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Key Takeaways

  • This first town of Vermont is the home to the famous Green Mountain Boys and hosts the Bennington Battle monument. Located in the southwest corner of Vermont, Bennington is a thriving place with walkable alleys and streets.
  • Five highways cross the largest town in the state, thereby contributing to busier roads. Does it influence the car insurance rates in the city? If you are a Bennington resident, then you must know the average insurance rates of the city. So, how much will it cost to buy insurance in the city? How can you obtain cheap insurance quotes in Bennington?
  • Here, we will drive you through the essentials to keep in mind while purchasing insurance in Bennington, Vermont.

How much does car insurance cost in Bennington, Vermont?

Bennington, being a thriving hub, pays lower insurance rates than the New York state average, which is higher than the national average. A typical driver in Bennington will have to pay $1140 on average.

Bennington Average Vermont Average National Average
$1140 $1170 $1557

Auto Insurance Requirements in Bennington, Vermont

Proof of insurance is mandatory to drive a car in the neighborhood. It is required for renewing the car registration or when the car is involved in an accident. A minimum amount of liability insurance is required of every car owner.

  • $25,000 per person for bodily injury
  • $50,000 per accident for injuries to people
  • $10,000 of property damage liability coverage

Bennington Auto Insurance Premiums by Company

Shopping around or doing homework on the different insurance providers available in the city will give clarity on the general insurance trends in the neighborhood. The cheapest auto insurance companies in Bennington are State Farm and Travelers.

Insurance Company Average Yearly Rate
Travelers $1236
The General $2028
Safeco $2028
State Farm $1080

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Bennington Auto Insurance Premiums by Age Group

Age can influence the car insurance rates, and it tends to decrease with age, except when there is a driving violation on the record. Auto insurance companies classify young drivers as high-risk consumers due to high-risk claims, accidents, and unsafe driving practices.

In Bennington, young and middle-aged drivers pay average annual insurance in the range of $4470 and $2900.

Age Bracket Average Yearly Rate
18-20 $4470
21-24 $3673
25-34 $3188
35-44 $2879
45-54 $2845
55-64 $2475
65+ $2551

Bennington Auto Insurance Premiums by Driving Record

A spotless driving record will help you retain a low insurance price. You are considered a low-risk driver if you have filed few or no insurance claims. This will reduce your insurance premiums after taking into account characteristics such as age, gender, credit score, and marital status.

At-fault accidents, DUI, reckless driving, and speeding tickets can increase your insurance rates by 15% to 81% depending on the severity of the incident.

Auto Insurance Premiums by Credit Rating

Another major non-driving factor that has a direct impact on your profile is the Credit or FICO scores. Statistically, it shows that those who have fair to exceptional credit scores tend to file lesser claims hence eligible for a reduction in the car insurance rates.

Credit Tier Average Rate
Exceptional $927
Very Good $1057
Good $1124
Fair $1465
Very Poor $1756

Bennington Auto Insurance Premiums by Zip Code

It is no secret that the place you live in has a direct influence on car insurance rates. Bennington is no different. The rates vary with ZIP code as it is heavily dependent on theft rates, accident rates, and even the demographics of the area. In Bennington, the cheapest rates are found in the ZIP code 05201.

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What would increase your car insurance rates in Bennington, Vermont?

Though the car insurance rates of Bennington are slightly lower than the national average, there can arise conditions that can increase the car insurance rates in the city.

Bennington Stats

Car thefts and uninsured motorists also influence insurance rates. Though this may not directly affect the car insurance rates, this can categorize your place of residence as an unsafe neighborhood, thereby increasing the auto insurance rates.

Auto Theft Statistics

Bennington is a safer city when compared to the major cities in the country.

Bennington Average of Property Crime National Average
36.7 35.4

Accident Statistics

According to 2019 data, 10 fatal incidents occurred in the year 2019; the accident rates of a place can influence the car insurance premiums.

   
Fatal Accident Count 10
Vehicles involved in fatal accidents 14
Fatal accident involving drunk persons 1
Fatalities 11
Persons involved in fatal accidents 19

Be Weather Ready

Extreme weather conditions can also tamper with the insurance rates of a place. One can always look out for the weather to avoid congestion and save time. In the case of Bennington, folks can experience heavy snowfall, and one must equip their cars for such situations.

Average Annual Rainfall Average Annual Snowfall Rainy Days Sunny Days
44in 65 in 138 days 180 days

How to save on auto insurance in Bennington, Vermont

One can always look out for methods to reduce car insurance rates. While shopping around for insurance quotes with different providers can give a head start on getting the most affordable option for you, there are several hacks you can follow to reduce the insurance premium rates.

  • Compare and Purchase

Most insurance providers now provide their quotes online. Choosing the one that suits your needs is best possible through this research.

  • Increase your deductible

Higher deductibles reduce vehicle insurance premiums. This will, however, reduce your accident claim. Compare deductible alternatives to discover if a reduced deductible delivers savings, then choose one that meets your budget and comfort level.

  • Improve your credit score

Having a good to excellent credit score can reduce the premium rates. In the cities of Vermont, which includes Bennington, companies tend to increase the premium rates in case of low credit scores.

  • Look for discounts

Always look for discounts when you are purchasing insurance in Bennington. Most providers give multipolicy discounts, telematics discounts, good driver discounts, and bundling discounts. This can make a huge difference in the premium rates.

Best Car Insurance Companies in Bennington, Vermont

Are you seeking affordable auto insurance providers in Bennington, Vermont? The city's insurers assert that they offer affordable specialty coverages. The state's most intricate rules, insurance terms, coverages, and discounts can be understood with the help of insurance agents stationed in Bennington.

The following are vehicle insurance companies with offices in Bennington.

Insurance Companies in Bennington
State Farm Safeco
All State Progressive
Travelers The General
Nationwide  

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQs

Are car insurance quotes free in Bennington?

Car insurance quotes are available to you at no cost. You may view your possible rate using the Way.com app's quick and straightforward pricing process in as little as two minutes. Get a price for vehicle insurance online right now.

How can I save money on auto insurance in Bennington?

You can save money by combining your renters' insurance with auto insurance. Usage-based insurance, or car insurance that is dependent on how you drive, can also offer a chance to reduce your premium. Use the Way.com app to find out if this is the correct choice for you. Keep in mind that not all states offer usage-based insurance.

Which car insurance is best for me in Bennington?

Your required coverage will largely determine which auto insurance is best for you. At Way.com, we'll evaluate various carriers' products to ensure you get the best coverage at the lowest price.

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