the national average.
What is the cheapest car insurance in Webster County?
The cheapest car insurance in Webster County
is $63 per month
for full coverage.
How much is car insurance in Webster County for teenagers?
Car insurance for teenagers costs $309 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Webster County?
The average cost of car insurance is $1026 for a six-month
policy. It will cost around $169 per month to insure your
car in Webster County.
Is car insurance expensive in Webster County?
Car insurance can be expensive in Webster County if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Webster County can be
affordable.
What is the best car insurance in Webster County,
GA?
The best car insurance company in Webster County
GA is
Country Financial, offering $367 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Webster County right now.
Find Car Insurance Rates in Cities Near Webster County, GA
Car Insurance Rates by State in the USA (2025 Update)
Webster County Car Insurance
