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Cheapest Car Insurance Quotes in Yellowstone National Park
Finding the cheapest car insurance quotes in Yellowstone National Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Yellowstone National Park
The car insurance rate in Yellowstone National Park is $748 for a six-month policy, which is $15 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $489, making it a popular choice for budget-conscious drivers. Rates in Yellowstone National Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Yellowstone National Park
1st place: American National
At $489 for a six
month policy, American National offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $559 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $606
for six months, making it
the third cheapest auto insurance company in Yellowstone National Park.
Yellowstone National Park Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Yellowstone National Park, WY is American National, offering policies at just $489 for a six-month term. This is followed by USAA, which has an average six-month premium of $559.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1152 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Yellowstone National Park drivers find the best deals.
Cheap Car Insurance Companies in Yellowstone National Park, WY
Way's key takeaways about car insurance in Yellowstone National Park
The auto insurance costs in Yellowstone National Park fall around $489 for six
months.
The cheapest auto insurance company in Yellowstone National Park is USAA.
Teen drivers pay the highest rate in Yellowstone National Park at $727 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Yellowstone National Park
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Yellowstone National Park are given below.
USAA provides
the cheapest minimum car insurance
coverage in Yellowstone National Park. Their Average 6 Month Premium is $93.
Allstate is the most
expensive at $279 for the same
period.
Cheapest Liability Coverage in Yellowstone National Park, WY
Cheapest Full Coverage Car Insurance in Yellowstone National Park
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Yellowstone National Park is American National
at $82 per month and $489
for six months.
Cheapest Full Coverage Car Insurance Quotes in Yellowstone National Park,
WY
Get Your Car Insurance Quote in Yellowstone National Park
Instantly!
Average Car Insurance in Yellowstone National Park by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Yellowstone National Park, WY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Yellowstone National Park, Wyoming, may be increasing due to several external factors.
Wyoming has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Yellowstone National Park's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Yellowstone National Park
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Yellowstone National Park,WY
If you are planning to get a car insurance policy for your teenage
dependent, American National provides the cheapest car
insurance in the Yellowstone National Park at $127
per
month. At $4360 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Yellowstone National Park.
As young drivers face the highest rates in Yellowstone National Park, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Yellowstone National Park,
State Farm is
the cheapest car insurance provider. At $629 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Yellowstone National Park is Allstate, offering
rates of around $1839 for six
months.
Save up to $971/yr on car insurance rates in Yellowstone National Park.
Car Insurance Rates with An Accident in Yellowstone National Park
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Yellowstone National Park, WY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Yellowstone National Park
The cheapest car insurance companies after an at-fault accident in
Yellowstone National Park include State Farm
and USAA, offering $291
and $396,
respectively. Allstate is an expensive provider
with an average six-month premium of
$949.
Yellowstone National Park Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Yellowstone National Park WY. For example, the car
insurance in Yellowstone National Park
after a DUI increases to $535 for a six
month policy. While the rate increases by $175 for a six-month policy in the case of
a speeding ticket.
Yellowstone National Park auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$780
$130
One Med/PIP claim
$780
$132
One comp claim
$832
$139
Two Med/PIP claims
$832
$141
Driving without lights
$850
$142
Not-at-fault accident
$856
$145
Cell phone violation
$867
$145
Texting while driving
$867
$147
Failure to show documents
$873
$146
Failure to wear a seat belt
$873
$149
Child safety restraint
$879
$146
Driving with expired registration
$879
$150
Failure to stop at a red light
$885
$147
Failure to yield
$885
$151
Following too closely
$885
$147
Illegal turn
$885
$151
Wrong way/wrong lane
$885
$147
Improper passing
$891
$152
Passing school bus
$908
$151
Two comp claims
$931
$159
Open container
$937
$156
Driving too slowly
$955
$163
In 65 MPH zone
$955
$159
Speeding 11 - 15 MPH over limit
$955
$163
Speeding 16 - 20 MPH over limit
$955
$159
Speeding 21 - 25 MPH over limit
$955
$163
Speeding 6 - 10 MPH over limit
$955
$159
Speeding in school zone
$955
$163
Operating a vehicle without permission
$1013
$169
At-fault accident - less than $1000
$1042
$177
At-fault accident - $1000-$2000
$1059
$176
At-fault accident - greater than $2000
$1059
$180
Racing
$1211
$202
Driving with a suspended license
$1240
$211
Reckless driving
$1246
$208
Refusal to submit to a chemical test
$1275
$217
DUI
$1315
$220
Leaving scene of an accident/hit and run
$1327
$225
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Yellowstone National Park after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Yellowstone National Park.
The cheapest car insurance premiums in
Yellowstone National Park are
offered by State Farm at $582 for a six-month policy.
However, it can be as
expensive as $2247 with companies
like MetLife.
Yellowstone National Park car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Yellowstone National Park are offered by State Farm
at $408. However,
it can be as expensive as $1386
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Yellowstone National Park after Speeding ticket
Car Insurance Price Trends in Yellowstone National Park,
Wyoming
Car insurance rates in Yellowstone National Park have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Yellowstone National Park rose by
$157 in January
compared to $148 of December. In other words, there has been an increase by $9 when you
compare January and December.
The average cost of liability insurance in the Yellowstone National Park remained steady at $24 in both January and December, indicating no change over the two month period.
Average Car Insurance Cost in Yellowstone National Park by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Yellowstone National Park. At $1495 for a
six-month policy, insuring
your car at 82190 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Yellowstone National Park?
The car insurance in Yellowstone National Park is $16 per month, which is lower than the national average.
What is the cheapest car insurance in Yellowstone National Park?
The cheapest car insurance in Yellowstone National Park
is $82 per month
for full coverage.
How much is car insurance in Yellowstone National Park for teenagers?
Car insurance for teenagers costs $757 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Yellowstone National Park?
The average cost of car insurance is $763 for a six-month
policy. It will cost around $125 per month to insure your
car in Yellowstone National Park.
Is car insurance expensive in Yellowstone National Park?
Car insurance can be expensive in Yellowstone National Park if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Yellowstone National Park can be
affordable.
What is the best car insurance in Yellowstone National Park,
WY?
The best car insurance company in Yellowstone National Park
WY is
American National, offering $489 for a
six-month policy.
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