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Finding the cheapest car insurance quotes in Pomona shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Pomona
The car insurance rate in Pomona is $930 for a six-month policy, which is $61 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $477, making it a popular choice for budget-conscious drivers. Rates in Pomona can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $477 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Westfield
Westfield offers auto
insurance rates at $540 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Country Financial
Country Financial offers auto insurance
rates at $566
for six months, making it
the third cheapest auto insurance company in Pomona.
Pomona Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Pomona, IL is AutoOwners Insurance Co, offering policies at just $477 for a six-month term. This is followed by Westfield, which has an average six-month premium of $540.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $865 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pomona drivers find the best deals.
The auto insurance costs in Pomona fall around $477 for six
months.
The cheapest auto insurance company in Pomona is Mercury.
Teen drivers pay the highest rate in Pomona at $62 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Pomona
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Pomona are given below.
Mercury provides
the cheapest minimum car insurance
coverage in Pomona. Their Average 6 Month Premium is $159.
First Chicago is the most
expensive at $210 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Pomona is AutoOwners Insurance Co
at $81 per month and $477
for six months.
Cheapest Full Coverage Car Insurance Quotes in Pomona,
IL
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Pomona, IL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Pomona, Illinois, may be increasing due to several external factors.
Illinois has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Pomona's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Pomona
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Auto-Owners
$756
30s
Auto-Owners
$523
40s
Auto-Owners
$514
50s
Auto-Owners
$485
60s
Auto-Owners
$509
70s
Auto-Owners
$646
Cheapest Car Insurance Rates for Teen Drivers in
Pomona,IL
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Pomona at $34
per
month. At $363 for a six-month premium,
AAA offers the most expensive rate for
teen drivers.
If you are in your twenties AutoOwners is
the best choice for car
insurance in Pomona.
As young drivers face the highest rates in Pomona, AutoOwners
offers the cheapest auto insurance rates at $756 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Pomona,
Mercury is
the cheapest car insurance provider. At $242 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Pomona is State Farm, offering
rates of around $3324 for six
months.
Save up to $971/yr on car insurance rates in Pomona.
Car Insurance Rates with An Accident in Pomona
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Pomona, IL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Pomona
The cheapest car insurance companies after an at-fault accident in
Pomona include AutoOwners Insurance Co
and Westfield, offering $266
and $273,
respectively. Hastings Mutual is an expensive provider
with an average six-month premium of
$318.
Here is a list of driving violations that can increase your car
insurance rates in Pomona IL. For example, the car
insurance in Pomona
after a DUI increases to $877 for a six
month policy. While the rate increases by $235 for a six-month policy in the case of
a speeding ticket.
Pomona auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1049
$174
One Med/PIP claim
$1055
$180
Not-at-fault accident
$1113
$185
One comp claim
$1137
$194
Two Med/PIP claims
$1137
$189
Failure to wear a seat belt
$1220
$208
Driving without lights
$1233
$205
Child safety restraint
$1239
$211
Two comp claims
$1239
$207
Failure to show documents
$1258
$214
Speeding 6 - 10 MPH over limit
$1284
$214
Driving with expired registration
$1290
$219
Speeding 11 - 15 MPH over limit
$1316
$219
Driving too slowly
$1323
$225
Failure to yield
$1323
$220
Illegal turn
$1323
$225
At-fault accident - less than $1000
$1334
$223
Failure to stop at a red light
$1334
$227
Following too closely
$1334
$223
Speeding 16 - 20 MPH over limit
$1341
$228
Speeding in school zone
$1341
$224
Improper passing
$1347
$229
Wrong way/wrong lane
$1347
$225
Cell phone violation
$1373
$233
Texting while driving
$1373
$229
Passing school bus
$1386
$235
In 65 MPH zone
$1392
$232
Speeding 21 - 25 MPH over limit
$1405
$239
Operating a vehicle without permission
$1431
$239
At-fault accident - $1000-$2000
$1519
$258
At-fault accident - greater than $2000
$1544
$258
Open container
$1595
$272
Reckless driving
$1850
$308
Racing
$1868
$318
Driving with a suspended license
$1907
$318
Refusal to submit to a chemical test
$1920
$326
DUI
$1926
$321
Leaving scene of an accident/hit and run
$1945
$331
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Pomona after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Pomona.
The cheapest car insurance premiums in
Pomona are
offered by Mercury at $242 for a six-month policy.
However, it can be as
expensive as $2726 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Pomona are offered by Westfield
at $203. However,
it can be as expensive as $4996
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Pomona after Speeding ticket
Car insurance rates in Pomona have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Pomona rose by
$207 in December
compared to $204 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Pomona rose to $57 in December,
compared to $55 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Pomona. At $1859 for a
six-month policy, insuring
your car at 62975 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Pomona?
The car insurance in Pomona is $27 per month, which is lower than the national average.
What is the cheapest car insurance in Pomona?
The cheapest car insurance in Pomona
is $81 per month
for full coverage.
How much is car insurance in Pomona for teenagers?
Car insurance for teenagers costs $203 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Pomona?
The average cost of car insurance is $869 for a six-month
policy. It will cost around $155 per month to insure your
car in Pomona.
Is car insurance expensive in Pomona?
Car insurance can be expensive in Pomona if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Pomona can be
affordable.
What is the best car insurance in Pomona,
IL?
The best car insurance company in Pomona
IL is
AutoOwners Insurance Co, offering $477 for a
six-month policy.
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Pomona Car Insurance
