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Cheapest Car Insurance Quotes in Purdue University
Finding the cheapest car insurance quotes in Purdue University shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Purdue University
The car insurance rate in Purdue University is $600 for a six-month policy, which is $67 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $364, making it a popular choice for budget-conscious drivers. Rates in Purdue University can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Purdue University
1st place: AutoOwners Insurance Co
At $364 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Westfield
Westfield offers auto
insurance rates at $369 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $460
for six months, making it
the third cheapest auto insurance company in Purdue University.
Purdue University Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Purdue University, IN is AutoOwners Insurance Co, offering policies at just $364 for a six-month term. This is followed by Westfield, which has an average six-month premium of $369.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1112 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Purdue University drivers find the best deals.
Cheap Car Insurance Companies in Purdue University, IN
Way's key takeaways about car insurance in Purdue University
The auto insurance costs in Purdue University fall around $364 for six
months.
The cheapest auto insurance company in Purdue University is Westfield.
Teen drivers pay the highest rate in Purdue University at $494 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Purdue University
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Purdue University are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Purdue University. Their Average 6 Month Premium is $113.
Farmers is the most
expensive at $203 for the same
period.
Cheapest Liability Coverage in Purdue University, IN
Cheapest Full Coverage Car Insurance in Purdue University
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Purdue University is AutoOwners Insurance Co
at $60 per month and $364
for six months.
Cheapest Full Coverage Car Insurance Quotes in Purdue University,
IN
Get Your Car Insurance Quote in Purdue University
Instantly!
Average Car Insurance in Purdue University by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Purdue University, IN increasing?
Despite maintaining a clean driving record, your car insurance rates
in Purdue University, Indiana, may be increasing due to several external factors.
Indiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Purdue University's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Purdue University
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
USAA
$386
40s
USAA
$362
50s
USAA
$342
60s
USAA
$356
70s
Buckeye Insurance Group
$381
Cheapest Car Insurance Rates for Teen Drivers in
Purdue University,IN
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Purdue University at $23
per
month. At $2908 for a six-month premium,
Farm Bureau offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Purdue University.
As young drivers face the highest rates in Purdue University, USAA
offers the cheapest auto insurance rates at $386 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Purdue University,
Westfield is
the cheapest car insurance provider. At $214 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Purdue University is State Farm, offering
rates of around $2625 for six
months.
Save up to $971/yr on car insurance rates in Purdue University.
Car Insurance Rates with An Accident in Purdue University
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Purdue University, IN,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Purdue University
The cheapest car insurance companies after an at-fault accident in
Purdue University include AutoOwners Insurance Co
and Indiana Farmers, offering $209
and $214,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1769.
Purdue University Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Purdue University IN. For example, the car
insurance in Purdue University
after a DUI increases to $679 for a six
month policy. While the rate increases by $166 for a six-month policy in the case of
a speeding ticket.
Purdue University auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$738
$123
One Med/PIP claim
$738
$125
Not-at-fault accident
$780
$131
Two Med/PIP claims
$791
$134
One comp claim
$797
$133
Failure to show documents
$834
$142
Failure to wear a seat belt
$840
$140
Two comp claims
$845
$144
Child safety restraint
$855
$142
Driving without lights
$855
$146
Driving with expired registration
$887
$148
Speeding 6 - 10 MPH over limit
$904
$154
Driving too slowly
$909
$151
Failure to yield
$909
$155
Following too closely
$909
$151
Illegal turn
$909
$155
Speeding in school zone
$909
$151
Cell phone violation
$914
$156
Speeding 11 - 15 MPH over limit
$914
$152
Texting while driving
$914
$156
Wrong way/wrong lane
$914
$152
Failure to stop at a red light
$920
$157
Improper passing
$925
$154
Speeding 16 - 20 MPH over limit
$925
$158
At-fault accident - less than $1000
$936
$156
Passing school bus
$951
$162
Speeding 21 - 25 MPH over limit
$1000
$167
At-fault accident - $1000-$2000
$1031
$176
In 65 MPH zone
$1048
$175
At-fault accident - greater than $2000
$1053
$179
Operating a vehicle without permission
$1128
$188
Open container
$1139
$194
Racing
$1384
$230
Reckless driving
$1390
$237
Refusal to submit to a chemical test
$1406
$234
DUI
$1417
$241
Leaving scene of an accident/hit and run
$1444
$240
Driving with a suspended license
$1454
$248
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Purdue University after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Purdue University.
The cheapest car insurance premiums in
Purdue University are
offered by Grange at $331 for a six-month policy.
However, it can be as
expensive as $1689 with companies
like Hastings Mutual.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Purdue University are offered by Westfield
at $139. However,
it can be as expensive as $1384
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Purdue University after Speeding ticket
Car Insurance Price Trends in Purdue University,
Indiana
Car insurance rates in Purdue University have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Purdue University remained steady at $121 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Purdue University remained steady at $35 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Purdue University by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Purdue University. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Purdue University?
The car insurance in Purdue University is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Purdue University?
The cheapest car insurance in Purdue University
is $60 per month
for full coverage.
How much is car insurance in Purdue University for teenagers?
Car insurance for teenagers costs $134 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Purdue University?
The average cost of car insurance is $667 for a six-month
policy. It will cost around $101 per month to insure your
car in Purdue University.
Is car insurance expensive in Purdue University?
Car insurance can be expensive in Purdue University if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Purdue University can be
affordable.
What is the best car insurance in Purdue University,
IN?
The best car insurance company in Purdue University
IN is
AutoOwners Insurance Co, offering $364 for a
six-month policy.
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Purdue University Car Insurance
