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Cheapest Car Insurance Quotes in West Nottingham

  • Finding the cheapest car insurance quotes in West Nottingham shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
West Nottingham Car Insurance
$ 19

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in West Nottingham

The car insurance rate in West Nottingham is $687 for a six-month policy, which is $74 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $339, making it a popular choice for budget-conscious drivers. Rates in West Nottingham can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in West Nottingham

$687

National Average

$1278

Cheapest Car Insurance Companies in West Nottingham

1st place: Hanover

At $339 for a six month policy, Hanover offers the cheapest auto insurance rates in the city. 

2nd place: Safety Group

Safety Group offers auto insurance rates at $353 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Vermont Mutual

Vermont Mutual offers auto insurance rates at $353 for six months, making it the third cheapest auto insurance company in West Nottingham.

West Nottingham Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in West Nottingham, NH is Hanover, offering policies at just $339 for a six-month term. This is followed by Safety Group, which has an average six-month premium of $353.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1317 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Nottingham drivers find the best deals.

Cheap Car Insurance Companies in West Nottingham, NH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $339 $57
Safety Group $353 $58
Vermont Mutual $353 $60
MAPFRE $373 $62
Concord Group $412 $71
Encompass $559 $93
USAA $618 $104
Safety $765 $129
Auto-Owners $772 $131
Nationwide $785 $132
MMG $832 $140
Concord $871 $146
Progressive $964 $162
State Farm $991 $167
Allstate $1317 $222
Key Takeaways

Way's key takeaways about car insurance in West Nottingham

  • The auto insurance costs in West Nottingham fall around $339 for six months. 
  • The cheapest auto insurance company in West Nottingham is Hanover.
  • Teen drivers pay the highest rate in West Nottingham at $477 per month.

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Cheapest Minimum Liability Car Insurance in West Nottingham

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Nottingham are given below. 

Hanover provides the cheapest minimum car insurance coverage in West Nottingham. Their Average 6 Month Premium is $113. Allstate is the most expensive at $486 for the same period. 

Cheapest Liability Coverage in West Nottingham, NH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $113 $19
The Hanover $147 $25
Safety Group $160 $27
Vermont Mutual $160 $27
MAPFRE $179 $30
Concord Group $193 $32
Encompass $193 $32
USAA $193 $32
Auto-Owners $199 $34
MMG $213 $36
Safety $240 $40
Progressive $292 $49
Concord $380 $63
State Farm $386 $65
Nationwide $439 $73
Allstate $486 $82

Cheapest Full Coverage Car Insurance in West Nottingham

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Nottingham is Hanover at $57 per month and $339 for six months. 

Cheapest Full Coverage Car Insurance Quotes in West Nottingham, NH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $339 $57
Safety Group $353 $58
Vermont Mutual $353 $60
MAPFRE $373 $62
Concord Group $412 $71
Encompass $559 $93
USAA $618 $104
Safety $765 $129
Auto-Owners $772 $131
Nationwide $785 $132
MMG $832 $140
Concord $871 $146
Progressive $964 $162
State Farm $991 $167
Allstate $1317 $222

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Average Car Insurance in West Nottingham by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in West Nottingham, NH increasing?

Despite maintaining a clean driving record, your car insurance rates in West Nottingham, New Hampshire, may be increasing due to several external factors. New Hampshire has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, West Nottingham's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Cheapest Car Insurance Rates for Teen Drivers in West Nottingham,NH

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the West Nottingham at $26 per month. At $2808 for a six-month premium, Safety offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $153 $26
Concord Group $286 $48
Auto-Owners $292 $49
Safety Group $292 $49
Vermont Mutual $306 $52
MMG $912 $153
USAA $1417 $239
Concord $1690 $288
State Farm $1749 $295
Allstate $2288 $389
Progressive $2508 $422
Safety $2808 $477

Teen Car Insurance Rates in NH by Age

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Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in West Nottingham, Hanover is the cheapest car insurance provider. At $106 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in West Nottingham is State Farm, offering rates of around $4318 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $106 $18
Vermont Mutual $186 $31
Safety Group $193 $32
MAPFRE $226 $38
Concord Group $286 $48
Progressive $1032 $174
Safety $1170 $195
Concord $1271 $216
USAA $1378 $230
Allstate $1704 $290
MMG $1910 $318
State Farm $4318 $734

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Car Insurance Rates with An Accident in West Nottingham

