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Finding the cheapest car insurance quotes in Marriottsville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Marriottsville
The car insurance rate in Marriottsville is $1300 for a six-month policy, which is $96 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $802, making it a popular choice for budget-conscious drivers. Rates in Marriottsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Marriottsville
1st place: Kemper
At $802 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $886 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $923
for six months, making it
the third cheapest auto insurance company in Marriottsville.
Marriottsville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Marriottsville, MD is Kemper, offering policies at just $802 for a six-month term. This is followed by USAA, which has an average six-month premium of $886.
At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2586 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marriottsville drivers find the best deals.
Cheap Car Insurance Companies in Marriottsville, MD
Way's key takeaways about car insurance in Marriottsville
The auto insurance costs in Marriottsville fall around $802 for six
months.
The cheapest auto insurance company in Marriottsville is USAA.
Teen drivers pay the highest rate in Marriottsville at $1338 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Marriottsville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Marriottsville are given below.
USAA provides
the cheapest minimum car insurance
coverage in Marriottsville. Their Average 6 Month Premium is $327.
Allstate is the most
expensive at $1026 for the same
period.
Cheapest Full Coverage Car Insurance in Marriottsville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Marriottsville is Kemper
at $136 per month and $802
for six months.
Cheapest Full Coverage Car Insurance Quotes in Marriottsville,
MD
Get Your Car Insurance Quote in Marriottsville
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Average Car Insurance in Marriottsville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Marriottsville, MD increasing?
Despite maintaining a clean driving record, your car insurance rates
in Marriottsville, Maryland, may be increasing due to several external factors.
Maryland has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Marriottsville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Marriottsville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Marriottsville,MD
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Marriottsville at $80
per
month. At $8032 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Marriottsville.
As young drivers face the highest rates in Marriottsville, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Marriottsville,
USAA is
the cheapest car insurance provider. At $1155 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Marriottsville is Allstate, offering
rates of around $2996 for six
months.
Save up to $971/yr on car insurance rates in Marriottsville.
Car Insurance Rates with An Accident in Marriottsville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Marriottsville, MD,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Marriottsville
The cheapest car insurance companies after an at-fault accident in
Marriottsville include Erie
and USAA, offering $917
and $936,
respectively. Allstate is an expensive provider
with an average six-month premium of
$3535.
Here is a list of driving violations that can increase your car
insurance rates in Marriottsville MD. For example, the car
insurance in Marriottsville
after a DUI increases to $1218 for a six
month policy. While the rate increases by $282 for a six-month policy in the case of
a speeding ticket.
Marriottsville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1296
$216
One Med/PIP claim
$1340
$228
Not-at-fault accident
$1392
$232
One comp claim
$1399
$238
Two Med/PIP claims
$1425
$238
Failure to wear a seat belt
$1469
$249
Failure to show documents
$1508
$252
Child safety restraint
$1521
$258
Two comp claims
$1521
$254
Driving with expired registration
$1558
$265
Cell phone violation
$1578
$264
Driving too slowly
$1578
$268
Failure to stop at a red light
$1578
$264
Failure to yield
$1578
$268
Following too closely
$1578
$264
Illegal turn
$1578
$268
Improper passing
$1578
$264
Speeding 11 - 15 MPH over limit
$1578
$268
Speeding 16 - 20 MPH over limit
$1578
$264
Speeding 6 - 10 MPH over limit
$1578
$268
Texting while driving
$1578
$264
Wrong way/wrong lane
$1578
$268
Speeding in school zone
$1597
$267
At-fault accident - less than $1000
$1630
$278
Passing school bus
$1636
$272
Driving without lights
$1643
$280
Open container
$1649
$274
Operating a vehicle without permission
$1668
$284
Speeding 21 - 25 MPH over limit
$1726
$287
In 65 MPH zone
$1886
$321
At-fault accident - $1000-$2000
$1944
$324
At-fault accident - greater than $2000
$1944
$330
Reckless driving
$2219
$370
Racing
$2387
$406
Driving with a suspended license
$2425
$404
Refusal to submit to a chemical test
$2502
$426
DUI
$2514
$419
Leaving scene of an accident/hit and run
$2534
$431
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Marriottsville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Marriottsville.
The cheapest car insurance premiums in
Marriottsville are
offered by Erie at $770 for a six-month policy.
However, it can be as
expensive as $3804 with companies
like Maryland Auto.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Marriottsville are offered by USAA
at $789. However,
it can be as expensive as $2618
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Marriottsville after Speeding ticket
Car Insurance Price Trends in Marriottsville,
Maryland
Car insurance rates in Marriottsville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Marriottsville rose by
$243 in January
compared to $230 of December. In other words, there has been an increase by $13 when you
compare January and December.
The average cost of liability insurance in the Marriottsville rose to $84 in January,
compared to $83 in December.
This represents an increase of $1
when comparing January and December.
Average Car Insurance Cost in Marriottsville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Marriottsville. At $2600 for a
six-month policy, insuring
your car at 21104 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Marriottsville?
The car insurance in Marriottsville is $55 per month, which is lower than the national average.
What is the cheapest car insurance in Marriottsville?
The cheapest car insurance in Marriottsville
is $136 per month
for full coverage.
How much is car insurance in Marriottsville for teenagers?
Car insurance for teenagers costs $482 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Marriottsville?
The average cost of car insurance is $1204 for a six-month
policy. It will cost around $218 per month to insure your
car in Marriottsville.
Is car insurance expensive in Marriottsville?
Car insurance can be expensive in Marriottsville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Marriottsville can be
affordable.
What is the best car insurance in Marriottsville,
MD?
The best car insurance company in Marriottsville
MD is
Kemper, offering $802 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Marriottsville, MD
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Marriottsville Car Insurance
