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Cheapest Car Insurance Quotes in Holloman Air Force Base
Finding the cheapest car insurance quotes in Holloman Air Force Base shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Holloman Air Force Base
The car insurance rate in Holloman Air Force Base is $921 for a six-month policy, which is $138 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $626, making it a popular choice for budget-conscious drivers. Rates in Holloman Air Force Base can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Holloman Air Force Base
1st place: USAA
At $626 for a six
month policy, USAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Encompass
Encompass offers auto
insurance rates at $666 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $744
for six months, making it
the third cheapest auto insurance company in Holloman Air Force Base.
Holloman Air Force Base Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Holloman Air Force Base, NM is USAA, offering policies at just $626 for a six-month term. This is followed by Encompass, which has an average six-month premium of $666.
At the higher end of the spectrum, Kemper is the most expensive, with rates reaching $946 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Holloman Air Force Base drivers find the best deals.
Cheap Car Insurance Companies in Holloman Air Force Base, NM
Way's key takeaways about car insurance in Holloman Air Force Base
The auto insurance costs in Holloman Air Force Base fall around $626 for six
months.
The cheapest auto insurance company in Holloman Air Force Base is Central Mutual.
Teen drivers pay the highest rate in Holloman Air Force Base at $663 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Holloman Air Force Base
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Holloman Air Force Base are given below.
Central Mutual provides
the cheapest minimum car insurance
coverage in Holloman Air Force Base. Their Average 6 Month Premium is $109.
Allstate is the most
expensive at $445 for the same
period.
Cheapest Liability Coverage in Holloman Air Force Base, NM
Cheapest Full Coverage Car Insurance in Holloman Air Force Base
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Holloman Air Force Base is USAA
at $105 per month and $626
for six months.
Cheapest Full Coverage Car Insurance Quotes in Holloman Air Force Base,
NM
Get Your Car Insurance Quote in Holloman Air Force Base
Instantly!
Average Car Insurance in Holloman Air Force Base by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Holloman Air Force Base, NM increasing?
Despite maintaining a clean driving record, your car insurance rates
in Holloman Air Force Base, New Mexico, may be increasing due to several external factors.
New Mexico has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Holloman Air Force Base's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Holloman Air Force Base
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
MetLife
$509
40s
MetLife
$475
50s
MetLife
$437
60s
MetLife
$415
70s
MetLife
$539
Cheapest Car Insurance Rates for Teen Drivers in
Holloman Air Force Base,NM
If you are planning to get a car insurance policy for your teenage
dependent, Central Insurance provides the cheapest car
insurance in the Holloman Air Force Base at $27
per
month. At $3938 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties MetLife is
the best choice for car
insurance in Holloman Air Force Base.
As young drivers face the highest rates in Holloman Air Force Base, MetLife
offers the cheapest auto insurance rates at $509 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Holloman Air Force Base,
Kemper is
the cheapest car insurance provider. At $284 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Holloman Air Force Base is State Farm, offering
rates of around $3576 for six
months.
Save up to $971/yr on car insurance rates in Holloman Air Force Base.
Car Insurance Rates with An Accident in Holloman Air Force Base
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Holloman Air Force Base, NM,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Holloman Air Force Base
The cheapest car insurance companies after an at-fault accident in
Holloman Air Force Base include Central Mutual
and Central Insurance, offering $109
and $232,
respectively. Farmers is an expensive provider
with an average six-month premium of
$1886.
Holloman Air Force Base Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Holloman Air Force Base NM. For example, the car
insurance in Holloman Air Force Base
after a DUI increases to $817 for a six
month policy. While the rate increases by $181 for a six-month policy in the case of
a speeding ticket.
Holloman Air Force Base auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$873
$145
One Med/PIP claim
$884
$151
Not-at-fault accident
$909
$151
One comp claim
$914
$156
Two Med/PIP claims
$925
$154
Two comp claims
$951
$162
Failure to show documents
$961
$160
Failure to wear a seat belt
$967
$164
Child safety restraint
$1002
$167
Driving without lights
$1002
$171
In 65 MPH zone
$1034
$172
Cell phone violation
$1039
$177
Texting while driving
$1039
$173
At-fault accident - less than $1000
$1044
$177
Driving with expired registration
$1044
$174
Speeding 11 - 15 MPH over limit
$1054
$179
Speeding 16 - 20 MPH over limit
$1054
$176
Speeding 6 - 10 MPH over limit
$1054
$179
Driving too slowly
$1060
$177
Failure to stop at a red light
$1060
$180
Failure to yield
$1060
$177
Following too closely
$1060
$180
Illegal turn
$1060
$177
Improper passing
$1060
$180
Speeding in school zone
$1060
$177
Wrong way/wrong lane
$1060
$180
Passing school bus
$1075
$179
Operating a vehicle without permission
$1090
$185
Speeding 21 - 25 MPH over limit
$1090
$182
Open container
$1215
$206
At-fault accident - $1000-$2000
$1235
$206
At-fault accident - greater than $2000
$1246
$211
Reckless driving
$1617
$270
Driving with a suspended license
$1623
$276
Refusal to submit to a chemical test
$1643
$274
DUI
$1690
$287
Racing
$1726
$288
Leaving scene of an accident/hit and run
$1737
$295
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Holloman Air Force Base after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Holloman Air Force Base.
The cheapest car insurance premiums in
Holloman Air Force Base are
offered by Kemper at $279 for a six-month policy.
However, it can be as
expensive as $2450 with companies
like Farm Bureau.
Holloman Air Force Base car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Holloman Air Force Base are offered by Iowa Farm Bureau
at $212. However,
it can be as expensive as $2553
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Holloman Air Force Base after Speeding ticket
Car Insurance Price Trends in Holloman Air Force Base,
New Mexico
Car insurance rates in Holloman Air Force Base have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Holloman Air Force Base rose by
$192 in January
compared to $168 of December. In other words, there has been an increase by $24 when you
compare January and December.
The average cost of liability insurance in the Holloman Air Force Base rose to $44 in January,
compared to $40 in December.
This represents an increase of $4
when comparing January and December.
Average Car Insurance Cost in Holloman Air Force Base by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Holloman Air Force Base. At $1842 for a
six-month policy, insuring
your car at 88330 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Holloman Air Force Base?
The car insurance in Holloman Air Force Base is $18 per month, which is lower than the national average.
What is the cheapest car insurance in Holloman Air Force Base?
The cheapest car insurance in Holloman Air Force Base
is $105 per month
for full coverage.
How much is car insurance in Holloman Air Force Base for teenagers?
Car insurance for teenagers costs $160 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Holloman Air Force Base?
The average cost of car insurance is $1059 for a six-month
policy. It will cost around $155 per month to insure your
car in Holloman Air Force Base.
Is car insurance expensive in Holloman Air Force Base?
Car insurance can be expensive in Holloman Air Force Base if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Holloman Air Force Base can be
affordable.
What is the best car insurance in Holloman Air Force Base,
NM?
The best car insurance company in Holloman Air Force Base
NM is
USAA, offering $626 for a
six-month policy.
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Holloman Air Force Base Car Insurance