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In West Nottingham, NH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in West Nottingham

The cheapest car insurance companies after an at-fault accident in West Nottingham include Vermont Mutual and MAPFRE, offering $186 and $240, respectively. Allstate is an expensive provider with an average six-month premium of $2029.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Vermont Mutual $186 $31
MAPFRE $240 $40
The Hanover $240 $40
Concord Group $279 $47
Auto-Owners $339 $56
Hanover $346 $58
USAA $566 $95
MMG $572 $96
Encompass $832 $139
Progressive $1138 $192
State Farm $1145 $193
Nationwide $1231 $209
Concord $1337 $223
Safety $1371 $233
Allstate $2029 $342

West Nottingham Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Nottingham NH. For example, the car insurance in West Nottingham after a DUI increases to $665 for a six month policy. While the rate increases by $120 for a six-month policy in the case of a speeding ticket.  

West Nottingham auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $792 $132
Not-at-fault accident $792 $134
One Med/PIP claim $792 $132
One comp claim $812 $138
Two Med/PIP claims $812 $136
Two comp claims $825 $140
Failure to show documents $878 $147
Failure to wear a seat belt $878 $149
At-fault accident - less than $1000 $892 $149
Child safety restraint $892 $151
Driving without lights $892 $149
Driving with expired registration $912 $155
Speeding 11 - 15 MPH over limit $912 $152
Speeding 16 - 20 MPH over limit $912 $155
Speeding 6 - 10 MPH over limit $912 $152
Driving too slowly $918 $156
Failure to stop at a red light $918 $153
Failure to yield $918 $156
Following too closely $918 $153
Illegal turn $918 $156
In 65 MPH zone $918 $153
Speeding in school zone $918 $156
Wrong way/wrong lane $918 $153
Speeding 21 - 25 MPH over limit $939 $159
Improper passing $944 $158
Cell phone violation $998 $170
Texting while driving $998 $167
At-fault accident - $1000-$2000 $1025 $175
Passing school bus $1052 $175
Open container $1098 $187
At-fault accident - greater than $2000 $1145 $190
Operating a vehicle without permission $1211 $206
Racing $1364 $227
Reckless driving $1410 $240
Driving with a suspended license $1444 $241
DUI $1457 $248
Refusal to submit to a chemical test $1457 $243
Leaving scene of an accident/hit and run $1491 $253

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in West Nottingham after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in West Nottingham.

The cheapest car insurance premiums in West Nottingham are offered by MAPFRE at $267 for a six-month policy. However, it can be as expensive as $2588 with companies like Encompass.

West Nottingham car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
MAPFRE $267 $45
Hanover $326 $55
Concord Group $339 $58
Auto-Owners $386 $64
Progressive $712 $120
MMG $871 $147
USAA $905 $152
Allstate $1317 $222
Safety $1530 $260
Concord $1537 $256
Nationwide $1643 $279
State Farm $1704 $287
Encompass $2588 $440

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in West Nottingham are offered by Hanover at $127. However, it can be as expensive as $1543 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in West Nottingham after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Hanover $127 $21
Safety Group $193 $32
Concord Group $220 $37
MAPFRE $240 $40
Vermont Mutual $253 $43
Safety $692 $118
USAA $799 $133
State Farm $944 $160
Concord $1177 $196
MMG $1204 $205
Allstate $1491 $249
Progressive $1543 $262

Car Insurance Price Trends in West Nottingham, New Hampshire

Car insurance rates in West Nottingham have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the West Nottingham rose by $153 in January compared to $127 of December. In other words, there has been an increase by $26 when you compare January and December.

The average cost of liability insurance in the West Nottingham rose to $41 in January, compared to $39 in December. This represents an increase of $2 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in West Nottingham?

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The car insurance in West Nottingham is $19 per month, which is lower than the national average.

What is the cheapest car insurance in West Nottingham?

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The cheapest car insurance in West Nottingham is $57 per month for full coverage.

How much is car insurance in West Nottingham for teenagers?

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Car insurance for teenagers costs $153 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in West Nottingham?

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The average cost of car insurance is $613 for a six-month policy. It will cost around $115 per month to insure your car in West Nottingham.

Is car insurance expensive in West Nottingham?

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Car insurance can be expensive in West Nottingham if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in West Nottingham can be affordable.

What is the best car insurance in West Nottingham, NH?

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The best car insurance company in West Nottingham NH is Hanover, offering $339 for a six-month policy.

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