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Finding the cheapest car insurance quotes in Hiland shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Hiland
The car insurance rate in Hiland is $745 for a six-month policy, which is $7 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $462, making it a popular choice for budget-conscious drivers. Rates in Hiland can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $462 for a six
month policy, American National offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $546 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $612
for six months, making it
the third cheapest auto insurance company in Hiland.
Hiland Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Hiland, WY is American National, offering policies at just $462 for a six-month term. This is followed by USAA, which has an average six-month premium of $546.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1122 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hiland drivers find the best deals.
The auto insurance costs in Hiland fall around $462 for six
months.
The cheapest auto insurance company in Hiland is American National.
Teen drivers pay the highest rate in Hiland at $630 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Hiland
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Hiland are given below.
American National provides
the cheapest minimum car insurance
coverage in Hiland. Their Average 6 Month Premium is $96.
Allstate is the most
expensive at $288 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Hiland is American National
at $78 per month and $462
for six months.
Cheapest Full Coverage Car Insurance Quotes in Hiland,
WY
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Hiland, WY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Hiland, Wyoming, may be increasing due to several external factors.
Wyoming has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Hiland's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Hiland
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Hiland,WY
If you are planning to get a car insurance policy for your teenage
dependent, American National provides the cheapest car
insurance in the Hiland at $16
per
month. At $3779 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Hiland.
As young drivers face the highest rates in Hiland, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Hiland,
State Farm is
the cheapest car insurance provider. At $588 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Hiland is Allstate, offering
rates of around $1596 for six
months.
Save up to $971/yr on car insurance rates in Hiland.
Car Insurance Rates with An Accident in Hiland
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Hiland, WY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Hiland
The cheapest car insurance companies after an at-fault accident in
Hiland include American National
and State Farm, offering $168
and $276,
respectively. Allstate is an expensive provider
with an average six-month premium of
$846.
Here is a list of driving violations that can increase your car
insurance rates in Hiland WY. For example, the car
insurance in Hiland
after a DUI increases to $551 for a six
month policy. While the rate increases by $180 for a six-month policy in the case of
a speeding ticket.
Hiland auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$804
$134
One Med/PIP claim
$804
$136
One comp claim
$857
$143
Two Med/PIP claims
$857
$145
Driving without lights
$876
$146
Not-at-fault accident
$882
$149
Cell phone violation
$894
$149
Texting while driving
$894
$152
Failure to show documents
$900
$150
Failure to wear a seat belt
$900
$154
Child safety restraint
$906
$150
Driving with expired registration
$906
$155
Failure to stop at a red light
$912
$152
Failure to yield
$912
$156
Following too closely
$912
$152
Illegal turn
$912
$156
Wrong way/wrong lane
$912
$152
Improper passing
$918
$157
Passing school bus
$936
$156
Two comp claims
$960
$164
Open container
$966
$161
Driving too slowly
$984
$168
In 65 MPH zone
$984
$164
Speeding 11 - 15 MPH over limit
$984
$168
Speeding 16 - 20 MPH over limit
$984
$164
Speeding 21 - 25 MPH over limit
$984
$168
Speeding 6 - 10 MPH over limit
$984
$164
Speeding in school zone
$984
$168
Operating a vehicle without permission
$1044
$174
At-fault accident - less than $1000
$1074
$183
At-fault accident - $1000-$2000
$1092
$182
At-fault accident - greater than $2000
$1092
$186
Racing
$1248
$208
Driving with a suspended license
$1278
$217
Reckless driving
$1284
$214
Refusal to submit to a chemical test
$1314
$223
DUI
$1355
$226
Leaving scene of an accident/hit and run
$1368
$232
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Hiland after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Hiland.
The cheapest car insurance premiums in
Hiland are
offered by American National at $551 for a six-month policy.
However, it can be as
expensive as $2316 with companies
like MetLife.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Hiland are offered by State Farm
at $384. However,
it can be as expensive as $1212
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Hiland after Speeding ticket
Car insurance rates in Hiland have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Hiland remained steady at $153 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Hiland remained steady at $24 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Hiland. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Hiland?
The car insurance in Hiland is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Hiland?
The cheapest car insurance in Hiland
is $78 per month
for full coverage.
How much is car insurance in Hiland for teenagers?
Car insurance for teenagers costs $96 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Hiland?
The average cost of car insurance is $738 for a six-month
policy. It will cost around $125 per month to insure your
car in Hiland.
Is car insurance expensive in Hiland?
Car insurance can be expensive in Hiland if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Hiland can be
affordable.
What is the best car insurance in Hiland,
WY?
The best car insurance company in Hiland
WY is
American National, offering $462 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Hiland, WY
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Hiland Car Insurance
