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Cheapest Car Insurance Quotes in Tarzana

  • Finding the cheapest car insurance quotes in Tarzana shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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401,895 Policies Sold
Tarzana Car Insurance
$ 42

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Tarzana

The car insurance rate in Tarzana is $1817 for a six-month policy, which is $702 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1046, making it a popular choice for budget-conscious drivers. Rates in Tarzana can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tarzana

$1817

National Average

$1140

Cheapest Car Insurance Companies in Tarzana

1st place: CSAA

At $1046 for a six month policy, CSAA offers the cheapest auto insurance rates in the city. 

2nd place: Mercury

Mercury offers auto insurance rates at $1403 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AAA SoCal

AAA SoCal offers auto insurance rates at $1539 for six months, making it the third cheapest auto insurance company in Tarzana.

Tarzana Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tarzana, CA is CSAA, offering policies at just $1046 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1403.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2236 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tarzana drivers find the best deals.

Cheap Car Insurance Companies in Tarzana, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $1046 $176
Mercury $1403 $236
AAA SoCal $1539 $256
Progressive $1617 $272
USAA $1713 $289
Allstate $1772 $298
Wawanesa $1782 $300
AAA NorCal $1801 $306
Auto Club $1858 $310
State Farm $1966 $331
Kemper $2315 $386
Farmers $2585 $440
AAA $2236 $373
Key Takeaways

Way's key takeaways about car insurance in Tarzana

  • The auto insurance costs in Tarzana fall around $1046 for six months. 
  • The cheapest auto insurance company in Tarzana is CSAA.
  • Teen drivers pay the highest rate in Tarzana at $950 per month.

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Cheapest Minimum Liability Car Insurance in Tarzana

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tarzana are given below. 

CSAA provides the cheapest minimum car insurance coverage in Tarzana. Their Average 6 Month Premium is $251. Farmers is the most expensive at $823 for the same period. 

Cheapest Liability Coverage in Tarzana, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $251 $42
USAA $465 $78
AAA NorCal $484 $82
AAA SoCal $553 $95
Progressive $562 $95
Auto Club $571 $98
State Farm $590 $99
Wawanesa $600 $101
Mercury $639 $108
AAA $688 $117
Allstate $688 $116
Farmers $823 $140

Cheapest Full Coverage Car Insurance in Tarzana

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tarzana is CSAA at $176 per month and $1046 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Tarzana, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $1046 $176
Mercury $1403 $236
AAA SoCal $1539 $256
Progressive $1617 $272
USAA $1713 $289
Allstate $1772 $298
Wawanesa $1782 $300
AAA NorCal $1801 $306
Auto Club $1858 $310
State Farm $1966 $331
Kemper $2315 $386
Farmers $2585 $440
AAA $2236 $373

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Average Car Insurance in Tarzana by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tarzana, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Tarzana, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tarzana's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Tarzana

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Wawanesa $954
30s Wawanesa $769
40s Wawanesa $769
50s Wawanesa $769
60s Wawanesa $769
70s Wawanesa $753

Cheapest Car Insurance Rates for Teen Drivers in Tarzana,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Tarzana at $112 per month. At $5703 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $678 $112
Capital Insurance Group $852 $145
USAA $2033 $342
Mercury $2062 $347
Wawanesa $2266 $378
Progressive $2372 $399
CSAA $2856 $481
State Farm $3389 $571
AAA SoCal $3669 $611
Allstate $3932 $662
Auto Club $4192 $699
AAA NorCal $5586 $950
Farmers $5703 $950

Teen Car Insurance Rates in CA by Age

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Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Tarzana.

As young drivers face the highest rates in Tarzana, Wawanesa offers the cheapest auto insurance rates at $954 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in Tarzana.

