We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Leflore shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Leflore
The car insurance rate in Leflore is $1167 for a six-month policy, which is $12 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $812, making it a popular choice for budget-conscious drivers. Rates in Leflore can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $812 for a six
month policy, Mercury offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $852 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Progressive
Progressive offers auto insurance
rates at $946
for six months, making it
the third cheapest auto insurance company in Leflore.
Leflore Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Leflore, OK is Mercury, offering policies at just $812 for a six-month term. This is followed by USAA, which has an average six-month premium of $852.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1634 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Leflore drivers find the best deals.
Way's key takeaways about car insurance in Leflore
The auto insurance costs in Leflore fall around $812 for six
months.
The cheapest auto insurance company in Leflore is Mercury.
Teen drivers pay the highest rate in Leflore at $42 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Leflore
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Leflore are given below.
Mercury provides
the cheapest minimum car insurance
coverage in Leflore. Their Average 6 Month Premium is $142.
Allstate is the most
expensive at $570 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Leflore is Mercury
at $137 per month and $812
for six months.
Cheapest Full Coverage Car Insurance Quotes in Leflore,
OK
Get Your Car Insurance Quote in Leflore
Instantly!
Average Car Insurance in Leflore by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Leflore, OK increasing?
Despite maintaining a clean driving record, your car insurance rates
in Leflore, Oklahoma, may be increasing due to several external factors.
Oklahoma has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Leflore's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Leflore
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$726
30s
USAA
$562
40s
USAA
$515
50s
USAA
$494
60s
USAA
$505
70s
USAA
$583
Cheapest Car Insurance Rates for Teen Drivers in
Leflore,OK
If you are planning to get a car insurance policy for your teenage
dependent, AFR Group provides the cheapest car
insurance in the Leflore at $37
per
month. At $247 for a six-month premium,
American Farmers & Ranchers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Leflore.
As young drivers face the highest rates in Leflore, USAA
offers the cheapest auto insurance rates at $726 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Leflore,
Mercury is
the cheapest car insurance provider. At $188 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Leflore is State Farm, offering
rates of around $3270 for six
months.
Save up to $971/yr on car insurance rates in Leflore.
Car Insurance Rates with An Accident in Leflore
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Leflore, OK,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Leflore
The cheapest car insurance companies after an at-fault accident in
Leflore include American Farmers & Ranchers Mutual
and Mercury, offering $152
and $288,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2500.
Here is a list of driving violations that can increase your car
insurance rates in Leflore OK. For example, the car
insurance in Leflore
after a DUI increases to $624 for a six
month policy. While the rate increases by $282 for a six-month policy in the case of
a speeding ticket.
Leflore auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1176
$196
One comp claim
$1200
$204
One Med/PIP claim
$1200
$200
Two Med/PIP claims
$1212
$206
Not-at-fault accident
$1218
$203
Two comp claims
$1224
$208
Failure to show documents
$1300
$217
Failure to wear a seat belt
$1340
$228
Child safety restraint
$1346
$225
Driving without lights
$1346
$229
Driving with expired registration
$1370
$229
Cell phone violation
$1388
$236
Driving too slowly
$1388
$232
Speeding in school zone
$1388
$236
Texting while driving
$1388
$232
Failure to yield
$1400
$238
Failure to stop at a red light
$1406
$235
Following too closely
$1412
$240
Illegal turn
$1412
$236
Wrong way/wrong lane
$1423
$242
Improper passing
$1429
$239
In 65 MPH zone
$1452
$247
Speeding 11 - 15 MPH over limit
$1458
$244
Speeding 6 - 10 MPH over limit
$1458
$248
Passing school bus
$1464
$245
Speeding 16 - 20 MPH over limit
$1464
$248
Open container
$1488
$248
Speeding 21 - 25 MPH over limit
$1500
$255
At-fault accident - less than $1000
$1506
$250
Operating a vehicle without permission
$1588
$270
At-fault accident - $1000-$2000
$1600
$266
At-fault accident - greater than $2000
$1600
$272
Reckless driving
$1734
$289
Refusal to submit to a chemical test
$1776
$302
DUI
$1800
$300
Racing
$1852
$315
Driving with a suspended license
$1952
$326
Leaving scene of an accident/hit and run
$1952
$332
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Leflore after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Leflore.
The cheapest car insurance premiums in
Leflore are
offered by Mercury at $264 for a six-month policy.
However, it can be as
expensive as $2264 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Leflore are offered by Mercury
at $206. However,
it can be as expensive as $2711
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Leflore after Speeding ticket
Car insurance rates in Leflore have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Leflore rose by
$220 in December
compared to $216 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Leflore rose to $47 in December,
compared to $45 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Leflore. At $2334 for a
six-month policy, insuring
your car at 74942 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Leflore?
The car insurance in Leflore is $24 per month, which is lower than the national average.
What is the cheapest car insurance in Leflore?
The cheapest car insurance in Leflore
is $137 per month
for full coverage.
How much is car insurance in Leflore for teenagers?
Car insurance for teenagers costs $218 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Leflore?
The average cost of car insurance is $1179 for a six-month
policy. It will cost around $197 per month to insure your
car in Leflore.
Is car insurance expensive in Leflore?
Car insurance can be expensive in Leflore if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Leflore can be
affordable.
What is the best car insurance in Leflore,
OK?
The best car insurance company in Leflore
OK is
Mercury, offering $812 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Leflore right now.
Find Car Insurance Rates in Cities Near Leflore, OK
Car Insurance Rates by State in the USA (2025 Update)
Leflore Car Insurance
