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Finding the cheapest car insurance quotes in Barton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Barton
The car insurance rate in Barton is $1072 for a six-month policy, which is $148 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $558, making it a popular choice for budget-conscious drivers. Rates in Barton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $558 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $731 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA
AAA offers auto insurance
rates at $751
for six months, making it
the third cheapest auto insurance company in Barton.
Barton Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Barton, AR is AutoOwners Insurance Co, offering policies at just $558 for a six-month term. This is followed by Travelers, which has an average six-month premium of $731.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1985 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Barton drivers find the best deals.
The auto insurance costs in Barton fall around $558 for six
months.
The cheapest auto insurance company in Barton is USAA.
Teen drivers pay the highest rate in Barton at $1186 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Barton
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Barton are given below.
USAA provides
the cheapest minimum car insurance
coverage in Barton. Their Average 6 Month Premium is $200.
Farmers is the most
expensive at $689 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Barton is AutoOwners Insurance Co
at $95 per month and $558
for six months.
Cheapest Full Coverage Car Insurance Quotes in Barton,
AR
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Barton, AR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Barton, Arkansas, may be increasing due to several external factors.
Arkansas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Barton's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Barton
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Barton,AR
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the Barton at $30
per
month. At $6973 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Barton.
As young drivers face the highest rates in Barton, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Barton,
Southern Farm Bureau is
the cheapest car insurance provider. At $338 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Barton is State Farm, offering
rates of around $4596 for six
months.
Save up to $971/yr on car insurance rates in Barton.
Car Insurance Rates with An Accident in Barton
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Barton, AR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Barton
The cheapest car insurance companies after an at-fault accident in
Barton include Hanover
and Travelers, offering $206
and $351,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2915.
Here is a list of driving violations that can increase your car
insurance rates in Barton AR. For example, the car
insurance in Barton
after a DUI increases to $778 for a six
month policy. While the rate increases by $331 for a six-month policy in the case of
a speeding ticket.
Barton auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1378
$230
One Med/PIP claim
$1399
$238
Not-at-fault accident
$1406
$234
One comp claim
$1406
$239
Two Med/PIP claims
$1427
$238
Two comp claims
$1460
$248
Failure to wear a seat belt
$1654
$276
Child safety restraint
$1667
$283
Driving without lights
$1667
$278
Failure to show documents
$1688
$287
Driving with expired registration
$1709
$285
Speeding 6 - 10 MPH over limit
$1709
$290
Driving too slowly
$1716
$287
Speeding 11 - 15 MPH over limit
$1716
$291
Speeding in school zone
$1716
$287
Speeding 16 - 20 MPH over limit
$1723
$293
Failure to stop at a red light
$1730
$288
Failure to yield
$1730
$295
Wrong way/wrong lane
$1737
$289
Cell phone violation
$1743
$297
In 65 MPH zone
$1743
$290
Texting while driving
$1743
$297
Following too closely
$1750
$291
Illegal turn
$1750
$298
Improper passing
$1750
$291
Speeding 21 - 25 MPH over limit
$1784
$304
At-fault accident - less than $1000
$1791
$298
Passing school bus
$1805
$307
Operating a vehicle without permission
$1861
$310
Open container
$1895
$322
At-fault accident - $1000-$2000
$1936
$322
At-fault accident - greater than $2000
$1943
$331
DUI
$2156
$360
Racing
$2156
$367
Refusal to submit to a chemical test
$2156
$360
Reckless driving
$2191
$372
Driving with a suspended license
$2253
$376
Leaving scene of an accident/hit and run
$2294
$390
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Barton after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Barton.
The cheapest car insurance premiums in
Barton are
offered by Hanover at $220 for a six-month policy.
However, it can be as
expensive as $2935 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Barton are offered by Hanover
at $193. However,
it can be as expensive as $2260
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Barton after Speeding ticket
Car insurance rates in Barton have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Barton remained steady at $230 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Barton remained steady at $53 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Barton. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Barton?
The car insurance in Barton is $34 per month, which is lower than the national average.
What is the cheapest car insurance in Barton?
The cheapest car insurance in Barton
is $95 per month
for full coverage.
How much is car insurance in Barton for teenagers?
Car insurance for teenagers costs $179 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Barton?
The average cost of car insurance is $924 for a six-month
policy. It will cost around $180 per month to insure your
car in Barton.
Is car insurance expensive in Barton?
Car insurance can be expensive in Barton if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Barton can be
affordable.
What is the best car insurance in Barton,
AR?
The best car insurance company in Barton
AR is
AutoOwners Insurance Co, offering $558 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Barton, AR
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Barton Car Insurance
