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Cheapest Car Insurance Quotes in Limeport

  • Finding the cheapest car insurance quotes in Limeport shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Limeport Car Insurance
$ 35

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Limeport

The car insurance rate in Limeport is $1195 for a six-month policy, which is $382 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $541, making it a popular choice for budget-conscious drivers. Rates in Limeport can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Limeport

$1195

National Average

$1278

Cheapest Car Insurance Companies in Limeport

1st place: AutoOwners Insurance Co

At $541 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city. 

2nd place: American National P&C

American National P&C offers auto insurance rates at $751 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Westfield

Westfield offers auto insurance rates at $900 for six months, making it the third cheapest auto insurance company in Limeport.

Limeport Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Limeport, PA is AutoOwners Insurance Co, offering policies at just $541 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $751.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1432 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Limeport drivers find the best deals.

Cheap Car Insurance Companies in Limeport, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $541 $90
American National P&C $751 $128
Westfield $900 $150
Travelers $969 $163
Erie $1179 $198
Nationwide $1372 $231
State Farm $1397 $235
Allstate $1554 $262
USAA $1651 $278
Progressive $2052 $345
Auto-Owners $559 $96
Encompass $1432 $238
Key Takeaways

Way's key takeaways about car insurance in Limeport

  • The auto insurance costs in Limeport fall around $541 for six months. 
  • The cheapest auto insurance company in Limeport is Westfield.
  • Teen drivers pay the highest rate in Limeport at $1069 per month.

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Cheapest Minimum Liability Car Insurance in Limeport

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Limeport are given below. 

Westfield provides the cheapest minimum car insurance coverage in Limeport. Their Average 6 Month Premium is $210. AutoOwners is the most expensive at $113 for the same period. 

Cheapest Liability Coverage in Limeport, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $210 $35
Auto-Owners Insurance Co $219 $37
Erie $279 $47
American National P&C $288 $49
Chubb $306 $51
Travelers $323 $54
USAA $384 $65
State Farm $401 $68
Nationwide $515 $87
Progressive $585 $98
Allstate $786 $132
Auto-Owners $113 $19

Cheapest Full Coverage Car Insurance in Limeport

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Limeport is AutoOwners Insurance Co at $90 per month and $541 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Limeport, PA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $541 $90
American National P&C $751 $128
Westfield $900 $150
Travelers $969 $163
Erie $1179 $198
Nationwide $1372 $231
State Farm $1397 $235
Allstate $1554 $262
USAA $1651 $278
Progressive $2052 $345
Auto-Owners $559 $96
Encompass $1432 $238

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Average Car Insurance in Limeport by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Limeport, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Limeport, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Limeport's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Cheapest Car Insurance Rates for Teen Drivers in Limeport,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Limeport at $37 per month. At $6409 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $219 $37
Auto-Owners Insurance Co $253 $43
American National P&C $332 $56
Chubb $366 $62
Erie $1502 $253
Travelers $1729 $291
State Farm $2489 $419
USAA $2908 $494
Allstate $3790 $632
Progressive $3798 $645
Nationwide $6409 $1069

Teen Car Insurance Rates in PA by Age

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Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Limeport, Westfield is the cheapest car insurance provider. At $341 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Limeport is State Farm, offering rates of around $6968 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $341 $57
Auto-Owners Insurance Co $350 $59
Chubb $410 $69
American National P&C $463 $79
USAA $1494 $248
Nationwide $1554 $262
Erie $2724 $454
Allstate $3283 $559
Travelers $3579 $597
Progressive $4000 $681
State Farm $6968 $1161

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Car Insurance Rates with An Accident in Limeport

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Limeport, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Limeport

The cheapest car insurance companies after an at-fault accident in Limeport include Westfield and AutoOwners Insurance Co, offering $306 and $350, respectively. Donegal is an expensive provider with an average six-month premium of $341.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $306 $51
Auto-Owners Insurance Co $350 $59
Chubb $410 $69
American National P&C $419 $71
Erie $698 $118
State Farm $811 $137
Travelers $969 $163
USAA $1257 $212
Nationwide $1930 $328
Allstate $1990 $332
Progressive $2358 $401
Auto-Owners $113 $19
Donegal $341 $57

Limeport Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Limeport PA. For example, the car insurance in Limeport after a DUI increases to $1467 for a six month policy. While the rate increases by $1616 for a six-month policy in the case of a speeding ticket.  

Limeport auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1616 $269
Cell phone violation $1886 $320
Failure to wear a seat belt $1886 $315
Failure to stop at a red light $1904 $323
Illegal turn $1904 $318
Improper passing $1904 $323
Speeding in school zone $1904 $318
Texting while driving $1904 $323
Driving with expired registration $1912 $319
Speeding 16 - 20 MPH over limit $1912 $325
Wrong way/wrong lane $1930 $322
Open container $2043 $347
Reckless driving $2978 $497
Racing $3030 $515
DUI $3083 $513
Driving with a suspended license $3100 $528
Leaving scene of an accident/hit and run $3127 $520

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Limeport after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Limeport.

The cheapest car insurance premiums in Limeport are offered by American National P&C at $472 for a six-month policy. However, it can be as expensive as $4060 with companies like Nationwide.

Limeport car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $472 $78
Travelers $1013 $171
Erie $1266 $213
Allstate $1405 $237
Progressive $1536 $259
State Farm $1790 $301
USAA $1799 $303
Nationwide $4060 $684

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Limeport are offered by Westfield at $184. However, it can be as expensive as $2830 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Limeport after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $184 $31
Auto-Owners Insurance Co $235 $40
Erie $811 $137
State Farm $1039 $175
Travelers $1126 $190
USAA $1668 $278
Allstate $1990 $338
Progressive $2393 $398
Nationwide $2830 $481

Car Insurance Price Trends in Limeport, Pennsylvania

Car insurance rates in Limeport have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Limeport rose by $269 in January compared to $248 of December. In other words, there has been an increase by $21 when you compare January and December.

The average cost of liability insurance in the Limeport rose to $66 in January, compared to $56 in December. This represents an increase of $10 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Limeport?

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The car insurance in Limeport is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Limeport?

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The cheapest car insurance in Limeport is $90 per month for full coverage.

How much is car insurance in Limeport for teenagers?

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Car insurance for teenagers costs $219 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Limeport?

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The average cost of car insurance is $813 for a six-month policy. It will cost around $200 per month to insure your car in Limeport.

Is car insurance expensive in Limeport?

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Car insurance can be expensive in Limeport if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Limeport can be affordable.

What is the best car insurance in Limeport, PA?

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The best car insurance company in Limeport PA is AutoOwners Insurance Co, offering $541 for a six-month policy.

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