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Finding the cheapest car insurance quotes in Sherman Oaks shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Sherman Oaks
The car insurance rate in Sherman Oaks is $1517 for a six-month policy, which is $506 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $963, making it a popular choice for budget-conscious drivers. Rates in Sherman Oaks can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $963 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $1221 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Mercury
Mercury offers auto insurance
rates at $1292
for six months, making it
the third cheapest auto insurance company in Sherman Oaks.
Sherman Oaks Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Sherman Oaks, CA is CSAA, offering policies at just $963 for a six-month term. This is followed by USAA, which has an average six-month premium of $1221.
At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $1158 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Sherman Oaks drivers find the best deals.
Way's key takeaways about car insurance in Sherman Oaks
The auto insurance costs in Sherman Oaks fall around $963 for six
months.
The cheapest auto insurance company in Sherman Oaks is CSAA.
Teen drivers pay the highest rate in Sherman Oaks at $101 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Sherman Oaks
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Sherman Oaks are given below.
CSAA provides
the cheapest minimum car insurance
coverage in Sherman Oaks. Their Average 6 Month Premium is $231.
21st Century is the most
expensive at $606 for the same
period.
Cheapest Full Coverage Car Insurance in Sherman Oaks
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Sherman Oaks is CSAA
at $162 per month and $963
for six months.
Cheapest Full Coverage Car Insurance Quotes in Sherman Oaks,
CA
Get Your Car Insurance Quote in Sherman Oaks
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Average Car Insurance in Sherman Oaks by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Sherman Oaks, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Sherman Oaks, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Sherman Oaks's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Sherman Oaks
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$878
30s
Wawanesa
$708
40s
Wawanesa
$708
50s
Wawanesa
$708
60s
Wawanesa
$708
70s
Wawanesa
$693
Cheapest Car Insurance Rates for Teen Drivers in
Sherman Oaks,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Sherman Oaks at $59
per
month. At $588 for a six-month premium,
Marcury offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in Sherman Oaks.
As young drivers face the highest rates in Sherman Oaks, Wawanesa
offers the cheapest auto insurance rates at $878 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Sherman Oaks,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Sherman Oaks is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Car Insurance Rates with An Accident in Sherman Oaks
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Sherman Oaks, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Sherman Oaks
The cheapest car insurance companies after an at-fault accident in
Sherman Oaks include AAA
and Capital Insurance Group, offering $570
and $819,
respectively. 21st Century is an expensive provider
with an average six-month premium of
$1025.
Here is a list of driving violations that can increase your car
insurance rates in Sherman Oaks CA. For example, the car
insurance in Sherman Oaks
after a DUI increases to $2610 for a six
month policy. While the rate increases by $685 for a six-month policy in the case of
a speeding ticket.
Sherman Oaks auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1631
$272
Not-at-fault accident
$1631
$278
One comp claim
$1631
$272
One Med/PIP claim
$1631
$278
Two comp claims
$1631
$272
Two Med/PIP claims
$1631
$278
At-fault accident - less than $1000
$1667
$278
Failure to show documents
$2148
$365
Driving with expired registration
$2192
$366
Driving without lights
$2192
$372
Failure to wear a seat belt
$2201
$368
Child safety restraint
$2219
$377
Speeding 11 - 15 MPH over limit
$2307
$384
Speeding 16 - 20 MPH over limit
$2307
$393
Driving too slowly
$2316
$386
Failure to stop at a red light
$2316
$395
Failure to yield
$2316
$386
Following too closely
$2316
$395
Illegal turn
$2316
$386
In 65 MPH zone
$2316
$395
Speeding 21 - 25 MPH over limit
$2316
$386
Speeding 6 - 10 MPH over limit
$2316
$395
Speeding in school zone
$2316
$386
Improper passing
$2325
$396
Cell phone violation
$2334
$389
Texting while driving
$2334
$398
Passing school bus
$2361
$393
Wrong way/wrong lane
$2762
$470
Operating a vehicle without permission
$2825
$471
At-fault accident - $1000-$2000
$2843
$483
At-fault accident - greater than $2000
$2843
$474
Open container
$2852
$485
Driving with a suspended license
$3306
$551
Reckless driving
$4028
$686
Racing
$4073
$678
Leaving scene of an accident/hit and run
$4089
$696
DUI
$4241
$707
Refusal to submit to a chemical test
$4241
$722
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Sherman Oaks after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Sherman Oaks.
The cheapest car insurance premiums in
Sherman Oaks are
offered by AAA at $1122 for a six-month policy.
However, it can be as
expensive as $945 with companies
like Kemper.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Sherman Oaks are offered by CSAA
at $143. However,
it can be as expensive as $677
with companies like State National for a similar
six-month premium.
Cheapest Car Insurance in Sherman Oaks after Speeding ticket
Car Insurance Price Trends in Sherman Oaks,
California
Car insurance rates in Sherman Oaks have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Sherman Oaks rose by
$288 in December
compared to $285 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Sherman Oaks rose to $81 in December,
compared to $78 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in Sherman Oaks by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Sherman Oaks. At $2168 for a
six-month policy, insuring
your car at 91403 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Sherman Oaks?
The car insurance in Sherman Oaks is $39 per month, which is lower than the national average.
What is the cheapest car insurance in Sherman Oaks?
The cheapest car insurance in Sherman Oaks
is $162 per month
for full coverage.
How much is car insurance in Sherman Oaks for teenagers?
Car insurance for teenagers costs $348 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Sherman Oaks?
The average cost of car insurance is $1011 for a six-month
policy. It will cost around $255 per month to insure your
car in Sherman Oaks.
Is car insurance expensive in Sherman Oaks?
Car insurance can be expensive in Sherman Oaks if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Sherman Oaks can be
affordable.
What is the best car insurance in Sherman Oaks,
CA?
The best car insurance company in Sherman Oaks
CA is
CSAA, offering $963 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Sherman Oaks, CA
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Sherman Oaks Car Insurance
