When it comes to premiums written, MAPFRE, formerly Commerce Insurance, ranks 21st among all U.S. auto insurers. It is also the largest home and auto insurer in the state of Massachusetts.
Pros and Cons
A lot of coverage options and discounts
Not available in all states.
Website available in Spanish
MAPFRE Auto Insurance Coverages
MAPFRE Insurance offers all of the standard auto insurance options offered by the majority of major insurers. There are a number of additional options available to MAPFRE policyholders.
Basic Coverage Options
Uninsured motorist coverage
Extra Coverage Options
Disappearing deductible — It's possible to save up to $300 on your car insurance deductible with MAPFRE's disappearing deductible option. For every year of safe driving, you are rewarded with credit.
Accident forgiveness — MAPFRE provides the option of accident forgiveness. To avoid an increase in your auto insurance premiums if you cause an accident, you must purchase accident forgiveness at the beginning of your policy period.
Auto glass repair program — Repairing just the glass in your windows or windshield is easier with MAPFRE Insurance's auto glass repair program. When you're in need of glass repair or replacement, you can count on American Commerce Claim Service Center.
Car EZ — "Quick, easy, and stress-free" car repairs are promised by MAPFRE Insurance's CAR EZ Program. An expedited repair service could be a good option for those who need it quickly.
ePICS — By taking pictures of your car and uploading them through the MAPFRE Insurance app, ePICS claims to eliminate the need for customers to visit an appraisal facility.
TeenSMART — MAPFRE Insurance's TeenSMART safe driver program was designed to help educate young people about the importance of safe driving. When it comes to learning how to drive, TeenSMART provides interactive computer-based training. This can also help you save money on your car insurance.
Discount for completing driver training programs, including TeenSmart for young drivers.
Discount for having no at-fault accidents or traffic violations for three years.
Discount for paying your premium in full, upfront.
Paperless and online payments discount.
Student discounts for good grades or leaving the car at home while at school.
Clean in three discount: This discount may be applied if the driver has been licensed for three years and there have been no at-fault or traffic violations during the three years of the policy effective date.
MAPFRE Complaints and Customer Satisfaction
MAPFRE Insurance received an overall customer satisfaction rating of 812/1,000 in the 2021 J.D. Power U.S. Auto Insurance Study. MAPFRE came in eighth on the list of the top 12 insurance companies.
An A (Excellent) rating from AM Best and an A (Strong) from Standard and Poor's (S&P) indicates excellent financial strength for MAPFRE Insurance. This means that even when the company has suffered a loss, policyholders have historically been reimbursed.
According to the NAIC's Company Complaint Index, MAPFRE Insurance receives more customer complaints than the industry average.
See what you could save on auto insurance
MAPFRE Insurance offers a wide range of options for both auto and home insurance policies. There are a wide range of coverage options, as well as some unique programmes, like the Select Home Restoration Program, available for both products from the company.
As a result, MAPFRE has a long and successful history in the financial sector. MAPFRE Insurance, on the other hand, comes with a slew of drawbacks. This is due to several factors. Only 19 states and Puerto Rico are covered by MAPFRE.
Although, MAPFRE auto insurance provides satisfactory customer services. Multi-carrier shopping may be an option for those looking for a business with excellent customer service.
About MAPFRE Car Insurance
MAPFRE Insurance offers a wide range of options for both auto and home insurance policies. There are a wide range of coverage options, as well as some unique programmes, like the Select Home Restoration Program, available for both products from the company. As a result, MAPFRE has a long and successful history in the financial sector.
MAPFRE Insurance, on the other hand, comes with a slew of drawbacks. This is due to several factors. Only 19 states and Puerto Rico are covered by MAPFRE. Additionally, the NAIC has found that MAPFRE has a high rate of customer complaints. Multi-carrier shopping may be an option for those looking for a business with excellent customer service. MAPFRE covers AZ, CA, CT, FL, ID, IN, KY, MA, ME, NH, NJ, NY, OH, OR, PA, RI, TN, VT, WA, Puerto Rico.
(800) 222-2114 and (877) 224-5677
To speak with a Customer Service Representative, you could contact the MAPFRE Insurance Customer Service Center toll-free at (800) 222-2114 and (877) 224-5677.
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Frequently Asked Questions
How much is MAPFRE car insurance?
The average annual cost of a Mapfre minimum car insurance premium is $1,695. Those who choose full coverage can expect to pay the same. Younger drivers who purchase their car insurance from Mapfre are likely to pay about $1,965 per year. Older drivers will almost always pay less, with average annual rates around $2,565 per year.
How to cancel car insurance with MAPFRE?
To cancel your MAPFRE Insurance policy Subscription, follow these easy steps:
Call customer service on 844-627-3734.
Provide the agent with your policy number and customer details.
Ask them to cancel your policy and recurring payments.