We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Long Green shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Long Green
The car insurance rate in Long Green is $1409 for a six-month policy, which is $205 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $869, making it a popular choice for budget-conscious drivers. Rates in Long Green can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $869 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $959 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $1000
for six months, making it
the third cheapest auto insurance company in Long Green.
Long Green Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Long Green, MD is Kemper, offering policies at just $869 for a six-month term. This is followed by USAA, which has an average six-month premium of $959.
At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2801 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Long Green drivers find the best deals.
Way's key takeaways about car insurance in Long Green
The auto insurance costs in Long Green fall around $869 for six
months.
The cheapest auto insurance company in Long Green is USAA.
Teen drivers pay the highest rate in Long Green at $1450 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Long Green
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Long Green are given below.
USAA provides
the cheapest minimum car insurance
coverage in Long Green. Their Average 6 Month Premium is $355.
Allstate is the most
expensive at $1112 for the same
period.
Cheapest Full Coverage Car Insurance in Long Green
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Long Green is Kemper
at $147 per month and $869
for six months.
Cheapest Full Coverage Car Insurance Quotes in Long Green,
MD
Get Your Car Insurance Quote in Long Green
Instantly!
Average Car Insurance in Long Green by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Long Green, MD increasing?
Despite maintaining a clean driving record, your car insurance rates
in Long Green, Maryland, may be increasing due to several external factors.
Maryland has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Long Green's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Long Green
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Long Green,MD
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Long Green at $87
per
month. At $8701 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Long Green.
As young drivers face the highest rates in Long Green, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Long Green,
USAA is
the cheapest car insurance provider. At $1251 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Long Green is Allstate, offering
rates of around $3246 for six
months.
Save up to $971/yr on car insurance rates in Long Green.
Car Insurance Rates with An Accident in Long Green
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Long Green, MD,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Long Green
The cheapest car insurance companies after an at-fault accident in
Long Green include Erie
and USAA, offering $993
and $1014,
respectively. Allstate is an expensive provider
with an average six-month premium of
$3829.
Here is a list of driving violations that can increase your car
insurance rates in Long Green MD. For example, the car
insurance in Long Green
after a DUI increases to $1320 for a six
month policy. While the rate increases by $305 for a six-month policy in the case of
a speeding ticket.
Long Green auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1404
$234
One Med/PIP claim
$1452
$247
Not-at-fault accident
$1508
$252
One comp claim
$1515
$257
Two Med/PIP claims
$1543
$257
Failure to wear a seat belt
$1591
$270
Failure to show documents
$1633
$273
Child safety restraint
$1647
$280
Two comp claims
$1647
$275
Driving with expired registration
$1688
$287
Cell phone violation
$1709
$285
Driving too slowly
$1709
$290
Failure to stop at a red light
$1709
$285
Failure to yield
$1709
$290
Following too closely
$1709
$285
Illegal turn
$1709
$290
Improper passing
$1709
$285
Speeding 11 - 15 MPH over limit
$1709
$290
Speeding 16 - 20 MPH over limit
$1709
$285
Speeding 6 - 10 MPH over limit
$1709
$290
Texting while driving
$1709
$285
Wrong way/wrong lane
$1709
$290
Speeding in school zone
$1730
$289
At-fault accident - less than $1000
$1766
$301
Passing school bus
$1773
$295
Driving without lights
$1780
$303
Open container
$1787
$297
Operating a vehicle without permission
$1806
$308
Speeding 21 - 25 MPH over limit
$1870
$311
In 65 MPH zone
$2043
$347
At-fault accident - $1000-$2000
$2106
$351
At-fault accident - greater than $2000
$2106
$358
Reckless driving
$2404
$401
Racing
$2586
$440
Driving with a suspended license
$2627
$438
Refusal to submit to a chemical test
$2711
$461
DUI
$2724
$454
Leaving scene of an accident/hit and run
$2745
$467
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Long Green after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Long Green.
The cheapest car insurance premiums in
Long Green are
offered by Erie at $834 for a six-month policy.
However, it can be as
expensive as $4121 with companies
like Maryland Auto.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Long Green are offered by USAA
at $855. However,
it can be as expensive as $2836
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Long Green after Speeding ticket
Car Insurance Price Trends in Long Green,
Maryland
Car insurance rates in Long Green have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Long Green rose by
$263 in January
compared to $249 of December. In other words, there has been an increase by $14 when you
compare January and December.
The average cost of liability insurance in the Long Green rose to $91 in January,
compared to $90 in December.
This represents an increase of $1
when comparing January and December.
Average Car Insurance Cost in Long Green by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Long Green. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Long Green?
The car insurance in Long Green is $60 per month, which is lower than the national average.
What is the cheapest car insurance in Long Green?
The cheapest car insurance in Long Green
is $147 per month
for full coverage.
How much is car insurance in Long Green for teenagers?
Car insurance for teenagers costs $522 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Long Green?
The average cost of car insurance is $1204 for a six-month
policy. It will cost around $236 per month to insure your
car in Long Green.
Is car insurance expensive in Long Green?
Car insurance can be expensive in Long Green if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Long Green can be
affordable.
What is the best car insurance in Long Green,
MD?
The best car insurance company in Long Green
MD is
Kemper, offering $869 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Long Green right now.
Find Car Insurance Rates in Cities Near Long Green, MD
Car Insurance Rates by State in the USA (2025 Update)
Long Green Car Insurance
