We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Barrington shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Barrington
The car insurance rate in Barrington is $1084 for a six-month policy, which is $22 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $582, making it a popular choice for budget-conscious drivers. Rates in Barrington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $582 for a six
month policy, American Family offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $646 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $768
for six months, making it
the third cheapest auto insurance company in Barrington.
Barrington Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Barrington, RI is American Family, offering policies at just $582 for a six-month term. This is followed by State Farm, which has an average six-month premium of $646.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2125 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Barrington drivers find the best deals.
Way's key takeaways about car insurance in Barrington
The auto insurance costs in Barrington fall around $582 for six
months.
The cheapest auto insurance company in Barrington is American Family.
Teen drivers pay the highest rate in Barrington at $1171 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Barrington
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Barrington are given below.
American Family provides
the cheapest minimum car insurance
coverage in Barrington. Their Average 6 Month Premium is $244.
Farmers is the most
expensive at $780 for the same
period.
Cheapest Full Coverage Car Insurance in Barrington
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Barrington is American Family
at $99 per month and $582
for six months.
Cheapest Full Coverage Car Insurance Quotes in Barrington,
RI
Get Your Car Insurance Quote in Barrington
Instantly!
Average Car Insurance in Barrington by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Barrington, RI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Barrington, Rhode Island, may be increasing due to several external factors.
Rhode Island has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Barrington's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Barrington
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Barrington,RI
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Barrington at $54
per
month. At $7027 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Barrington.
As young drivers face the highest rates in Barrington, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Barrington,
Amica Mutual is
the cheapest car insurance provider. At $378 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Barrington is Farmers, offering
rates of around $4622 for six
months.
Save up to $971/yr on car insurance rates in Barrington.
Car Insurance Rates with An Accident in Barrington
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Barrington, RI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Barrington
The cheapest car insurance companies after an at-fault accident in
Barrington include American Family
and Quincy Mutual, offering $244
and $425,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2760.
Here is a list of driving violations that can increase your car
insurance rates in Barrington RI. For example, the car
insurance in Barrington
after a DUI increases to $1182 for a six
month policy. While the rate increases by $279 for a six-month policy in the case of
a speeding ticket.
Barrington auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1281
$214
Not-at-fault accident
$1299
$221
One comp claim
$1315
$220
Two comp claims
$1333
$226
One Med/PIP claim
$1339
$223
At-fault accident - $1000-$2000
$1350
$229
At-fault accident - greater than $2000
$1350
$225
At-fault accident - less than $1000
$1350
$229
Two Med/PIP claims
$1368
$228
Failure to wear a seat belt
$1491
$254
Failure to show documents
$1513
$252
Child safety restraint
$1531
$261
Driving without lights
$1531
$255
Driving with expired registration
$1554
$265
Speeding 6 - 10 MPH over limit
$1560
$260
Driving too slowly
$1572
$268
Speeding in school zone
$1572
$262
Failure to stop at a red light
$1584
$270
Speeding 11 - 15 MPH over limit
$1590
$265
Speeding 16 - 20 MPH over limit
$1590
$270
Failure to yield
$1601
$267
Following too closely
$1601
$272
Illegal turn
$1601
$267
Wrong way/wrong lane
$1601
$272
Improper passing
$1612
$269
Speeding 21 - 25 MPH over limit
$1636
$278
Cell phone violation
$1642
$273
Texting while driving
$1642
$279
Passing school bus
$1671
$278
In 65 MPH zone
$1711
$291
Operating a vehicle without permission
$1711
$285
Open container
$1875
$319
Reckless driving
$2293
$382
Refusal to submit to a chemical test
$2328
$396
Driving with a suspended license
$2358
$393
Racing
$2376
$404
DUI
$2463
$411
Leaving scene of an accident/hit and run
$2544
$432
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Barrington after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Barrington.
The cheapest car insurance premiums in
Barrington are
offered by American Family at $372 for a six-month policy.
However, it can be as
expensive as $5094 with companies
like Amica.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Barrington are offered by State Farm
at $244. However,
it can be as expensive as $2497
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Barrington after Speeding ticket
Car Insurance Price Trends in Barrington,
Rhode Island
Car insurance rates in Barrington have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Barrington remained steady at $289 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Barrington remained steady at $70 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Barrington by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Barrington. At $2167 for a
six-month policy, insuring
your car at 2806 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Barrington?
The car insurance in Barrington is $41 per month, which is lower than the national average.
What is the cheapest car insurance in Barrington?
The cheapest car insurance in Barrington
is $99 per month
for full coverage.
How much is car insurance in Barrington for teenagers?
Car insurance for teenagers costs $315 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Barrington?
The average cost of car insurance is $1106 for a six-month
policy. It will cost around $182 per month to insure your
car in Barrington.
Is car insurance expensive in Barrington?
Car insurance can be expensive in Barrington if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Barrington can be
affordable.
What is the best car insurance in Barrington,
RI?
The best car insurance company in Barrington
RI is
American Family, offering $582 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Barrington right now.
Find Car Insurance Rates in Cities Near Barrington, RI
Car Insurance Rates by State in the USA (2025 Update)
Barrington Car Insurance
