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Finding the cheapest car insurance quotes in Tunica shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Tunica
The car insurance rate in Tunica is $1612 for a six-month policy, which is $105 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $521, making it a popular choice for budget-conscious drivers. Rates in Tunica can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $521 for a six
month policy, Louisiana Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: Farm Bureau
Farm Bureau offers auto
insurance rates at $1137 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Southern Farm Bureau
Southern Farm Bureau offers auto insurance
rates at $1182
for six months, making it
the third cheapest auto insurance company in Tunica.
Tunica Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Tunica, LA is Louisiana Farm Bureau, offering policies at just $521 for a six-month term. This is followed by Farm Bureau, which has an average six-month premium of $1137.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2301 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tunica drivers find the best deals.
The auto insurance costs in Tunica fall around $521 for six
months.
The cheapest auto insurance company in Tunica is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Tunica at $134 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Tunica
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Tunica are given below.
Louisiana Farm Bureau provides
the cheapest minimum car insurance
coverage in Tunica. Their Average 6 Month Premium is $248.
AAA is the most
expensive at $515 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Tunica is Louisiana Farm Bureau
at $87 per month and $521
for six months.
Cheapest Full Coverage Car Insurance Quotes in Tunica,
LA
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Tunica, LA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Tunica, Louisiana, may be increasing due to several external factors.
Louisiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Tunica's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Tunica
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$1068
30s
USAA
$867
40s
USAA
$798
50s
USAA
$763
60s
USAA
$814
70s
USAA
$835
Cheapest Car Insurance Rates for Teen Drivers in
Tunica,LA
If you are planning to get a car insurance policy for your teenage
dependent, Louisiana Farm Bureau provides the cheapest car
insurance in the Tunica at $67
per
month. At $789 for a six-month premium,
AAA offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Tunica.
As young drivers face the highest rates in Tunica, USAA
offers the cheapest auto insurance rates at $1068 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Tunica,
Louisiana Farm Bureau is
the cheapest car insurance provider. At $445 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Tunica is State Farm, offering
rates of around $6946 for six
months.
Save up to $971/yr on car insurance rates in Tunica.
Car Insurance Rates with An Accident in Tunica
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Tunica, LA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Tunica
The cheapest car insurance companies after an at-fault accident in
Tunica include Louisiana Farm Bureau
and State Farm, offering $324
and $966,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1786.
Here is a list of driving violations that can increase your car
insurance rates in Tunica LA. For example, the car
insurance in Tunica
after a DUI increases to $1513 for a six
month policy. While the rate increases by $438 for a six-month policy in the case of
a speeding ticket.
Tunica auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1754
$292
One Med/PIP claim
$1754
$299
Two Med/PIP claims
$1773
$295
Not-at-fault accident
$1779
$303
One comp claim
$1786
$297
Two comp claims
$1850
$315
Failure to wear a seat belt
$2066
$345
Failure to show documents
$2091
$355
Child safety restraint
$2123
$354
Driving without lights
$2123
$361
Driving with expired registration
$2161
$361
Driving too slowly
$2192
$372
Speeding 11 - 15 MPH over limit
$2192
$366
Speeding 16 - 20 MPH over limit
$2192
$372
Speeding 6 - 10 MPH over limit
$2192
$366
Speeding in school zone
$2192
$372
In 65 MPH zone
$2199
$367
Cell phone violation
$2218
$377
Texting while driving
$2218
$370
Wrong way/wrong lane
$2218
$377
At-fault accident - less than $1000
$2231
$371
Failure to stop at a red light
$2231
$380
Failure to yield
$2231
$371
Following too closely
$2231
$380
Illegal turn
$2231
$371
Improper passing
$2231
$380
Passing school bus
$2250
$375
Speeding 21 - 25 MPH over limit
$2250
$383
Open container
$2313
$385
Operating a vehicle without permission
$2473
$421
At-fault accident - $1000-$2000
$2536
$423
At-fault accident - greater than $2000
$2536
$431
Reckless driving
$3063
$510
Refusal to submit to a chemical test
$3115
$530
DUI
$3267
$545
Racing
$3292
$560
Leaving scene of an accident/hit and run
$3318
$553
Driving with a suspended license
$3331
$566
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Tunica after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Tunica.
The cheapest car insurance premiums in
Tunica are
offered by Louisiana Farm Bureau at $356 for a six-month policy.
However, it can be as
expensive as $865 with companies
like AAA.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Tunica are offered by Louisiana Farm Bureau
at $292. However,
it can be as expensive as $2040
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Tunica after Speeding ticket
Car insurance rates in Tunica have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Tunica rose by
$324 in December
compared to $320 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Tunica rose to $89 in December,
compared to $81 in November.
This represents an increase of $8
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Tunica. At $3224 for a
six-month policy, insuring
your car at 70782 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Tunica?
The car insurance in Tunica is $42 per month, which is lower than the national average.
What is the cheapest car insurance in Tunica?
The cheapest car insurance in Tunica
is $87 per month
for full coverage.
How much is car insurance in Tunica for teenagers?
Car insurance for teenagers costs $407 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Tunica?
The average cost of car insurance is $1507 for a six-month
policy. It will cost around $271 per month to insure your
car in Tunica.
Is car insurance expensive in Tunica?
Car insurance can be expensive in Tunica if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Tunica can be
affordable.
What is the best car insurance in Tunica,
LA?
The best car insurance company in Tunica
LA is
Louisiana Farm Bureau, offering $521 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Tunica, LA
Car Insurance Rates by State in the USA (2025 Update)
Tunica Car Insurance
