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Finding the cheapest car insurance quotes in Saddlestring shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Saddlestring
The car insurance rate in Saddlestring is $738 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $457, making it a popular choice for budget-conscious drivers. Rates in Saddlestring can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $457 for a six
month policy, American National offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $541 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $606
for six months, making it
the third cheapest auto insurance company in Saddlestring.
Saddlestring Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Saddlestring, WY is American National, offering policies at just $457 for a six-month term. This is followed by USAA, which has an average six-month premium of $541.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1111 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Saddlestring drivers find the best deals.
Way's key takeaways about car insurance in Saddlestring
The auto insurance costs in Saddlestring fall around $457 for six
months.
The cheapest auto insurance company in Saddlestring is American National.
Teen drivers pay the highest rate in Saddlestring at $624 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Saddlestring
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Saddlestring are given below.
American National provides
the cheapest minimum car insurance
coverage in Saddlestring. Their Average 6 Month Premium is $95.
Allstate is the most
expensive at $285 for the same
period.
Cheapest Full Coverage Car Insurance in Saddlestring
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Saddlestring is American National
at $77 per month and $457
for six months.
Cheapest Full Coverage Car Insurance Quotes in Saddlestring,
WY
Get Your Car Insurance Quote in Saddlestring
Instantly!
Average Car Insurance in Saddlestring by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Saddlestring, WY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Saddlestring, Wyoming, may be increasing due to several external factors.
Wyoming has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Saddlestring's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Saddlestring
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Saddlestring,WY
If you are planning to get a car insurance policy for your teenage
dependent, American National provides the cheapest car
insurance in the Saddlestring at $16
per
month. At $3742 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Saddlestring.
As young drivers face the highest rates in Saddlestring, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Saddlestring,
State Farm is
the cheapest car insurance provider. At $582 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Saddlestring is Allstate, offering
rates of around $1580 for six
months.
Save up to $971/yr on car insurance rates in Saddlestring.
Car Insurance Rates with An Accident in Saddlestring
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Saddlestring, WY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Saddlestring
The cheapest car insurance companies after an at-fault accident in
Saddlestring include American National
and State Farm, offering $166
and $273,
respectively. Allstate is an expensive provider
with an average six-month premium of
$838.
Here is a list of driving violations that can increase your car
insurance rates in Saddlestring WY. For example, the car
insurance in Saddlestring
after a DUI increases to $546 for a six
month policy. While the rate increases by $178 for a six-month policy in the case of
a speeding ticket.
Saddlestring auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$796
$133
One Med/PIP claim
$796
$135
One comp claim
$849
$142
Two Med/PIP claims
$849
$144
Driving without lights
$867
$145
Not-at-fault accident
$873
$148
Cell phone violation
$885
$148
Texting while driving
$885
$150
Failure to show documents
$891
$149
Failure to wear a seat belt
$891
$152
Child safety restraint
$897
$149
Driving with expired registration
$897
$153
Failure to stop at a red light
$903
$150
Failure to yield
$903
$154
Following too closely
$903
$150
Illegal turn
$903
$154
Wrong way/wrong lane
$903
$150
Improper passing
$909
$155
Passing school bus
$927
$154
Two comp claims
$950
$162
Open container
$956
$159
Driving too slowly
$974
$166
In 65 MPH zone
$974
$162
Speeding 11 - 15 MPH over limit
$974
$166
Speeding 16 - 20 MPH over limit
$974
$162
Speeding 21 - 25 MPH over limit
$974
$166
Speeding 6 - 10 MPH over limit
$974
$162
Speeding in school zone
$974
$166
Operating a vehicle without permission
$1034
$172
At-fault accident - less than $1000
$1063
$181
At-fault accident - $1000-$2000
$1081
$180
At-fault accident - greater than $2000
$1081
$184
Racing
$1236
$206
Driving with a suspended license
$1265
$215
Reckless driving
$1271
$212
Refusal to submit to a chemical test
$1301
$221
DUI
$1342
$224
Leaving scene of an accident/hit and run
$1354
$230
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Saddlestring after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Saddlestring.
The cheapest car insurance premiums in
Saddlestring are
offered by American National at $546 for a six-month policy.
However, it can be as
expensive as $2293 with companies
like MetLife.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Saddlestring are offered by State Farm
at $380. However,
it can be as expensive as $1200
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Saddlestring after Speeding ticket
Car Insurance Price Trends in Saddlestring,
Wyoming
Car insurance rates in Saddlestring have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Saddlestring remained steady at $151 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Saddlestring remained steady at $24 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Saddlestring by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Saddlestring. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Saddlestring?
The car insurance in Saddlestring is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Saddlestring?
The cheapest car insurance in Saddlestring
is $77 per month
for full coverage.
How much is car insurance in Saddlestring for teenagers?
Car insurance for teenagers costs $95 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Saddlestring?
The average cost of car insurance is $738 for a six-month
policy. It will cost around $124 per month to insure your
car in Saddlestring.
Is car insurance expensive in Saddlestring?
Car insurance can be expensive in Saddlestring if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Saddlestring can be
affordable.
What is the best car insurance in Saddlestring,
WY?
The best car insurance company in Saddlestring
WY is
American National, offering $457 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Saddlestring, WY
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Saddlestring Car Insurance
