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Finding the cheapest car insurance quotes in Redfox shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Redfox
The car insurance rate in Redfox is $1267 for a six-month policy, which is $245 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $538, making it a popular choice for budget-conscious drivers. Rates in Redfox can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $538 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Cincinnati
Cincinnati offers auto
insurance rates at $589 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Kentucky Farm Bureau
Kentucky Farm Bureau offers auto insurance
rates at $774
for six months, making it
the third cheapest auto insurance company in Redfox.
Redfox Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Redfox, KY is AutoOwners Insurance Co, offering policies at just $538 for a six-month term. This is followed by Cincinnati, which has an average six-month premium of $589.
At the higher end of the spectrum, Grange is the most expensive, with rates reaching $1473 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Redfox drivers find the best deals.
The auto insurance costs in Redfox fall around $538 for six
months.
The cheapest auto insurance company in Redfox is Cincinnati.
Teen drivers pay the highest rate in Redfox at $1729 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Redfox
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Redfox are given below.
Cincinnati provides
the cheapest minimum car insurance
coverage in Redfox. Their Average 6 Month Premium is $185.
Allstate is the most
expensive at $1290 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Redfox is AutoOwners Insurance Co
at $92 per month and $538
for six months.
Cheapest Full Coverage Car Insurance Quotes in Redfox,
KY
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Redfox, KY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Redfox, Kentucky, may be increasing due to several external factors.
Kentucky has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Redfox's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Redfox
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$1226
30s
Auto-Owners
$930
40s
Auto-Owners
$909
50s
Auto-Owners
$868
60s
USAA
$903
70s
State Farm
$1006
Cheapest Car Insurance Rates for Teen Drivers in
Redfox,KY
If you are planning to get a car insurance policy for your teenage
dependent, Cincinnati provides the cheapest car
insurance in the Redfox at $40
per
month. At $10267 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Redfox.
As young drivers face the highest rates in Redfox, USAA
offers the cheapest auto insurance rates at $1226 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Redfox,
Cincinnati is
the cheapest car insurance provider. At $316 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Redfox is Allstate, offering
rates of around $6689 for six
months.
Save up to $971/yr on car insurance rates in Redfox.
Car Insurance Rates with An Accident in Redfox
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Redfox, KY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Redfox
The cheapest car insurance companies after an at-fault accident in
Redfox include AutoOwners Insurance Co
and Electric, offering $376
and $376,
respectively. Allstate is an expensive provider
with an average six-month premium of
$5414.
Here is a list of driving violations that can increase your car
insurance rates in Redfox KY. For example, the car
insurance in Redfox
after a DUI increases to $1540 for a six
month policy. While the rate increases by $390 for a six-month policy in the case of
a speeding ticket.
Redfox auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1797
$300
One Med/PIP claim
$1812
$308
Two Med/PIP claims
$1886
$314
Not-at-fault accident
$1937
$330
One comp claim
$1967
$327
Failure to wear a seat belt
$1989
$339
Failure to show documents
$2055
$342
Two comp claims
$2055
$350
Driving without lights
$2062
$343
Child safety restraint
$2084
$355
Cell phone violation
$2165
$361
Driving with expired registration
$2172
$370
Texting while driving
$2172
$362
Driving too slowly
$2187
$372
Failure to stop at a red light
$2187
$365
Failure to yield
$2187
$372
Speeding 6 - 10 MPH over limit
$2187
$365
Speeding in school zone
$2187
$372
Following too closely
$2195
$366
Illegal turn
$2195
$373
Speeding 11 - 15 MPH over limit
$2195
$366
Wrong way/wrong lane
$2195
$373
Improper passing
$2202
$367
Speeding 16 - 20 MPH over limit
$2202
$374
Speeding 21 - 25 MPH over limit
$2247
$374
In 65 MPH zone
$2262
$384
Passing school bus
$2298
$383
Open container
$2357
$401
At-fault accident - less than $1000
$2401
$401
Operating a vehicle without permission
$2578
$439
At-fault accident - $1000-$2000
$2608
$434
At-fault accident - greater than $2000
$2608
$444
Reckless driving
$3277
$547
Refusal to submit to a chemical test
$3322
$565
DUI
$3337
$556
Driving with a suspended license
$3344
$569
Racing
$3359
$559
Leaving scene of an accident/hit and run
$3395
$578
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Redfox after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Redfox.
The cheapest car insurance premiums in
Redfox are
offered by Cincinnati at $494 for a six-month policy.
However, it can be as
expensive as $2806 with companies
like AutoOwners.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Redfox are offered by Cincinnati
at $221. However,
it can be as expensive as $3675
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Redfox after Speeding ticket
Car insurance rates in Redfox have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Redfox rose by
$275 in December
compared to $273 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Redfox rose to $77 in December,
compared to $74 in November.
This represents an increase of $3
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Redfox. At $2534 for a
six-month policy, insuring
your car at 41847 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Redfox?
The car insurance in Redfox is $31 per month, which is lower than the national average.
What is the cheapest car insurance in Redfox?
The cheapest car insurance in Redfox
is $92 per month
for full coverage.
How much is car insurance in Redfox for teenagers?
Car insurance for teenagers costs $236 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Redfox?
The average cost of car insurance is $1022 for a six-month
policy. It will cost around $213 per month to insure your
car in Redfox.
Is car insurance expensive in Redfox?
Car insurance can be expensive in Redfox if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Redfox can be
affordable.
What is the best car insurance in Redfox,
KY?
The best car insurance company in Redfox
KY is
AutoOwners Insurance Co, offering $538 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Redfox, KY
Car Insurance Rates by State in the USA (2025 Update)
Redfox Car Insurance
