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Finding the cheapest car insurance quotes in
Milton Mills shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in
Milton Mills
The car insurance rate in
Milton Mills is $668 for a six-month policy, which is $55 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $330, making it a popular choice for budget-conscious drivers. Rates in
Milton Mills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $330 for a six
month policy, Hanover offers
the cheapest
auto
insurance rates in the city.
2nd place: Safety Group
Safety Group offers auto
insurance rates at $343 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $343
for six months, making it
the third cheapest auto insurance company in
Milton Mills.
Milton Mills Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in
Milton Mills, NH is Hanover, offering policies at just $330 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $343.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1282 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help
Milton Mills drivers find the best deals.
Way's key takeaways about car insurance in
Milton Mills
The auto insurance costs in
Milton Mills fall around $330 for six
months.
The cheapest auto insurance company in
Milton Mills is Hanover.
Teen drivers pay the highest rate in
Milton Mills at $464 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in
Milton Mills
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in
Milton Mills are given below.
Hanover provides
the cheapest minimum car insurance
coverage in
Milton Mills. Their Average 6 Month Premium is $110.
Allstate is the most
expensive at $473 for the same
period.
Cheapest Full Coverage Car Insurance in
Milton Mills
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in
Milton Mills is Hanover
at $56 per month and $330
for six months.
Cheapest Full Coverage Car Insurance Quotes in
Milton Mills,
NH
Get Your Car Insurance Quote in
Milton Mills
Instantly!
Average Car Insurance in
Milton Mills by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in
Milton Mills, NH increasing?
Despite maintaining a clean driving record, your car insurance rates
in
Milton Mills, New Hampshire, may be increasing due to several external factors.
New Hampshire has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally,
Milton Mills's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in
Milton Mills
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Milton Mills,NH
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the
Milton Mills at $25
per
month. At $2733 for a six-month premium,
Safety offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in
Milton Mills.
As young drivers face the highest rates in
Milton Mills, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in
Milton Mills,
Hanover is
the cheapest car insurance provider. At $104 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Milton Mills is State Farm, offering
rates of around $4202 for six
months.
Save up to $971/yr on car insurance rates in
Milton Mills.
Car Insurance Rates with An Accident in
Milton Mills
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In
Milton Mills, NH,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in
Milton Mills
The cheapest car insurance companies after an at-fault accident in
Milton Mills include Vermont Mutual
and MAPFRE, offering $181
and $233,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1975.
Here is a list of driving violations that can increase your car
insurance rates in
Milton Mills NH. For example, the car
insurance in
Milton Mills
after a DUI increases to $647 for a six
month policy. While the rate increases by $116 for a six-month policy in the case of
a speeding ticket.
Milton Mills auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$771
$129
Not-at-fault accident
$771
$131
One Med/PIP claim
$771
$129
One comp claim
$790
$134
Two Med/PIP claims
$790
$132
Two comp claims
$803
$136
Failure to show documents
$855
$143
Failure to wear a seat belt
$855
$145
At-fault accident - less than $1000
$868
$145
Child safety restraint
$868
$147
Driving without lights
$868
$145
Driving with expired registration
$887
$150
Speeding 11 - 15 MPH over limit
$887
$148
Speeding 16 - 20 MPH over limit
$887
$150
Speeding 6 - 10 MPH over limit
$887
$148
Driving too slowly
$894
$152
Failure to stop at a red light
$894
$149
Failure to yield
$894
$152
Following too closely
$894
$149
Illegal turn
$894
$152
In 65 MPH zone
$894
$149
Speeding in school zone
$894
$152
Wrong way/wrong lane
$894
$149
Speeding 21 - 25 MPH over limit
$913
$155
Improper passing
$919
$154
Cell phone violation
$971
$166
Texting while driving
$971
$162
At-fault accident - $1000-$2000
$997
$170
Passing school bus
$1024
$170
Open container
$1068
$182
At-fault accident - greater than $2000
$1114
$185
Operating a vehicle without permission
$1178
$201
Racing
$1328
$221
Reckless driving
$1372
$233
Driving with a suspended license
$1405
$234
DUI
$1418
$241
Refusal to submit to a chemical test
$1418
$237
Leaving scene of an accident/hit and run
$1451
$246
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in
Milton Mills after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in
Milton Mills.
The cheapest car insurance premiums in
Milton Mills are
offered by MAPFRE at $259 for a six-month policy.
However, it can be as
expensive as $2519 with companies
like Encompass.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in
Milton Mills are offered by Hanover
at $123. However,
it can be as expensive as $1502
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in
Milton Mills after Speeding ticket
Car Insurance Price Trends in
Milton Mills,
New Hampshire
Car insurance rates in
Milton Mills have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the
Milton Mills rose by
$149 in January
compared to $123 of December. In other words, there has been an increase by $26 when you
compare January and December.
The average cost of liability insurance in the
Milton Mills rose to $40 in January,
compared to $38 in December.
This represents an increase of $2
when comparing January and December.
Average Car Insurance Cost in
Milton Mills by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Milton Mills. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in
Milton Mills?
The car insurance in
Milton Mills is $19 per month, which is lower than the national average.
What is the cheapest car insurance in
Milton Mills?
The cheapest car insurance in
Milton Mills
is $56 per month
for full coverage.
How much is car insurance in
Milton Mills for teenagers?
Car insurance for teenagers costs $149 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Milton Mills?
The average cost of car insurance is $613 for a six-month
policy. It will cost around $112 per month to insure your
car in
Milton Mills.
Is car insurance expensive in
Milton Mills?
Car insurance can be expensive in
Milton Mills if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in
Milton Mills can be
affordable.
What is the best car insurance in
Milton Mills,
NH?
The best car insurance company in
Milton Mills
NH is
Hanover, offering $330 for a
six-month policy.
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Milton Mills right now.
Find Car Insurance Rates in Cities Near
Milton Mills, NH
Car Insurance Rates by State in the USA (2025 Update)
Milton Mills Car Insurance
