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Finding the cheapest car insurance quotes in Pocono Lake shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Pocono Lake
The car insurance rate in Pocono Lake is $944 for a six-month policy, which is $157 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $442, making it a popular choice for budget-conscious drivers. Rates in Pocono Lake can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $442 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners
AutoOwners offers auto
insurance rates at $456 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American National P&C
American National P&C offers auto insurance
rates at $613
for six months, making it
the third cheapest auto insurance company in Pocono Lake.
Pocono Lake Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Pocono Lake, PA is AutoOwners Insurance Co, offering policies at just $442 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $456.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1610 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pocono Lake drivers find the best deals.
Way's key takeaways about car insurance in Pocono Lake
The auto insurance costs in Pocono Lake fall around $442 for six
months.
The cheapest auto insurance company in Pocono Lake is AutoOwners.
Teen drivers pay the highest rate in Pocono Lake at $751 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Pocono Lake
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Pocono Lake are given below.
AutoOwners provides
the cheapest minimum car insurance
coverage in Pocono Lake. Their Average 6 Month Premium is $92.
Allstate is the most
expensive at $592 for the same
period.
Cheapest Full Coverage Car Insurance in Pocono Lake
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Pocono Lake is AutoOwners Insurance Co
at $73 per month and $442
for six months.
Cheapest Full Coverage Car Insurance Quotes in Pocono Lake,
PA
Get Your Car Insurance Quote in Pocono Lake
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Average Car Insurance in Pocono Lake by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Pocono Lake, PA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Pocono Lake, Pennsylvania, may be increasing due to several external factors.
Pennsylvania has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Pocono Lake's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Pocono Lake
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$677
30s
Travelers
$468
40s
Travelers
$440
50s
Travelers
$421
60s
Travelers
$421
70s
Travelers
$496
Cheapest Car Insurance Rates for Teen Drivers in
Pocono Lake,PA
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Pocono Lake at $30
per
month. At $4420 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Pocono Lake.
As young drivers face the highest rates in Pocono Lake, Travelers
offers the cheapest auto insurance rates at $677 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Pocono Lake,
Westfield is
the cheapest car insurance provider. At $278 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Pocono Lake is State Farm, offering
rates of around $3828 for six
months.
Save up to $971/yr on car insurance rates in Pocono Lake.
Car Insurance Rates with An Accident in Pocono Lake
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Pocono Lake, PA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Pocono Lake
The cheapest car insurance companies after an at-fault accident in
Pocono Lake include AutoOwners
and Westfield, offering $92
and $250,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1625.
Here is a list of driving violations that can increase your car
insurance rates in Pocono Lake PA. For example, the car
insurance in Pocono Lake
after a DUI increases to $1197 for a six
month policy. While the rate increases by $1319 for a six-month policy in the case of
a speeding ticket.
Pocono Lake auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1319
$220
Cell phone violation
$1540
$262
Failure to wear a seat belt
$1540
$257
Failure to stop at a red light
$1554
$264
Illegal turn
$1554
$259
Improper passing
$1554
$264
Speeding in school zone
$1554
$259
Texting while driving
$1554
$264
Driving with expired registration
$1561
$260
Speeding 16 - 20 MPH over limit
$1561
$265
Wrong way/wrong lane
$1576
$263
Open container
$1668
$283
Reckless driving
$2431
$406
Racing
$2473
$420
DUI
$2516
$419
Driving with a suspended license
$2531
$431
Leaving scene of an accident/hit and run
$2552
$425
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Pocono Lake after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Pocono Lake.
The cheapest car insurance premiums in
Pocono Lake are
offered by American National P&C at $385 for a six-month policy.
However, it can be as
expensive as $2987 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Pocono Lake are offered by Westfield
at $150. However,
it can be as expensive as $1932
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Pocono Lake after Speeding ticket
Car Insurance Price Trends in Pocono Lake,
Pennsylvania
Car insurance rates in Pocono Lake have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Pocono Lake rose by
$200 in December
compared to $193 of November. In other words, there has been an increase by $7 when you
compare December and November.
The average cost of liability insurance in the Pocono Lake remained steady at $44 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Pocono Lake by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Pocono Lake. At $1888 for a
six-month policy, insuring
your car at 18347 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Pocono Lake?
The car insurance in Pocono Lake is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Pocono Lake?
The cheapest car insurance in Pocono Lake
is $73 per month
for full coverage.
How much is car insurance in Pocono Lake for teenagers?
Car insurance for teenagers costs $179 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Pocono Lake?
The average cost of car insurance is $787 for a six-month
policy. It will cost around $158 per month to insure your
car in Pocono Lake.
Is car insurance expensive in Pocono Lake?
Car insurance can be expensive in Pocono Lake if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Pocono Lake can be
affordable.
What is the best car insurance in Pocono Lake,
PA?
The best car insurance company in Pocono Lake
PA is
AutoOwners Insurance Co, offering $442 for a
six-month policy.
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Pocono Lake Car Insurance
