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Finding the cheapest car insurance quotes in Kurthwood shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Kurthwood
The car insurance rate in Kurthwood is $1206 for a six-month policy, which is $301 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $390, making it a popular choice for budget-conscious drivers. Rates in Kurthwood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $390 for a six
month policy, Louisiana Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: Farm Bureau
Farm Bureau offers auto
insurance rates at $850 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Southern Farm Bureau
Southern Farm Bureau offers auto insurance
rates at $884
for six months, making it
the third cheapest auto insurance company in Kurthwood.
Kurthwood Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Kurthwood, LA is Louisiana Farm Bureau, offering policies at just $390 for a six-month term. This is followed by Farm Bureau, which has an average six-month premium of $850.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1720 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kurthwood drivers find the best deals.
Way's key takeaways about car insurance in Kurthwood
The auto insurance costs in Kurthwood fall around $390 for six
months.
The cheapest auto insurance company in Kurthwood is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Kurthwood at $100 per
month.
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Cheapest Minimum Liability Car Insurance in Kurthwood
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Kurthwood are given below.
Louisiana Farm Bureau provides
the cheapest minimum car insurance
coverage in Kurthwood. Their Average 6 Month Premium is $186.
AAA is the most
expensive at $385 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Kurthwood is Louisiana Farm Bureau
at $65 per month and $390
for six months.
Cheapest Full Coverage Car Insurance Quotes in Kurthwood,
LA
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Average Car Insurance in Kurthwood by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Kurthwood, LA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Kurthwood, Louisiana, may be increasing due to several external factors.
Louisiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Kurthwood's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Kurthwood
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$798
30s
USAA
$648
40s
USAA
$597
50s
USAA
$570
60s
USAA
$609
70s
USAA
$624
Cheapest Car Insurance Rates for Teen Drivers in
Kurthwood,LA
If you are planning to get a car insurance policy for your teenage
dependent, Louisiana Farm Bureau provides the cheapest car
insurance in the Kurthwood at $50
per
month. At $590 for a six-month premium,
AAA offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Kurthwood.
As young drivers face the highest rates in Kurthwood, USAA
offers the cheapest auto insurance rates at $798 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Kurthwood,
Louisiana Farm Bureau is
the cheapest car insurance provider. At $333 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Kurthwood is State Farm, offering
rates of around $5194 for six
months.
Save up to $971/yr on car insurance rates in Kurthwood.
Car Insurance Rates with An Accident in Kurthwood
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Kurthwood, LA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Kurthwood
The cheapest car insurance companies after an at-fault accident in
Kurthwood include Louisiana Farm Bureau
and State Farm, offering $242
and $722,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1335.
Here is a list of driving violations that can increase your car
insurance rates in Kurthwood LA. For example, the car
insurance in Kurthwood
after a DUI increases to $1131 for a six
month policy. While the rate increases by $328 for a six-month policy in the case of
a speeding ticket.
Kurthwood auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1311
$218
One Med/PIP claim
$1311
$223
Two Med/PIP claims
$1326
$221
Not-at-fault accident
$1330
$226
One comp claim
$1335
$222
Two comp claims
$1383
$235
Failure to wear a seat belt
$1545
$258
Failure to show documents
$1563
$266
Child safety restraint
$1587
$265
Driving without lights
$1587
$270
Driving with expired registration
$1616
$270
Driving too slowly
$1639
$278
Speeding 11 - 15 MPH over limit
$1639
$274
Speeding 16 - 20 MPH over limit
$1639
$278
Speeding 6 - 10 MPH over limit
$1639
$274
Speeding in school zone
$1639
$278
In 65 MPH zone
$1644
$274
Cell phone violation
$1658
$282
Texting while driving
$1658
$277
Wrong way/wrong lane
$1658
$282
At-fault accident - less than $1000
$1668
$278
Failure to stop at a red light
$1668
$284
Failure to yield
$1668
$278
Following too closely
$1668
$284
Illegal turn
$1668
$278
Improper passing
$1668
$284
Passing school bus
$1682
$280
Speeding 21 - 25 MPH over limit
$1682
$286
Open container
$1730
$288
Operating a vehicle without permission
$1849
$314
At-fault accident - $1000-$2000
$1896
$316
At-fault accident - greater than $2000
$1896
$322
Reckless driving
$2290
$382
Refusal to submit to a chemical test
$2329
$396
DUI
$2442
$407
Racing
$2462
$418
Leaving scene of an accident/hit and run
$2481
$414
Driving with a suspended license
$2490
$423
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Kurthwood after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Kurthwood.
The cheapest car insurance premiums in
Kurthwood are
offered by Louisiana Farm Bureau at $266 for a six-month policy.
However, it can be as
expensive as $646 with companies
like AAA.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Kurthwood are offered by Louisiana Farm Bureau
at $218. However,
it can be as expensive as $1526
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Kurthwood after Speeding ticket
Car Insurance Price Trends in Kurthwood,
Louisiana
Car insurance rates in Kurthwood have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Kurthwood rose by
$242 in December
compared to $239 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Kurthwood rose to $66 in December,
compared to $61 in November.
This represents an increase of $5
when comparing December and November.
Average Car Insurance Cost in Kurthwood by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Kurthwood. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Kurthwood?
The car insurance in Kurthwood is $31 per month, which is lower than the national average.
What is the cheapest car insurance in Kurthwood?
The cheapest car insurance in Kurthwood
is $65 per month
for full coverage.
How much is car insurance in Kurthwood for teenagers?
Car insurance for teenagers costs $304 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Kurthwood?
The average cost of car insurance is $1507 for a six-month
policy. It will cost around $202 per month to insure your
car in Kurthwood.
Is car insurance expensive in Kurthwood?
Car insurance can be expensive in Kurthwood if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Kurthwood can be
affordable.
What is the best car insurance in Kurthwood,
LA?
The best car insurance company in Kurthwood
LA is
Louisiana Farm Bureau, offering $390 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Kurthwood, LA
Car Insurance Rates by State in the USA (2025 Update)
Kurthwood Car Insurance
