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Grange Car Insurance Review

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4.9/5 Rating on the App Store



Regional insurer Grange Insurance is based in the Upper Midwest. Customer service is top-notch, and there are many insurance options to choose from. However, the pricing is a tad on the high side.

Pros and Cons

Pros Cons
Excellent customer services. Not great for online insurance buyers.
Good for those who prefer to work with an independent agent. Comparatively higher insurance rates.

Unique Grange Auto Insurance Features

Grange provides a solid range of additional coverages beyond the basics for a smaller insurer.

  • Roadside assistance which covers the cost of a tow truck if your battery dies, you run out of gas, or you require a tow.
  • Glass repair which covers the cost of repairing your windows or windshield if they can be repaired rather than replaced. The deductible is typically lower than that of standard comprehensive/collision coverage.
  • Pet injury that pays for your pet's medical care if it is injured as a result of a covered crash or incident.
  • Mobile device that covers damage to your mobile device as a result of a covered crash or incident.
  • Identity theft that covers the costs of having your identity stolen.
  • OEM part coverage ensures that when your car is repaired, it will receive genuine manufacturer parts (after a covered crash).
  • Loan/lease gap coverage which pays the difference between the value of your car and the amount owed on your loan or lease if it is totalled or stolen.

Grange Auto Insurance Coverages

Grange offers both standard car insurance and policy add-ons. The availability and limits of each coverage may differ from state to state. Because Grange sells its products through independent agents, you should contact them if you have any questions about your eligibility. Grange auto insurance provide these coverages as of now.

  • Liability coverage
  • Uninsured/Underinsured motorist coverage
  • Comprehensive coverage
  • Collision coverage
  • Medical payments/Personal injury protection

Depending on the coverage, Grange customers may be eligible for a 30-day grace period when adding new vehicles to their policies. To understand more, check out types of auto insurance coverage in the US.

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Grange Auto Insurance Rates

Grange Car Insurance Rates By Age

Age / Category Annual Rates
Single Drivers < / = 30 $750
Married Drivers < / = 35 $2,560
Couple </ = 50 with Daughter (16) $4,100
Retired Couples < / = 60 $1,200

Grange Average Insurance Cost By State

State Average Annual Rates
Kentucky $1,700
Illinois $1,810
Georgia $3,200
Ohio $1,100
Pennsylvania $1,810
Tennessee $1,750

Grange Auto Insurance vs Competitors

For Single Driver (30)

Company Average Annual Rates
Allstate $950
Erie $875
Grange $710
Progressive $767
State farm $617

For Married Couple (35)

Company Average Annual Rates
Allstate $3040
Erie $1220
Grange $2530
Progressive $1910
State farm $2004

For Couple (50) with daughter (16)

Company Average Annual Rates
Allstate $5357
Erie $2240
Grange $4075
Progressive $4390
State farm $4032

For Retired couple (65)

Company Average Annual Rates
Allstate $2508
Erie $989
Grange $1986
Progressive $1646
State farm $1433

Grange Auto Insurance Discounts

Grange's auto insurance discounts can help you save money on your insurance. Policyholders who combine their auto insurance with other products such as home insurance or life insurance will receive a discount on each policy, as do many other companies. You should be aware that some of these discounts may only apply to specific coverages. Following are the discounts provided by Grange.

  • Advanced purchase discount
  • Multi-car discount
  • Multi-policy discount
  • Good student discount
  • Student away at school discount
  • Passive restraint discount
  • Mature driver discount
  • Defensive driving discount
  • Full payment discount
  • Anti-theft discount
  • Safe driver discount
  • Electric or hybrid vehicle discount
  • Grange complaints and customer satisfaction

Grange Complaints and Customer Satisfaction

Grange has a long-standing “A” financial strength rating from A.M. Best, and financial strength is a critical consideration when it comes to purchasing insurance. They got some solid customer feedback that will suffice the fact that they provide excellent customer service. The complaints raised were minor according to National Association of Insurance Commissioners (NAIC). Summary

We would give Grange auto insurance a 3.5/5 ratings. To get the most out of Grange's vehicle insurance, clients should prefer working with an insurance agent rather than getting quotes or purchasing a policy on the internet. For those who are eligible, the company offers a wide range of insurance discounts that can lower their costs. Additional benefits like accident forgiveness and new car replacement are not mentioned on the Grange website. Check the fine print of the insurance before purchasing and make sure to ask your agent directly if these features are included.

Whether you live in one of Grange's 13 serviced states or simply want to compare your insurance alternatives before making a final decision, we urge you to research on the best auto insurance companies. When purchasing auto insurance, it's generally a good idea to compare rates from different companies.

About Grange Car Insurance

Since 2002, Grange Insurance has been associated with Integrity Insurance. Both companies sell low-cost and customizable auto, life, homeowners, renters' umbrella, motorcycle, boat, and business insurance in 13 states, including Iowa, Illinois, Georgia, Indiana, Michigan, Kentucky, Pennsylvania, Ohio, Minnesota, Tennessee, South Carolina, Virginia, and Wisconsin.

According to the National Association of Insurance Commissioners (NAIC), the Grange Mutual Casualty Group wrote more than $574 million in private passenger auto premiums and more than $1.23 billion in total premiums across all lines in 2018.

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A Brief History of Grange

Grange Insurance is a mutual insurance company founded in 1935 to provide affordable car insurance to National Grange Patrons of the Husbandry members. It is headquartered in Columbus, Ohio and has an A- rating from AM Best.

Grange’s Charitable Causes

Grange Insurance got Grange Insurance Gives, a donor-advised fund operated by The Columbus Foundation, to further demonstrate its deep commitment to serving the community and strengthen its existing extensive community relations program. The Columbus Foundation and Grange work together to monitor the assets' investments and expenditures, including philanthropic donations to a variety of non-profit organisations that help alter lives, offer comfort, and enrich the neighbourhood.

Grange Insurance has a well-known community relations programme that involves financial support, volunteerism, and in-kind donations in the areas it serves. During the past two years, the corporation and its employees have donated nearly $1.4 million to non-profit organisations.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with

Frequently Asked Questions

How good is Grange car insurance?

If you're looking for basic coverage and additional safeguards like full glass repair and identity theft, Grange is an excellent insurance company. There are several discounts available at this company, so even though it is not the most inexpensive alternative, its plans are not prohibitively expensive.

Does Grange insurance cover rental cars?

If you have collision and comprehensive coverage included in your policy, Grange will cover rental cars.

What states does Grange insurance cover?

Grange insurance covers Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia and Wisconsin.

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