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Finding the cheapest car insurance quotes in Quebeck shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Quebeck
The car insurance rate in Quebeck is $734 for a six-month policy, which is $82 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $385, making it a popular choice for budget-conscious drivers. Rates in Quebeck can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $385 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Erie
Erie offers auto
insurance rates at $406 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $406
for six months, making it
the third cheapest auto insurance company in Quebeck.
Quebeck Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Quebeck, TN is AutoOwners Insurance Co, offering policies at just $385 for a six-month term. This is followed by Erie, which has an average six-month premium of $406.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1229 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Quebeck drivers find the best deals.
Way's key takeaways about car insurance in Quebeck
The auto insurance costs in Quebeck fall around $385 for six
months.
The cheapest auto insurance company in Quebeck is Westfield.
Teen drivers pay the highest rate in Quebeck at $43 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Quebeck
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Quebeck are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Quebeck. Their Average 6 Month Premium is $123.
AutoOwners is the most
expensive at $176 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Quebeck is AutoOwners Insurance Co
at $64 per month and $385
for six months.
Cheapest Full Coverage Car Insurance Quotes in Quebeck,
TN
Get Your Car Insurance Quote in Quebeck
Instantly!
Average Car Insurance in Quebeck by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Quebeck, TN increasing?
Despite maintaining a clean driving record, your car insurance rates
in Quebeck, Tennessee, may be increasing due to several external factors.
Tennessee has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Quebeck's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Quebeck
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Penn National
$545
30s
Penn National
$375
40s
Penn National
$340
50s
Penn National
$315
60s
Penn National
$330
70s
Penn National
$380
Cheapest Car Insurance Rates for Teen Drivers in
Quebeck,TN
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Quebeck at $24
per
month. At $257 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties Penn National is
the best choice for car
insurance in Quebeck.
As young drivers face the highest rates in Quebeck, Penn National
offers the cheapest auto insurance rates at $545 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Quebeck,
Tennessee Farm Bureau is
the cheapest car insurance provider. At $171 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Quebeck is Erie, offering
rates of around $337 for six
months.
Save up to $971/yr on car insurance rates in Quebeck.
Car Insurance Rates with An Accident in Quebeck
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Quebeck, TN,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Quebeck
The cheapest car insurance companies after an at-fault accident in
Quebeck include Tennessee Farm Bureau
and Farm Bureau of Tennessee, offering $149
and $155,
respectively. Grange is an expensive provider
with an average six-month premium of
$289.
Here is a list of driving violations that can increase your car
insurance rates in Quebeck TN. For example, the car
insurance in Quebeck
after a DUI increases to $893 for a six
month policy. While the rate increases by $171 for a six-month policy in the case of
a speeding ticket.
Quebeck auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$893
$149
Not-at-fault accident
$898
$153
One Med/PIP claim
$904
$150
One comp claim
$914
$156
Two comp claims
$925
$154
Two Med/PIP claims
$925
$158
Failure to wear a seat belt
$1026
$171
Failure to show documents
$1042
$177
Child safety restraint
$1048
$175
Driving without lights
$1048
$178
Cell phone violation
$1064
$177
Driving with expired registration
$1064
$181
Speeding 6 - 10 MPH over limit
$1064
$177
Driving too slowly
$1069
$182
Speeding 11 - 15 MPH over limit
$1069
$178
Speeding in school zone
$1069
$182
Failure to yield
$1075
$179
Following too closely
$1075
$183
Illegal turn
$1075
$179
Speeding 16 - 20 MPH over limit
$1075
$183
Texting while driving
$1075
$179
Improper passing
$1085
$185
Wrong way/wrong lane
$1085
$181
Failure to stop at a red light
$1091
$185
In 65 MPH zone
$1107
$185
Speeding 21 - 25 MPH over limit
$1133
$193
At-fault accident - less than $1000
$1149
$192
Passing school bus
$1149
$195
Operating a vehicle without permission
$1219
$203
Open container
$1229
$209
At-fault accident - $1000-$2000
$1326
$221
At-fault accident - greater than $2000
$1326
$225
Reckless driving
$1673
$279
Racing
$1679
$285
Driving with a suspended license
$1722
$287
Refusal to submit to a chemical test
$1753
$298
DUI
$1786
$298
Leaving scene of an accident/hit and run
$1786
$303
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Quebeck after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Quebeck.
The cheapest car insurance premiums in
Quebeck are
offered by Tennessee Farm Bureau at $235 for a six-month policy.
However, it can be as
expensive as $1475 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Quebeck are offered by Westfield
at $144. However,
it can be as expensive as $246
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Quebeck after Speeding ticket
Car insurance rates in Quebeck have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Quebeck remained steady at $86 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Quebeck remained steady at $33 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Quebeck. At $1468 for a
six-month policy, insuring
your car at 38579 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Quebeck?
The car insurance in Quebeck is $21 per month, which is lower than the national average.
What is the cheapest car insurance in Quebeck?
The cheapest car insurance in Quebeck
is $64 per month
for full coverage.
How much is car insurance in Quebeck for teenagers?
Car insurance for teenagers costs $144 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Quebeck?
The average cost of car insurance is $816 for a six-month
policy. It will cost around $123 per month to insure your
car in Quebeck.
Is car insurance expensive in Quebeck?
Car insurance can be expensive in Quebeck if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Quebeck can be
affordable.
What is the best car insurance in Quebeck,
TN?
The best car insurance company in Quebeck
TN is
AutoOwners Insurance Co, offering $385 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Quebeck, TN
Car Insurance Rates by State in the USA (2025 Update)
Quebeck Car Insurance
