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Finding the cheapest car insurance quotes in Avenue shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Avenue
The car insurance rate in Avenue is $925 for a six-month policy, which is $91 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $676, making it a popular choice for budget-conscious drivers. Rates in Avenue can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $676 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $730 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $746
for six months, making it
the third cheapest auto insurance company in Avenue.
Avenue Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Avenue, MD is Kemper, offering policies at just $676 for a six-month term. This is followed by USAA, which has an average six-month premium of $730.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1730 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Avenue drivers find the best deals.
The auto insurance costs in Avenue fall around $676 for six
months.
The cheapest auto insurance company in Avenue is USAA.
Teen drivers pay the highest rate in Avenue at $1215 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Avenue
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Avenue are given below.
USAA provides
the cheapest minimum car insurance
coverage in Avenue. Their Average 6 Month Premium is $270.
Allstate is the most
expensive at $946 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Avenue is Kemper
at $115 per month and $676
for six months.
Cheapest Full Coverage Car Insurance Quotes in Avenue,
MD
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Avenue, MD increasing?
Despite maintaining a clean driving record, your car insurance rates
in Avenue, Maryland, may be increasing due to several external factors.
Maryland has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Avenue's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Avenue
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$623
30s
Travelers
$531
40s
Travelers
$484
50s
Travelers
$458
60s
Travelers
$513
70s
USAA
$542
Cheapest Car Insurance Rates for Teen Drivers in
Avenue,MD
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Avenue at $69
per
month. At $7216 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Avenue.
As young drivers face the highest rates in Avenue, Travelers
offers the cheapest auto insurance rates at $623 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Avenue,
USAA is
the cheapest car insurance provider. At $854 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Avenue is State Farm, offering
rates of around $3232 for six
months.
Save up to $971/yr on car insurance rates in Avenue.
Car Insurance Rates with An Accident in Avenue
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Avenue, MD,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Avenue
The cheapest car insurance companies after an at-fault accident in
Avenue include Erie
and USAA, offering $671
and $763,
respectively. Encompass is an expensive provider
with an average six-month premium of
$600.
Here is a list of driving violations that can increase your car
insurance rates in Avenue MD. For example, the car
insurance in Avenue
after a DUI increases to $1026 for a six
month policy. While the rate increases by $238 for a six-month policy in the case of
a speeding ticket.
Avenue auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1092
$182
One Med/PIP claim
$1129
$192
Not-at-fault accident
$1173
$196
One comp claim
$1178
$200
Two Med/PIP claims
$1200
$200
Failure to wear a seat belt
$1238
$210
Failure to show documents
$1270
$212
Child safety restraint
$1281
$217
Two comp claims
$1281
$214
Driving with expired registration
$1313
$223
Cell phone violation
$1330
$222
Driving too slowly
$1330
$226
Failure to stop at a red light
$1330
$222
Failure to yield
$1330
$226
Following too closely
$1330
$222
Illegal turn
$1330
$226
Improper passing
$1330
$222
Speeding 11 - 15 MPH over limit
$1330
$226
Speeding 16 - 20 MPH over limit
$1330
$222
Speeding 6 - 10 MPH over limit
$1330
$226
Texting while driving
$1330
$222
Wrong way/wrong lane
$1330
$226
Speeding in school zone
$1346
$225
At-fault accident - less than $1000
$1373
$234
Passing school bus
$1379
$229
Driving without lights
$1384
$236
Open container
$1390
$231
Operating a vehicle without permission
$1405
$239
Speeding 21 - 25 MPH over limit
$1454
$242
In 65 MPH zone
$1589
$270
At-fault accident - $1000-$2000
$1638
$273
At-fault accident - greater than $2000
$1638
$278
Reckless driving
$1870
$312
Racing
$2011
$342
Driving with a suspended license
$2043
$340
Refusal to submit to a chemical test
$2108
$359
DUI
$2118
$353
Leaving scene of an accident/hit and run
$2135
$363
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Avenue after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Avenue.
The cheapest car insurance premiums in
Avenue are
offered by Erie at $573 for a six-month policy.
However, it can be as
expensive as $2357 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Avenue are offered by State Farm
at $513. However,
it can be as expensive as $2206
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Avenue after Speeding ticket
Car insurance rates in Avenue have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Avenue rose by
$194 in December
compared to $193 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Avenue remained steady at $70 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Avenue. At $1849 for a
six-month policy, insuring
your car at 20609 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Avenue?
The car insurance in Avenue is $46 per month, which is lower than the national average.
What is the cheapest car insurance in Avenue?
The cheapest car insurance in Avenue
is $115 per month
for full coverage.
How much is car insurance in Avenue for teenagers?
Car insurance for teenagers costs $406 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Avenue?
The average cost of car insurance is $1016 for a six-month
policy. It will cost around $156 per month to insure your
car in Avenue.
Is car insurance expensive in Avenue?
Car insurance can be expensive in Avenue if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Avenue can be
affordable.
What is the best car insurance in Avenue,
MD?
The best car insurance company in Avenue
MD is
Kemper, offering $676 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Avenue, MD
Car Insurance Rates by State in the USA (2025 Update)
Avenue Car Insurance
