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Finding the cheapest car insurance quotes in Ages Brookside shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Ages Brookside
The car insurance rate in Ages Brookside is $1226 for a six-month policy, which is $204 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $521, making it a popular choice for budget-conscious drivers. Rates in Ages Brookside can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Ages Brookside
1st place: AutoOwners Insurance Co
At $521 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Cincinnati
Cincinnati offers auto
insurance rates at $570 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Kentucky Farm Bureau
Kentucky Farm Bureau offers auto insurance
rates at $749
for six months, making it
the third cheapest auto insurance company in Ages Brookside.
Ages Brookside Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Ages Brookside, KY is AutoOwners Insurance Co, offering policies at just $521 for a six-month term. This is followed by Cincinnati, which has an average six-month premium of $570.
At the higher end of the spectrum, Grange is the most expensive, with rates reaching $1426 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ages Brookside drivers find the best deals.
Cheap Car Insurance Companies in Ages Brookside, KY
Way's key takeaways about car insurance in Ages Brookside
The auto insurance costs in Ages Brookside fall around $521 for six
months.
The cheapest auto insurance company in Ages Brookside is Cincinnati.
Teen drivers pay the highest rate in Ages Brookside at $1673 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Ages Brookside
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Ages Brookside are given below.
Cincinnati provides
the cheapest minimum car insurance
coverage in Ages Brookside. Their Average 6 Month Premium is $179.
Allstate is the most
expensive at $1248 for the same
period.
Cheapest Full Coverage Car Insurance in Ages Brookside
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Ages Brookside is AutoOwners Insurance Co
at $89 per month and $521
for six months.
Cheapest Full Coverage Car Insurance Quotes in Ages Brookside,
KY
Get Your Car Insurance Quote in Ages Brookside
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Average Car Insurance in Ages Brookside by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Ages Brookside, KY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Ages Brookside, Kentucky, may be increasing due to several external factors.
Kentucky has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Ages Brookside's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Ages Brookside
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$1187
30s
Auto-Owners
$900
40s
Auto-Owners
$880
50s
Auto-Owners
$840
60s
USAA
$874
70s
State Farm
$973
Cheapest Car Insurance Rates for Teen Drivers in
Ages Brookside,KY
If you are planning to get a car insurance policy for your teenage
dependent, Cincinnati provides the cheapest car
insurance in the Ages Brookside at $38
per
month. At $9936 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Ages Brookside.
As young drivers face the highest rates in Ages Brookside, USAA
offers the cheapest auto insurance rates at $1187 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Ages Brookside,
Cincinnati is
the cheapest car insurance provider. At $306 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Ages Brookside is Allstate, offering
rates of around $6473 for six
months.
Save up to $971/yr on car insurance rates in Ages Brookside.
Car Insurance Rates with An Accident in Ages Brookside
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Ages Brookside, KY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Ages Brookside
The cheapest car insurance companies after an at-fault accident in
Ages Brookside include AutoOwners Insurance Co
and Electric, offering $364
and $364,
respectively. Allstate is an expensive provider
with an average six-month premium of
$5239.
Here is a list of driving violations that can increase your car
insurance rates in Ages Brookside KY. For example, the car
insurance in Ages Brookside
after a DUI increases to $1490 for a six
month policy. While the rate increases by $378 for a six-month policy in the case of
a speeding ticket.
Ages Brookside auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1739
$290
One Med/PIP claim
$1753
$298
Two Med/PIP claims
$1825
$304
Not-at-fault accident
$1874
$319
One comp claim
$1903
$317
Failure to wear a seat belt
$1925
$328
Failure to show documents
$1988
$331
Two comp claims
$1988
$338
Driving without lights
$1996
$332
Child safety restraint
$2017
$343
Cell phone violation
$2095
$349
Driving with expired registration
$2102
$358
Texting while driving
$2102
$350
Driving too slowly
$2117
$360
Failure to stop at a red light
$2117
$353
Failure to yield
$2117
$360
Speeding 6 - 10 MPH over limit
$2117
$353
Speeding in school zone
$2117
$360
Following too closely
$2124
$354
Illegal turn
$2124
$361
Speeding 11 - 15 MPH over limit
$2124
$354
Wrong way/wrong lane
$2124
$361
Improper passing
$2131
$355
Speeding 16 - 20 MPH over limit
$2131
$362
Speeding 21 - 25 MPH over limit
$2174
$362
In 65 MPH zone
$2189
$372
Passing school bus
$2224
$371
Open container
$2281
$388
At-fault accident - less than $1000
$2323
$388
Operating a vehicle without permission
$2495
$425
At-fault accident - $1000-$2000
$2524
$420
At-fault accident - greater than $2000
$2524
$430
Reckless driving
$3172
$529
Refusal to submit to a chemical test
$3215
$547
DUI
$3229
$538
Driving with a suspended license
$3236
$551
Racing
$3251
$541
Leaving scene of an accident/hit and run
$3286
$559
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Ages Brookside after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Ages Brookside.
The cheapest car insurance premiums in
Ages Brookside are
offered by Cincinnati at $478 for a six-month policy.
However, it can be as
expensive as $2716 with companies
like AutoOwners.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Ages Brookside are offered by Cincinnati
at $214. However,
it can be as expensive as $3557
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Ages Brookside after Speeding ticket
Car Insurance Price Trends in Ages Brookside,
Kentucky
Car insurance rates in Ages Brookside have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Ages Brookside rose by
$266 in December
compared to $264 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Ages Brookside rose to $74 in December,
compared to $72 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Ages Brookside by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Ages Brookside. At $2452 for a
six-month policy, insuring
your car at 40801 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Ages Brookside?
The car insurance in Ages Brookside is $30 per month, which is lower than the national average.
What is the cheapest car insurance in Ages Brookside?
The cheapest car insurance in Ages Brookside
is $89 per month
for full coverage.
How much is car insurance in Ages Brookside for teenagers?
Car insurance for teenagers costs $228 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Ages Brookside?
The average cost of car insurance is $1022 for a six-month
policy. It will cost around $206 per month to insure your
car in Ages Brookside.
Is car insurance expensive in Ages Brookside?
Car insurance can be expensive in Ages Brookside if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Ages Brookside can be
affordable.
What is the best car insurance in Ages Brookside,
KY?
The best car insurance company in Ages Brookside
KY is
AutoOwners Insurance Co, offering $521 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Ages Brookside, KY
Car Insurance Rates by State in the USA (2025 Update)
Ages Brookside Car Insurance
