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Finding the cheapest car insurance quotes in Ikes Fork shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Ikes Fork
The car insurance rate in Ikes Fork is $1178 for a six-month policy, which is $126 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $851, making it a popular choice for budget-conscious drivers. Rates in Ikes Fork can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $851 for a six
month policy, USAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Erie
Erie offers auto
insurance rates at $939 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $978
for six months, making it
the third cheapest auto insurance company in Ikes Fork.
Ikes Fork Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Ikes Fork, WV is USAA, offering policies at just $851 for a six-month term. This is followed by Erie, which has an average six-month premium of $939.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1663 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ikes Fork drivers find the best deals.
Way's key takeaways about car insurance in Ikes Fork
The auto insurance costs in Ikes Fork fall around $851 for six
months.
The cheapest auto insurance company in Ikes Fork is USAA.
Teen drivers pay the highest rate in Ikes Fork at $1054 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Ikes Fork
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Ikes Fork are given below.
USAA provides
the cheapest minimum car insurance
coverage in Ikes Fork. Their Average 6 Month Premium is $213.
Nationwide is the most
expensive at $672 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Ikes Fork is USAA
at $143 per month and $851
for six months.
Cheapest Full Coverage Car Insurance Quotes in Ikes Fork,
WV
Get Your Car Insurance Quote in Ikes Fork
Instantly!
Average Car Insurance in Ikes Fork by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Ikes Fork, WV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Ikes Fork, West Virginia, may be increasing due to several external factors.
West Virginia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Ikes Fork's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Ikes Fork
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Ikes Fork,WV
If you are planning to get a car insurance policy for your teenage
dependent, Erie provides the cheapest car
insurance in the Ikes Fork at $214
per
month. At $6327 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Ikes Fork.
As young drivers face the highest rates in Ikes Fork, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Ikes Fork,
Westfield is
the cheapest car insurance provider. At $844 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Ikes Fork is State Farm, offering
rates of around $4824 for six
months.
Save up to $971/yr on car insurance rates in Ikes Fork.
Car Insurance Rates with An Accident in Ikes Fork
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Ikes Fork, WV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Ikes Fork
The cheapest car insurance companies after an at-fault accident in
Ikes Fork include Encompass
and Erie, offering $412
and $745,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$2607.
Here is a list of driving violations that can increase your car
insurance rates in Ikes Fork WV. For example, the car
insurance in Ikes Fork
after a DUI increases to $892 for a six
month policy. While the rate increases by $220 for a six-month policy in the case of
a speeding ticket.
Ikes Fork auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1151
$192
One Med/PIP claim
$1151
$196
One comp claim
$1191
$198
Not-at-fault accident
$1197
$204
Two Med/PIP claims
$1204
$200
Two comp claims
$1264
$215
Failure to wear a seat belt
$1290
$215
Failure to show documents
$1310
$223
Driving without lights
$1324
$221
Cell phone violation
$1364
$232
Texting while driving
$1364
$227
Speeding 6 - 10 MPH over limit
$1371
$233
Driving with expired registration
$1378
$230
Driving too slowly
$1384
$235
Failure to stop at a red light
$1384
$231
Following too closely
$1384
$235
Illegal turn
$1384
$231
Improper passing
$1384
$235
Speeding 11 - 15 MPH over limit
$1384
$231
Speeding in school zone
$1384
$235
Wrong way/wrong lane
$1384
$231
Failure to yield
$1390
$236
Speeding 16 - 20 MPH over limit
$1390
$232
In 65 MPH zone
$1397
$237
Speeding 21 - 25 MPH over limit
$1397
$233
Passing school bus
$1430
$243
Child safety restraint
$1437
$240
Operating a vehicle without permission
$1437
$244
At-fault accident - less than $1000
$1543
$258
Open container
$1557
$264
At-fault accident - $1000-$2000
$1677
$279
At-fault accident - greater than $2000
$1677
$286
Driving with a suspended license
$1842
$307
Reckless driving
$1916
$326
DUI
$2043
$340
Refusal to submit to a chemical test
$2043
$347
Racing
$2050
$342
Leaving scene of an accident/hit and run
$2055
$349
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Ikes Fork after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Ikes Fork.
The cheapest car insurance premiums in
Ikes Fork are
offered by Erie at $1064 for a six-month policy.
However, it can be as
expensive as $3273 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Ikes Fork are offered by Westfield
at $599. However,
it can be as expensive as $2089
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in Ikes Fork after Speeding ticket
Car Insurance Price Trends in Ikes Fork,
West Virginia
Car insurance rates in Ikes Fork have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Ikes Fork rose by
$249 in January
compared to $217 of December. In other words, there has been an increase by $32 when you
compare January and December.
The average cost of liability insurance in the Ikes Fork rose to $54 in January,
compared to $52 in December.
This represents an increase of $2
when comparing January and December.
Average Car Insurance Cost in Ikes Fork by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Ikes Fork. At $2356 for a
six-month policy, insuring
your car at 24845 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Ikes Fork?
The car insurance in Ikes Fork is $36 per month, which is lower than the national average.
What is the cheapest car insurance in Ikes Fork?
The cheapest car insurance in Ikes Fork
is $143 per month
for full coverage.
How much is car insurance in Ikes Fork for teenagers?
Car insurance for teenagers costs $1271 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Ikes Fork?
The average cost of car insurance is $1052 for a six-month
policy. It will cost around $198 per month to insure your
car in Ikes Fork.
Is car insurance expensive in Ikes Fork?
Car insurance can be expensive in Ikes Fork if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Ikes Fork can be
affordable.
What is the best car insurance in Ikes Fork,
WV?
The best car insurance company in Ikes Fork
WV is
USAA, offering $851 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Ikes Fork, WV
Car Insurance Rates by State in the USA (2025 Update)
Ikes Fork Car Insurance
