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Cheapest Car Insurance Quotes in Greenwell Springs
Finding the cheapest car insurance quotes in Greenwell Springs shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Greenwell Springs
The car insurance rate in Greenwell Springs is $2011 for a six-month policy, which is $321 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $580, making it a popular choice for budget-conscious drivers. Rates in Greenwell Springs can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Greenwell Springs
1st place: Louisiana Farm Bureau
At $580 for a six
month policy, Louisiana Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: Southern Farm Bureau
Southern Farm Bureau offers auto
insurance rates at $1315 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: USAA
USAA offers auto insurance
rates at $1746
for six months, making it
the third cheapest auto insurance company in Greenwell Springs.
Greenwell Springs Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Greenwell Springs, LA is Louisiana Farm Bureau, offering policies at just $580 for a six-month term. This is followed by Southern Farm Bureau, which has an average six-month premium of $1315.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2820 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Greenwell Springs drivers find the best deals.
Cheap Car Insurance Companies in Greenwell Springs, LA
Way's key takeaways about car insurance in Greenwell Springs
The auto insurance costs in Greenwell Springs fall around $580 for six
months.
The cheapest auto insurance company in Greenwell Springs is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Greenwell Springs at $1424 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Greenwell Springs
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Greenwell Springs are given below.
Louisiana Farm Bureau provides
the cheapest minimum car insurance
coverage in Greenwell Springs. Their Average 6 Month Premium is $276.
Safeway is the most
expensive at $863 for the same
period.
Cheapest Liability Coverage in Greenwell Springs, LA
Cheapest Full Coverage Car Insurance in Greenwell Springs
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Greenwell Springs is Louisiana Farm Bureau
at $99 per month and $580
for six months.
Cheapest Full Coverage Car Insurance Quotes in Greenwell Springs,
LA
Get Your Car Insurance Quote in Greenwell Springs
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Average Car Insurance in Greenwell Springs by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Greenwell Springs, LA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Greenwell Springs, Louisiana, may be increasing due to several external factors.
Louisiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Greenwell Springs's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Greenwell Springs
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$1188
30s
USAA
$964
40s
USAA
$888
50s
USAA
$848
60s
USAA
$906
70s
USAA
$928
Cheapest Car Insurance Rates for Teen Drivers in
Greenwell Springs,LA
If you are planning to get a car insurance policy for your teenage
dependent, Louisiana Farm Bureau provides the cheapest car
insurance in the Greenwell Springs at $75
per
month. At $8376 for a six-month premium,
AAA offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Greenwell Springs.
As young drivers face the highest rates in Greenwell Springs, USAA
offers the cheapest auto insurance rates at $1188 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Greenwell Springs,
Louisiana Farm Bureau is
the cheapest car insurance provider. At $495 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Greenwell Springs is State Farm, offering
rates of around $11013 for six
months.
Save up to $971/yr on car insurance rates in Greenwell Springs.
Car Insurance Rates with An Accident in Greenwell Springs
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Greenwell Springs, LA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Greenwell Springs
The cheapest car insurance companies after an at-fault accident in
Greenwell Springs include Louisiana Farm Bureau
and State Farm, offering $361
and $1414,
respectively. AAA is an expensive provider
with an average six-month premium of
$4517.
Greenwell Springs Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Greenwell Springs LA. For example, the car
insurance in Greenwell Springs
after a DUI increases to $1683 for a six
month policy. While the rate increases by $488 for a six-month policy in the case of
a speeding ticket.
Greenwell Springs auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1950
$325
One Med/PIP claim
$1950
$332
Two Med/PIP claims
$1972
$328
Not-at-fault accident
$1979
$337
One comp claim
$1986
$331
Two comp claims
$2058
$350
Failure to wear a seat belt
$2298
$383
Failure to show documents
$2325
$395
Child safety restraint
$2361
$394
Driving without lights
$2361
$401
Driving with expired registration
$2404
$401
Driving too slowly
$2438
$414
Speeding 11 - 15 MPH over limit
$2438
$407
Speeding 16 - 20 MPH over limit
$2438
$414
Speeding 6 - 10 MPH over limit
$2438
$407
Speeding in school zone
$2438
$414
In 65 MPH zone
$2445
$408
Cell phone violation
$2467
$419
Texting while driving
$2467
$412
Wrong way/wrong lane
$2467
$419
At-fault accident - less than $1000
$2481
$413
Failure to stop at a red light
$2481
$422
Failure to yield
$2481
$413
Following too closely
$2481
$422
Illegal turn
$2481
$413
Improper passing
$2481
$422
Passing school bus
$2503
$417
Speeding 21 - 25 MPH over limit
$2503
$426
Open container
$2573
$428
Operating a vehicle without permission
$2750
$468
At-fault accident - $1000-$2000
$2820
$470
At-fault accident - greater than $2000
$2820
$480
Reckless driving
$3407
$568
Refusal to submit to a chemical test
$3464
$589
DUI
$3633
$606
Racing
$3662
$622
Leaving scene of an accident/hit and run
$3690
$615
Driving with a suspended license
$3704
$630
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Greenwell Springs after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Greenwell Springs.
The cheapest car insurance premiums in
Greenwell Springs are
offered by Louisiana Farm Bureau at $396 for a six-month policy.
However, it can be as
expensive as $4178 with companies
like AAA.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Greenwell Springs are offered by Louisiana Farm Bureau
at $325. However,
it can be as expensive as $3923
with companies like AAA for a similar
six-month premium.
Cheapest Car Insurance in Greenwell Springs after Speeding ticket
Car Insurance Price Trends in Greenwell Springs,
Louisiana
Car insurance rates in Greenwell Springs have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Greenwell Springs rose by
$443 in January
compared to $362 of December. In other words, there has been an increase by $81 when you
compare January and December.
The average cost of liability insurance in the Greenwell Springs rose to $106 in January,
compared to $101 in December.
This represents an increase of $5
when comparing January and December.
Average Car Insurance Cost in Greenwell Springs by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Greenwell Springs. At $4022 for a
six-month policy, insuring
your car at 70739 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Greenwell Springs?
The car insurance in Greenwell Springs is $46 per month, which is lower than the national average.
What is the cheapest car insurance in Greenwell Springs?
The cheapest car insurance in Greenwell Springs
is $99 per month
for full coverage.
How much is car insurance in Greenwell Springs for teenagers?
Car insurance for teenagers costs $452 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Greenwell Springs?
The average cost of car insurance is $1690 for a six-month
policy. It will cost around $338 per month to insure your
car in Greenwell Springs.
Is car insurance expensive in Greenwell Springs?
Car insurance can be expensive in Greenwell Springs if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Greenwell Springs can be
affordable.
What is the best car insurance in Greenwell Springs,
LA?
The best car insurance company in Greenwell Springs
LA is
Louisiana Farm Bureau, offering $580 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Greenwell Springs, LA
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Greenwell Springs Car Insurance