Car Insurance Rates with An Accident in Tarzana

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tarzana, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tarzana

The cheapest car insurance companies after an at-fault accident in Tarzana include AAA and Capital Insurance Group, offering $610 and $890, respectively. Allstate is an expensive provider with an average six-month premium of $4386.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $610 $101
Capital Insurance Group $890 $152
CSAA $1192 $200
Mercury $1723 $290
USAA $1782 $300
Progressive $2062 $347
Wawanesa $2517 $419
AAA SoCal $2644 $450
Auto Club $2789 $465
Farmers $2866 $482
State Farm $3408 $574
AAA NorCal $3650 $621
Allstate $4386 $738

Tarzana Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tarzana CA. For example, the car insurance in Tarzana after a DUI increases to $2836 for a six month policy. While the rate increases by $745 for a six-month policy in the case of a speeding ticket.  

Tarzana auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1772 $295
Not-at-fault accident $1772 $302
One comp claim $1772 $295
One Med/PIP claim $1772 $302
Two comp claims $1772 $295
Two Med/PIP claims $1772 $302
At-fault accident - less than $1000 $1811 $302
Failure to show documents $2334 $396
Driving with expired registration $2381 $398
Driving without lights $2381 $404
Failure to wear a seat belt $2391 $399
Child safety restraint $2411 $409
Speeding 11 - 15 MPH over limit $2507 $417
Speeding 16 - 20 MPH over limit $2507 $427
Driving too slowly $2517 $419
Failure to stop at a red light $2517 $429
Failure to yield $2517 $419
Following too closely $2517 $429
Illegal turn $2517 $419
In 65 MPH zone $2517 $429
Speeding 21 - 25 MPH over limit $2517 $419
Speeding 6 - 10 MPH over limit $2517 $429
Speeding in school zone $2517 $419
Improper passing $2527 $430
Cell phone violation $2536 $422
Texting while driving $2536 $432
Passing school bus $2566 $427
Wrong way/wrong lane $3001 $510
Operating a vehicle without permission $3069 $512
At-fault accident - $1000-$2000 $3089 $525
At-fault accident - greater than $2000 $3089 $515
Open container $3099 $526
Driving with a suspended license $3593 $598
Reckless driving $4377 $745
Racing $4425 $737
Leaving scene of an accident/hit and run $4443 $756
DUI $4608 $768
Refusal to submit to a chemical test $4608 $784

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tarzana after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tarzana.

The cheapest car insurance premiums in Tarzana are offered by Capital Insurance Group at $1327 for a six-month policy. However, it can be as expensive as $1219 with companies like AAA.

Tarzana car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $1327 $225
Mercury $1578 $266
Travelers $1840 $313
Progressive $2334 $393
Wawanesa $2836 $482
Farmers $3011 $507
USAA $3205 $540
CSAA $3389 $571
AAA SoCal $4900 $833
Auto Club $5606 $934
AAA NorCal $6458 $1099
State Farm $6893 $1161
Allstate $7097 $1195
AAA $1219 $207

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tarzana are offered by CSAA at $155. However, it can be as expensive as $3659 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Tarzana after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $155 $26
Capital Insurance Group $852 $145
Mercury $1452 $244
USAA $1521 $259
Progressive $1637 $275
AAA NorCal $2266 $385
AAA SoCal $2430 $404
Allstate $2499 $425
State Farm $2644 $440
Farmers $3659 $623

Car Insurance Price Trends in Tarzana, California

Car insurance rates in Tarzana have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tarzana remained steady at $313 in both January and December, indicating no change over the two month period.

The average cost of liability insurance in the Tarzana rose to $90 in January, compared to $88 in December. This represents an increase of $2 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Tarzana?

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The car insurance in Tarzana is $42 per month, which is lower than the national average.

What is the cheapest car insurance in Tarzana?

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The cheapest car insurance in Tarzana is $176 per month for full coverage.

How much is car insurance in Tarzana for teenagers?

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Car insurance for teenagers costs $678 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tarzana?

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The average cost of car insurance is $1115 for a six-month policy. It will cost around $305 per month to insure your car in Tarzana.

Is car insurance expensive in Tarzana?

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Car insurance can be expensive in Tarzana if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tarzana can be affordable.

What is the best car insurance in Tarzana, CA?

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The best car insurance company in Tarzana CA is CSAA, offering $1046 for a six-month policy.

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Data Sources