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Finding the cheapest car insurance quotes in Penns Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Penns Park
The car insurance rate in Penns Park is $866 for a six-month policy, which is $79 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $405, making it a popular choice for budget-conscious drivers. Rates in Penns Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $405 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners
AutoOwners offers auto
insurance rates at $418 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American National P&C
American National P&C offers auto insurance
rates at $562
for six months, making it
the third cheapest auto insurance company in Penns Park.
Penns Park Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Penns Park, PA is AutoOwners Insurance Co, offering policies at just $405 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $418.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1476 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Penns Park drivers find the best deals.
Way's key takeaways about car insurance in Penns Park
The auto insurance costs in Penns Park fall around $405 for six
months.
The cheapest auto insurance company in Penns Park is AutoOwners.
Teen drivers pay the highest rate in Penns Park at $689 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Penns Park
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Penns Park are given below.
AutoOwners provides
the cheapest minimum car insurance
coverage in Penns Park. Their Average 6 Month Premium is $85.
Allstate is the most
expensive at $542 for the same
period.
Cheapest Full Coverage Car Insurance in Penns Park
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Penns Park is AutoOwners Insurance Co
at $67 per month and $405
for six months.
Cheapest Full Coverage Car Insurance Quotes in Penns Park,
PA
Get Your Car Insurance Quote in Penns Park
Instantly!
Average Car Insurance in Penns Park by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Penns Park, PA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Penns Park, Pennsylvania, may be increasing due to several external factors.
Pennsylvania has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Penns Park's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Penns Park
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$620
30s
Travelers
$429
40s
Travelers
$404
50s
Travelers
$386
60s
Travelers
$386
70s
Travelers
$454
Cheapest Car Insurance Rates for Teen Drivers in
Penns Park,PA
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Penns Park at $28
per
month. At $4051 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Penns Park.
As young drivers face the highest rates in Penns Park, Travelers
offers the cheapest auto insurance rates at $620 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Penns Park,
Westfield is
the cheapest car insurance provider. At $255 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Penns Park is State Farm, offering
rates of around $3509 for six
months.
Save up to $971/yr on car insurance rates in Penns Park.
Car Insurance Rates with An Accident in Penns Park
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Penns Park, PA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Penns Park
The cheapest car insurance companies after an at-fault accident in
Penns Park include AutoOwners
and Westfield, offering $85
and $229,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1489.
Here is a list of driving violations that can increase your car
insurance rates in Penns Park PA. For example, the car
insurance in Penns Park
after a DUI increases to $1098 for a six
month policy. While the rate increases by $1209 for a six-month policy in the case of
a speeding ticket.
Penns Park auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1209
$201
Cell phone violation
$1411
$240
Failure to wear a seat belt
$1411
$235
Failure to stop at a red light
$1425
$242
Illegal turn
$1425
$238
Improper passing
$1425
$242
Speeding in school zone
$1425
$238
Texting while driving
$1425
$242
Driving with expired registration
$1431
$239
Speeding 16 - 20 MPH over limit
$1431
$243
Wrong way/wrong lane
$1444
$241
Open container
$1529
$260
Reckless driving
$2229
$372
Racing
$2267
$385
DUI
$2307
$384
Driving with a suspended license
$2320
$395
Leaving scene of an accident/hit and run
$2340
$389
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Penns Park after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Penns Park.
The cheapest car insurance premiums in
Penns Park are
offered by American National P&C at $353 for a six-month policy.
However, it can be as
expensive as $2738 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Penns Park are offered by Westfield
at $138. However,
it can be as expensive as $1771
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Penns Park after Speeding ticket
Car Insurance Price Trends in Penns Park,
Pennsylvania
Car insurance rates in Penns Park have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Penns Park rose by
$184 in December
compared to $177 of November. In other words, there has been an increase by $7 when you
compare December and November.
The average cost of liability insurance in the Penns Park remained steady at $41 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Penns Park by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Penns Park. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Penns Park?
The car insurance in Penns Park is $14 per month, which is lower than the national average.
What is the cheapest car insurance in Penns Park?
The cheapest car insurance in Penns Park
is $67 per month
for full coverage.
How much is car insurance in Penns Park for teenagers?
Car insurance for teenagers costs $164 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Penns Park?
The average cost of car insurance is $787 for a six-month
policy. It will cost around $145 per month to insure your
car in Penns Park.
Is car insurance expensive in Penns Park?
Car insurance can be expensive in Penns Park if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Penns Park can be
affordable.
What is the best car insurance in Penns Park,
PA?
The best car insurance company in Penns Park
PA is
AutoOwners Insurance Co, offering $405 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Penns Park, PA
Car Insurance Rates by State in the USA (2025 Update)
Penns Park Car Insurance
