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Cheapest Car Insurance Quotes in Leisenring

  • Finding the cheapest car insurance quotes in Leisenring shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Leisenring Car Insurance
$ 12

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Leisenring

The car insurance rate in Leisenring is $732 for a six-month policy, which is $55 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $342, making it a popular choice for budget-conscious drivers. Rates in Leisenring can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Leisenring

$732

National Average

$1140

Cheapest Car Insurance Companies in Leisenring

1st place: AutoOwners Insurance Co

At $342 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city. 

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $353 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: American National P&C

American National P&C offers auto insurance rates at $475 for six months, making it the third cheapest auto insurance company in Leisenring.

Leisenring Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Leisenring, PA is AutoOwners Insurance Co, offering policies at just $342 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $353.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1248 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Leisenring drivers find the best deals.

Cheap Car Insurance Companies in Leisenring, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $342 $57
Auto-Owners $353 $60
American National P&C $475 $79
Travelers $513 $86
Westfield $569 $95
Erie $746 $126
State Farm $779 $131
Nationwide $801 $135
Encompass $906 $151
Allstate $983 $166
USAA $1071 $180
Progressive $1248 $210
Key Takeaways

Way's key takeaways about car insurance in Leisenring

  • The auto insurance costs in Leisenring fall around $342 for six months. 
  • The cheapest auto insurance company in Leisenring is AutoOwners.
  • Teen drivers pay the highest rate in Leisenring at $582 per month.

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Cheapest Minimum Liability Car Insurance in Leisenring

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Leisenring are given below. 

AutoOwners provides the cheapest minimum car insurance coverage in Leisenring. Their Average 6 Month Premium is $72. Allstate is the most expensive at $458 for the same period. 

Cheapest Liability Coverage in Leisenring, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners $72 $12
Westfield $133 $22
Auto-Owners Insurance Co $139 $23
Travelers $166 $28
Erie $177 $30
American National P&C $182 $31
Chubb $193 $33
State Farm $232 $39
USAA $232 $39
Progressive $248 $42
Nationwide $287 $47
Allstate $458 $78

Cheapest Full Coverage Car Insurance in Leisenring

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Leisenring is AutoOwners Insurance Co at $57 per month and $342 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Leisenring, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $342 $57
Auto-Owners $353 $60
American National P&C $475 $79
Travelers $513 $86
Westfield $569 $95
Erie $746 $126
State Farm $779 $131
Nationwide $801 $135
Encompass $906 $151
Allstate $983 $166
USAA $1071 $180
Progressive $1248 $210

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Average Car Insurance in Leisenring by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Leisenring, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Leisenring, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Leisenring's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Leisenring

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Travelers $525
30s Travelers $363
40s Travelers $341
50s Travelers $326
60s Travelers $326
70s Travelers $384

Cheapest Car Insurance Rates for Teen Drivers in Leisenring,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Leisenring at $23 per month. At $3425 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $139 $23
Auto-Owners Insurance Co $160 $27
American National P&C $210 $35
Chubb $232 $39
Travelers $663 $112
Erie $812 $137
State Farm $1110 $187
USAA $1458 $243
Allstate $2441 $415
Progressive $3381 $564
Nationwide $3425 $582

Teen Car Insurance Rates in PA by Age

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Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Leisenring.

As young drivers face the highest rates in Leisenring, Travelers offers the cheapest auto insurance rates at $525 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Leisenring, Westfield is the cheapest car insurance provider. At $216 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Leisenring is State Farm, offering rates of around $2967 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $216 $36
Auto-Owners Insurance Co $221 $37
Chubb $259 $44
American National P&C $293 $50
USAA $840 $140
Nationwide $851 $143
Erie $1353 $226
Travelers $1535 $261
Allstate $2066 $344
Progressive $2276 $387
State Farm $2967 $495

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Car Insurance Rates with An Accident in Leisenring

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Leisenring, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Leisenring

The cheapest car insurance companies after an at-fault accident in Leisenring include AutoOwners and Westfield, offering $72 and $193, respectively. Allstate is an expensive provider with an average six-month premium of $1259.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners $72 $12
Westfield $193 $33
Donegal $216 $36
Auto-Owners Insurance Co $221 $37
Chubb $259 $44
American National P&C $265 $45
Erie $331 $56
Travelers $398 $67
State Farm $409 $69
USAA $724 $122
Progressive $779 $131
Nationwide $1028 $171
Allstate $1259 $214

Leisenring Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Leisenring PA. For example, the car insurance in Leisenring after a DUI increases to $928 for a six month policy. While the rate increases by $1022 for a six-month policy in the case of a speeding ticket.  

Leisenring auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1022 $170
Cell phone violation $1193 $203
Failure to wear a seat belt $1193 $199
Failure to stop at a red light $1204 $205
Illegal turn $1204 $201
Improper passing $1204 $205
Speeding in school zone $1204 $201
Texting while driving $1204 $205
Driving with expired registration $1210 $202
Speeding 16 - 20 MPH over limit $1210 $206
Wrong way/wrong lane $1221 $204
Open container $1293 $219
Reckless driving $1884 $314
Racing $1917 $326
DUI $1950 $325
Driving with a suspended license $1961 $334
Leaving scene of an accident/hit and run $1978 $329

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Leisenring after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Leisenring.

The cheapest car insurance premiums in Leisenring are offered by American National P&C at $299 for a six-month policy. However, it can be as expensive as $2315 with companies like Nationwide.

Leisenring car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $299 $49
Travelers $470 $79
Erie $696 $117
Allstate $889 $150
Progressive $939 $158
State Farm $945 $159
USAA $989 $166
Nationwide $2315 $390

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Leisenring are offered by Westfield at $116. However, it can be as expensive as $1497 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Leisenring after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $116 $20
Auto-Owners Insurance Co $149 $25
Erie $425 $72
Travelers $425 $72
State Farm $486 $82
USAA $939 $160
Allstate $1259 $210
Progressive $1336 $227
Nationwide $1497 $249

Car Insurance Price Trends in Leisenring, Pennsylvania

Car insurance rates in Leisenring have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Leisenring rose by $155 in December compared to $150 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Leisenring remained steady at $34 in both December and November, indicating no change over the two month period.


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Frequently Asked Questions

How much is car insurance in Leisenring?

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The car insurance in Leisenring is $12 per month, which is lower than the national average.

What is the cheapest car insurance in Leisenring?

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The cheapest car insurance in Leisenring is $57 per month for full coverage.

How much is car insurance in Leisenring for teenagers?

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Car insurance for teenagers costs $139 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Leisenring?

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The average cost of car insurance is $787 for a six-month policy. It will cost around $123 per month to insure your car in Leisenring.

Is car insurance expensive in Leisenring?

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Car insurance can be expensive in Leisenring if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Leisenring can be affordable.

What is the best car insurance in Leisenring, PA?

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The best car insurance company in Leisenring PA is AutoOwners Insurance Co, offering $342 for a six-month policy.

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