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Finding the cheapest car insurance quotes in North Matewan shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in North Matewan
The car insurance rate in North Matewan is $1283 for a six-month policy, which is $231 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $927, making it a popular choice for budget-conscious drivers. Rates in North Matewan can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $927 for a six
month policy, USAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Erie
Erie offers auto
insurance rates at $1022 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $1065
for six months, making it
the third cheapest auto insurance company in North Matewan.
North Matewan Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in North Matewan, WV is USAA, offering policies at just $927 for a six-month term. This is followed by Erie, which has an average six-month premium of $1022.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1812 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help North Matewan drivers find the best deals.
Cheap Car Insurance Companies in North Matewan, WV
Way's key takeaways about car insurance in North Matewan
The auto insurance costs in North Matewan fall around $927 for six
months.
The cheapest auto insurance company in North Matewan is USAA.
Teen drivers pay the highest rate in North Matewan at $1148 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in North Matewan
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in North Matewan are given below.
USAA provides
the cheapest minimum car insurance
coverage in North Matewan. Their Average 6 Month Premium is $232.
Nationwide is the most
expensive at $732 for the same
period.
Cheapest Full Coverage Car Insurance in North Matewan
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in North Matewan is USAA
at $156 per month and $927
for six months.
Cheapest Full Coverage Car Insurance Quotes in North Matewan,
WV
Get Your Car Insurance Quote in North Matewan
Instantly!
Average Car Insurance in North Matewan by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in North Matewan, WV increasing?
Despite maintaining a clean driving record, your car insurance rates
in North Matewan, West Virginia, may be increasing due to several external factors.
West Virginia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, North Matewan's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in North Matewan
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
North Matewan,WV
If you are planning to get a car insurance policy for your teenage
dependent, Erie provides the cheapest car
insurance in the North Matewan at $233
per
month. At $6892 for a six-month premium,
Nationwide offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in North Matewan.
As young drivers face the highest rates in North Matewan, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in North Matewan,
Westfield is
the cheapest car insurance provider. At $920 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
North Matewan is State Farm, offering
rates of around $5255 for six
months.
Save up to $971/yr on car insurance rates in North Matewan.
Car Insurance Rates with An Accident in North Matewan
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In North Matewan, WV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in North Matewan
The cheapest car insurance companies after an at-fault accident in
North Matewan include Encompass
and Erie, offering $449
and $811,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$2840.
Here is a list of driving violations that can increase your car
insurance rates in North Matewan WV. For example, the car
insurance in North Matewan
after a DUI increases to $971 for a six
month policy. While the rate increases by $239 for a six-month policy in the case of
a speeding ticket.
North Matewan auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1254
$209
One Med/PIP claim
$1254
$214
One comp claim
$1297
$216
Not-at-fault accident
$1304
$222
Two Med/PIP claims
$1312
$218
Two comp claims
$1377
$234
Failure to wear a seat belt
$1405
$234
Failure to show documents
$1427
$243
Driving without lights
$1442
$240
Cell phone violation
$1486
$253
Texting while driving
$1486
$248
Speeding 6 - 10 MPH over limit
$1493
$254
Driving with expired registration
$1501
$250
Driving too slowly
$1508
$256
Failure to stop at a red light
$1508
$251
Following too closely
$1508
$256
Illegal turn
$1508
$251
Improper passing
$1508
$256
Speeding 11 - 15 MPH over limit
$1508
$251
Speeding in school zone
$1508
$256
Wrong way/wrong lane
$1508
$251
Failure to yield
$1514
$257
Speeding 16 - 20 MPH over limit
$1514
$253
In 65 MPH zone
$1521
$259
Speeding 21 - 25 MPH over limit
$1521
$254
Passing school bus
$1558
$265
Child safety restraint
$1565
$261
Operating a vehicle without permission
$1565
$266
At-fault accident - less than $1000
$1681
$281
Open container
$1696
$288
At-fault accident - $1000-$2000
$1826
$304
At-fault accident - greater than $2000
$1826
$311
Driving with a suspended license
$2007
$334
Reckless driving
$2087
$355
DUI
$2225
$371
Refusal to submit to a chemical test
$2225
$378
Racing
$2233
$372
Leaving scene of an accident/hit and run
$2239
$381
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in North Matewan after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in North Matewan.
The cheapest car insurance premiums in
North Matewan are
offered by Erie at $1159 for a six-month policy.
However, it can be as
expensive as $3565 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in North Matewan are offered by Westfield
at $653. However,
it can be as expensive as $2275
with companies like Nationwide for a similar
six-month premium.
Cheapest Car Insurance in North Matewan after Speeding ticket
Car Insurance Price Trends in North Matewan,
West Virginia
Car insurance rates in North Matewan have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the North Matewan rose by
$271 in January
compared to $237 of December. In other words, there has been an increase by $34 when you
compare January and December.
The average cost of liability insurance in the North Matewan rose to $59 in January,
compared to $56 in December.
This represents an increase of $3
when comparing January and December.
Average Car Insurance Cost in North Matewan by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
North Matewan. At $2566 for a
six-month policy, insuring
your car at 25688 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in North Matewan?
The car insurance in North Matewan is $39 per month, which is lower than the national average.
What is the cheapest car insurance in North Matewan?
The cheapest car insurance in North Matewan
is $156 per month
for full coverage.
How much is car insurance in North Matewan for teenagers?
Car insurance for teenagers costs $1385 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
North Matewan?
The average cost of car insurance is $1052 for a six-month
policy. It will cost around $216 per month to insure your
car in North Matewan.
Is car insurance expensive in North Matewan?
Car insurance can be expensive in North Matewan if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in North Matewan can be
affordable.
What is the best car insurance in North Matewan,
WV?
The best car insurance company in North Matewan
WV is
USAA, offering $927 for a
six-month policy.
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Find Car Insurance Rates in Cities Near North Matewan, WV
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North Matewan Car Insurance
