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Finding the cheapest car insurance quotes in Burlington shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Burlington
The car insurance rate in Burlington is $1170 for a six-month policy, which is $49 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $564, making it a popular choice for budget-conscious drivers. Rates in Burlington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $564 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: Kemper
Kemper offers auto
insurance rates at $702 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: USAA
USAA offers auto insurance
rates at $815
for six months, making it
the third cheapest auto insurance company in Burlington.
Burlington Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Burlington, CT is Travelers, offering policies at just $564 for a six-month term. This is followed by Kemper, which has an average six-month premium of $702.
At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $2777 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Burlington drivers find the best deals.
Way's key takeaways about car insurance in Burlington
The auto insurance costs in Burlington fall around $564 for six
months.
The cheapest auto insurance company in Burlington is Travelers.
Teen drivers pay the highest rate in Burlington at $1055 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Burlington
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Burlington are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Burlington. Their Average 6 Month Premium is $268.
Hanover is the most
expensive at $1214 for the same
period.
Cheapest Full Coverage Car Insurance in Burlington
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Burlington is Travelers
at $96 per month and $564
for six months.
Cheapest Full Coverage Car Insurance Quotes in Burlington,
CT
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Average Car Insurance in Burlington by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Burlington, CT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Burlington, Connecticut, may be increasing due to several external factors.
Connecticut has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Burlington's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Burlington
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Burlington,CT
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Burlington at $60
per
month. At $6329 for a six-month premium,
Travelers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Burlington.
As young drivers face the highest rates in Burlington, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Burlington,
Kemper is
the cheapest car insurance provider. At $405 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Burlington is Amica, offering
rates of around $3854 for six
months.
Save up to $971/yr on car insurance rates in Burlington.
Car Insurance Rates with An Accident in Burlington
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Burlington, CT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Burlington
The cheapest car insurance companies after an at-fault accident in
Burlington include Amica Mutual
and Kemper, offering $496
and $519,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3279.
Here is a list of driving violations that can increase your car
insurance rates in Burlington CT. For example, the car
insurance in Burlington
after a DUI increases to $1819 for a six
month policy. While the rate increases by $239 for a six-month policy in the case of
a speeding ticket.
Burlington auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1164
$194
One Med/PIP claim
$1164
$198
Not-at-fault accident
$1203
$201
Two Med/PIP claims
$1209
$205
One comp claim
$1226
$204
Two comp claims
$1300
$221
Driving without lights
$1352
$226
Failure to wear a seat belt
$1369
$232
Child safety restraint
$1385
$231
Failure to show documents
$1391
$236
Speeding 6 - 10 MPH over limit
$1403
$234
Driving with expired registration
$1408
$239
Speeding 11 - 15 MPH over limit
$1408
$235
Speeding 16 - 20 MPH over limit
$1408
$239
Cell phone violation
$1414
$236
Texting while driving
$1414
$240
Driving too slowly
$1420
$237
Failure to stop at a red light
$1420
$241
Failure to yield
$1420
$237
Following too closely
$1420
$241
Illegal turn
$1420
$237
Improper passing
$1426
$243
Wrong way/wrong lane
$1426
$238
Speeding in school zone
$1431
$244
Speeding 21 - 25 MPH over limit
$1449
$241
At-fault accident - less than $1000
$1466
$250
In 65 MPH zone
$1523
$253
Operating a vehicle without permission
$1573
$268
Open container
$1660
$276
At-fault accident - $1000-$2000
$1819
$309
At-fault accident - greater than $2000
$1819
$303
Passing school bus
$2127
$362
Reckless driving
$2800
$467
Racing
$2886
$491
Driving with a suspended license
$2908
$485
Refusal to submit to a chemical test
$2931
$498
DUI
$2983
$497
Leaving scene of an accident/hit and run
$3034
$516
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Burlington after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Burlington.
The cheapest car insurance premiums in
Burlington are
offered by Kemper at $633 for a six-month policy.
However, it can be as
expensive as $16896 with companies
like Hanover.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Burlington are offered by Nationwide
at $394. However,
it can be as expensive as $1842
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Burlington after Speeding ticket
Car Insurance Price Trends in Burlington,
Connecticut
Car insurance rates in Burlington have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Burlington rose by
$228 in December
compared to $225 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Burlington rose to $83 in December,
compared to $80 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in Burlington by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Burlington. At $2340 for a
six-month policy, insuring
your car at 6013 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Burlington?
The car insurance in Burlington is $45 per month, which is lower than the national average.
What is the cheapest car insurance in Burlington?
The cheapest car insurance in Burlington
is $96 per month
for full coverage.
How much is car insurance in Burlington for teenagers?
Car insurance for teenagers costs $353 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Burlington?
The average cost of car insurance is $1219 for a six-month
policy. It will cost around $197 per month to insure your
car in Burlington.
Is car insurance expensive in Burlington?
Car insurance can be expensive in Burlington if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Burlington can be
affordable.
What is the best car insurance in Burlington,
CT?
The best car insurance company in Burlington
CT is
Travelers, offering $564 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Burlington, CT
Car Insurance Rates by State in the USA (2025 Update)
Burlington Car Insurance
