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Finding the cheapest car insurance quotes in Boelus shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Boelus
The car insurance rate in Boelus is $906 for a six-month policy, which is $28 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $259, making it a popular choice for budget-conscious drivers. Rates in Boelus can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $259 for a six
month policy, American National P&C offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $398 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American National
American National offers auto insurance
rates at $501
for six months, making it
the third cheapest auto insurance company in Boelus.
Boelus Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Boelus, NE is American National P&C, offering policies at just $259 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $398.
At the higher end of the spectrum, American Family is the most expensive, with rates reaching $980 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Boelus drivers find the best deals.
The auto insurance costs in Boelus fall around $259 for six
months.
The cheapest auto insurance company in Boelus is American National P&C.
Teen drivers pay the highest rate in Boelus at $398 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Boelus
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Boelus are given below.
American National P&C provides
the cheapest minimum car insurance
coverage in Boelus. Their Average 6 Month Premium is $92.
North Star Mutual Insurance is the most
expensive at $155 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Boelus is American National P&C
at $44 per month and $259
for six months.
Cheapest Full Coverage Car Insurance Quotes in Boelus,
NE
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Boelus, NE increasing?
Despite maintaining a clean driving record, your car insurance rates
in Boelus, Nebraska, may be increasing due to several external factors.
Nebraska has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Boelus's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Boelus
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Farm Bureau Mutual
$689
30s
USAA
$534
40s
USAA
$475
50s
USAA
$454
60s
USAA
$454
70s
USAA
$529
Cheapest Car Insurance Rates for Teen Drivers in
Boelus,NE
If you are planning to get a car insurance policy for your teenage
dependent, American National P&C provides the cheapest car
insurance in the Boelus at $18
per
month. At $2340 for a six-month premium,
American Family offers the most expensive rate for
teen drivers.
If you are in your twenties Farm Bureau Mutual is
the best choice for car
insurance in Boelus.
As young drivers face the highest rates in Boelus, Farm Bureau Mutual
offers the cheapest auto insurance rates at $689 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Boelus,
American National P&C is
the cheapest car insurance provider. At $323 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Boelus is American Family, offering
rates of around $1677 for six
months.
Save up to $971/yr on car insurance rates in Boelus.
Car Insurance Rates with An Accident in Boelus
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Boelus, NE,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Boelus
The cheapest car insurance companies after an at-fault accident in
Boelus include American National P&C
and Farmers, offering $133
and $213,
respectively. American Family is an expensive provider
with an average six-month premium of
$1176.
Here is a list of driving violations that can increase your car
insurance rates in Boelus NE. For example, the car
insurance in Boelus
after a DUI increases to $927 for a six
month policy. While the rate increases by $184 for a six-month policy in the case of
a speeding ticket.
Boelus auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$986
$164
One Med/PIP claim
$986
$168
Not-at-fault accident
$1072
$178
Driving without lights
$1095
$186
Failure to show documents
$1095
$182
Driving with expired registration
$1106
$188
Failure to wear a seat belt
$1106
$184
Two Med/PIP claims
$1112
$189
Cell phone violation
$1117
$186
One comp claim
$1117
$190
Texting while driving
$1117
$186
Failure to yield
$1135
$193
Child safety restraint
$1141
$190
Driving too slowly
$1141
$194
Speeding in school zone
$1152
$192
Failure to stop at a red light
$1158
$197
Illegal turn
$1170
$195
Passing school bus
$1170
$199
Speeding 6 - 10 MPH over limit
$1170
$195
Following too closely
$1176
$200
Improper passing
$1187
$198
Speeding 11 - 15 MPH over limit
$1199
$204
Speeding 16 - 20 MPH over limit
$1215
$203
Wrong way/wrong lane
$1239
$210
Speeding 21 - 25 MPH over limit
$1250
$209
Operating a vehicle without permission
$1313
$223
In 65 MPH zone
$1331
$222
Two comp claims
$1342
$228
Open container
$1377
$230
At-fault accident - less than $1000
$1411
$240
At-fault accident - $1000-$2000
$1538
$256
At-fault accident - greater than $2000
$1538
$262
Reckless driving
$1746
$291
Driving with a suspended license
$1803
$307
Refusal to submit to a chemical test
$1861
$310
DUI
$1913
$325
Leaving scene of an accident/hit and run
$1942
$324
Racing
$1948
$331
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Boelus after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Boelus.
The cheapest car insurance premiums in
Boelus are
offered by American National P&C at $149 for a six-month policy.
However, it can be as
expensive as $980 with companies
like American Family.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Boelus are offered by American National P&C
at $115. However,
it can be as expensive as $1083
with companies like American Family for a similar
six-month premium.
Cheapest Car Insurance in Boelus after Speeding ticket
Car insurance rates in Boelus have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Boelus rose by
$181 in December
compared to $159 of November. In other words, there has been an increase by $22 when you
compare December and November.
The average cost of liability insurance in the Boelus rose to $37 in December,
compared to $36 in November.
This represents an increase of $1
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Boelus. At $1811 for a
six-month policy, insuring
your car at 68820 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Boelus?
The car insurance in Boelus is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Boelus?
The cheapest car insurance in Boelus
is $44 per month
for full coverage.
How much is car insurance in Boelus for teenagers?
Car insurance for teenagers costs $110 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Boelus?
The average cost of car insurance is $934 for a six-month
policy. It will cost around $152 per month to insure your
car in Boelus.
Is car insurance expensive in Boelus?
Car insurance can be expensive in Boelus if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Boelus can be
affordable.
What is the best car insurance in Boelus,
NE?
The best car insurance company in Boelus
NE is
American National P&C, offering $259 for a
six-month policy.
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Boelus Car Insurance
