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Finding the cheapest car insurance quotes in Glastonbury shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Glastonbury
The car insurance rate in Glastonbury is $1374 for a six-month policy, which is $57 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $702, making it a popular choice for budget-conscious drivers. Rates in Glastonbury can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $702 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $724 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: USAA
USAA offers auto insurance
rates at $850
for six months, making it
the third cheapest auto insurance company in Glastonbury.
Glastonbury Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Glastonbury, CT is Kemper, offering policies at just $702 for a six-month term. This is followed by Travelers, which has an average six-month premium of $724.
At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $3222 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glastonbury drivers find the best deals.
Way's key takeaways about car insurance in Glastonbury
The auto insurance costs in Glastonbury fall around $702 for six
months.
The cheapest auto insurance company in Glastonbury is USAA.
Teen drivers pay the highest rate in Glastonbury at $1353 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Glastonbury
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Glastonbury are given below.
USAA provides
the cheapest minimum car insurance
coverage in Glastonbury. Their Average 6 Month Premium is $297.
Farmers is the most
expensive at $929 for the same
period.
Cheapest Full Coverage Car Insurance in Glastonbury
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Glastonbury is Kemper
at $118 per month and $702
for six months.
Cheapest Full Coverage Car Insurance Quotes in Glastonbury,
CT
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Average Car Insurance in Glastonbury by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Glastonbury, CT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Glastonbury, Connecticut, may be increasing due to several external factors.
Connecticut has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Glastonbury's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Glastonbury
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Glastonbury,CT
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Glastonbury at $60
per
month. At $7955 for a six-month premium,
Travelers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Glastonbury.
As young drivers face the highest rates in Glastonbury, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Glastonbury,
Kemper is
the cheapest car insurance provider. At $405 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Glastonbury is Amica, offering
rates of around $4716 for six
months.
Save up to $971/yr on car insurance rates in Glastonbury.
Car Insurance Rates with An Accident in Glastonbury
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Glastonbury, CT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Glastonbury
The cheapest car insurance companies after an at-fault accident in
Glastonbury include Amica Mutual
and Kemper, offering $496
and $519,
respectively. Hanover is an expensive provider
with an average six-month premium of
$5753.
Here is a list of driving violations that can increase your car
insurance rates in Glastonbury CT. For example, the car
insurance in Glastonbury
after a DUI increases to $1819 for a six
month policy. While the rate increases by $239 for a six-month policy in the case of
a speeding ticket.
Glastonbury auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1164
$194
One Med/PIP claim
$1164
$198
Not-at-fault accident
$1203
$201
Two Med/PIP claims
$1209
$205
One comp claim
$1226
$204
Two comp claims
$1300
$221
Driving without lights
$1352
$226
Failure to wear a seat belt
$1369
$232
Child safety restraint
$1385
$231
Failure to show documents
$1391
$236
Speeding 6 - 10 MPH over limit
$1403
$234
Driving with expired registration
$1408
$239
Speeding 11 - 15 MPH over limit
$1408
$235
Speeding 16 - 20 MPH over limit
$1408
$239
Cell phone violation
$1414
$236
Texting while driving
$1414
$240
Driving too slowly
$1420
$237
Failure to stop at a red light
$1420
$241
Failure to yield
$1420
$237
Following too closely
$1420
$241
Illegal turn
$1420
$237
Improper passing
$1426
$243
Wrong way/wrong lane
$1426
$238
Speeding in school zone
$1431
$244
Speeding 21 - 25 MPH over limit
$1449
$241
At-fault accident - less than $1000
$1466
$250
In 65 MPH zone
$1523
$253
Operating a vehicle without permission
$1573
$268
Open container
$1660
$276
At-fault accident - $1000-$2000
$1819
$309
At-fault accident - greater than $2000
$1819
$303
Passing school bus
$2127
$362
Reckless driving
$2800
$467
Racing
$2886
$491
Driving with a suspended license
$2908
$485
Refusal to submit to a chemical test
$2931
$498
DUI
$2983
$497
Leaving scene of an accident/hit and run
$3034
$516
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Glastonbury after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Glastonbury.
The cheapest car insurance premiums in
Glastonbury are
offered by Kemper at $633 for a six-month policy.
However, it can be as
expensive as $16896 with companies
like Hanover.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Glastonbury are offered by Kemper
at $399. However,
it can be as expensive as $4585
with companies like Hanover for a similar
six-month premium.
Cheapest Car Insurance in Glastonbury after Speeding ticket
Car Insurance Price Trends in Glastonbury,
Connecticut
Car insurance rates in Glastonbury have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Glastonbury rose by
$317 in January
compared to $228 of December. In other words, there has been an increase by $89 when you
compare January and December.
The average cost of liability insurance in the Glastonbury dipped to $78 in January,
compared to $83 in December.
This represents an decrease of $5
when comparing January and December.
Average Car Insurance Cost in Glastonbury by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Glastonbury. At $2747 for a
six-month policy, insuring
your car at 6033 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Glastonbury?
The car insurance in Glastonbury is $51 per month, which is lower than the national average.
What is the cheapest car insurance in Glastonbury?
The cheapest car insurance in Glastonbury
is $118 per month
for full coverage.
How much is car insurance in Glastonbury for teenagers?
Car insurance for teenagers costs $353 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Glastonbury?
The average cost of car insurance is $1431 for a six-month
policy. It will cost around $231 per month to insure your
car in Glastonbury.
Is car insurance expensive in Glastonbury?
Car insurance can be expensive in Glastonbury if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Glastonbury can be
affordable.
What is the best car insurance in Glastonbury,
CT?
The best car insurance company in Glastonbury
CT is
Kemper, offering $702 for a
six-month policy.
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Glastonbury Car Insurance
