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Finding the cheapest car insurance quotes in Bartonsville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Bartonsville
The car insurance rate in Bartonsville is $976 for a six-month policy, which is $163 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $442, making it a popular choice for budget-conscious drivers. Rates in Bartonsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $442 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: American National P&C
American National P&C offers auto
insurance rates at $613 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $734
for six months, making it
the third cheapest auto insurance company in Bartonsville.
Bartonsville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Bartonsville, PA is AutoOwners Insurance Co, offering policies at just $442 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $613.
At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1169 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bartonsville drivers find the best deals.
Way's key takeaways about car insurance in Bartonsville
The auto insurance costs in Bartonsville fall around $442 for six
months.
The cheapest auto insurance company in Bartonsville is Westfield.
Teen drivers pay the highest rate in Bartonsville at $872 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Bartonsville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Bartonsville are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Bartonsville. Their Average 6 Month Premium is $172.
AutoOwners is the most
expensive at $92 for the same
period.
Cheapest Full Coverage Car Insurance in Bartonsville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Bartonsville is AutoOwners Insurance Co
at $73 per month and $442
for six months.
Cheapest Full Coverage Car Insurance Quotes in Bartonsville,
PA
Get Your Car Insurance Quote in Bartonsville
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Average Car Insurance in Bartonsville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Bartonsville, PA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Bartonsville, Pennsylvania, may be increasing due to several external factors.
Pennsylvania has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Bartonsville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Bartonsville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Bartonsville,PA
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Bartonsville at $30
per
month. At $5232 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Bartonsville.
As young drivers face the highest rates in Bartonsville, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Bartonsville,
Westfield is
the cheapest car insurance provider. At $278 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Bartonsville is State Farm, offering
rates of around $5688 for six
months.
Save up to $971/yr on car insurance rates in Bartonsville.
Car Insurance Rates with An Accident in Bartonsville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Bartonsville, PA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Bartonsville
The cheapest car insurance companies after an at-fault accident in
Bartonsville include Westfield
and AutoOwners Insurance Co, offering $250
and $286,
respectively. Donegal is an expensive provider
with an average six-month premium of
$278.
Here is a list of driving violations that can increase your car
insurance rates in Bartonsville PA. For example, the car
insurance in Bartonsville
after a DUI increases to $1197 for a six
month policy. While the rate increases by $1319 for a six-month policy in the case of
a speeding ticket.
Bartonsville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1319
$220
Cell phone violation
$1540
$262
Failure to wear a seat belt
$1540
$257
Failure to stop at a red light
$1554
$264
Illegal turn
$1554
$259
Improper passing
$1554
$264
Speeding in school zone
$1554
$259
Texting while driving
$1554
$264
Driving with expired registration
$1561
$260
Speeding 16 - 20 MPH over limit
$1561
$265
Wrong way/wrong lane
$1576
$263
Open container
$1668
$283
Reckless driving
$2431
$406
Racing
$2473
$420
DUI
$2516
$419
Driving with a suspended license
$2531
$431
Leaving scene of an accident/hit and run
$2552
$425
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Bartonsville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Bartonsville.
The cheapest car insurance premiums in
Bartonsville are
offered by American National P&C at $385 for a six-month policy.
However, it can be as
expensive as $3314 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Bartonsville are offered by Westfield
at $150. However,
it can be as expensive as $2310
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Bartonsville after Speeding ticket
Car Insurance Price Trends in Bartonsville,
Pennsylvania
Car insurance rates in Bartonsville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Bartonsville rose by
$220 in January
compared to $203 of December. In other words, there has been an increase by $17 when you
compare January and December.
The average cost of liability insurance in the Bartonsville rose to $54 in January,
compared to $46 in December.
This represents an increase of $8
when comparing January and December.
Average Car Insurance Cost in Bartonsville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Bartonsville. At $1951 for a
six-month policy, insuring
your car at 18321 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Bartonsville?
The car insurance in Bartonsville is $29 per month, which is lower than the national average.
What is the cheapest car insurance in Bartonsville?
The cheapest car insurance in Bartonsville
is $73 per month
for full coverage.
How much is car insurance in Bartonsville for teenagers?
Car insurance for teenagers costs $179 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Bartonsville?
The average cost of car insurance is $813 for a six-month
policy. It will cost around $163 per month to insure your
car in Bartonsville.
Is car insurance expensive in Bartonsville?
Car insurance can be expensive in Bartonsville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Bartonsville can be
affordable.
What is the best car insurance in Bartonsville,
PA?
The best car insurance company in Bartonsville
PA is
AutoOwners Insurance Co, offering $442 for a
six-month policy.
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Bartonsville Car Insurance
