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Finding the cheapest car insurance quotes in Redding Ridge shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Redding Ridge
The car insurance rate in Redding Ridge is $1365 for a six-month policy, which is $146 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $659, making it a popular choice for budget-conscious drivers. Rates in Redding Ridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $659 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: Kemper
Kemper offers auto
insurance rates at $819 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: USAA
USAA offers auto insurance
rates at $951
for six months, making it
the third cheapest auto insurance company in Redding Ridge.
Redding Ridge Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Redding Ridge, CT is Travelers, offering policies at just $659 for a six-month term. This is followed by Kemper, which has an average six-month premium of $819.
At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $3240 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Redding Ridge drivers find the best deals.
Cheap Car Insurance Companies in Redding Ridge, CT
Way's key takeaways about car insurance in Redding Ridge
The auto insurance costs in Redding Ridge fall around $659 for six
months.
The cheapest auto insurance company in Redding Ridge is Travelers.
Teen drivers pay the highest rate in Redding Ridge at $1231 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Redding Ridge
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Redding Ridge are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Redding Ridge. Their Average 6 Month Premium is $312.
Hanover is the most
expensive at $1417 for the same
period.
Cheapest Full Coverage Car Insurance in Redding Ridge
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Redding Ridge is Travelers
at $112 per month and $659
for six months.
Cheapest Full Coverage Car Insurance Quotes in Redding Ridge,
CT
Get Your Car Insurance Quote in Redding Ridge
Instantly!
Average Car Insurance in Redding Ridge by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Redding Ridge, CT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Redding Ridge, Connecticut, may be increasing due to several external factors.
Connecticut has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Redding Ridge's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Redding Ridge
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Redding Ridge,CT
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Redding Ridge at $69
per
month. At $7384 for a six-month premium,
Travelers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Redding Ridge.
As young drivers face the highest rates in Redding Ridge, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Redding Ridge,
Kemper is
the cheapest car insurance provider. At $473 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Redding Ridge is Amica, offering
rates of around $4497 for six
months.
Save up to $971/yr on car insurance rates in Redding Ridge.
Car Insurance Rates with An Accident in Redding Ridge
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Redding Ridge, CT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Redding Ridge
The cheapest car insurance companies after an at-fault accident in
Redding Ridge include Amica Mutual
and Kemper, offering $579
and $606,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3826.
Here is a list of driving violations that can increase your car
insurance rates in Redding Ridge CT. For example, the car
insurance in Redding Ridge
after a DUI increases to $2123 for a six
month policy. While the rate increases by $279 for a six-month policy in the case of
a speeding ticket.
Redding Ridge auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1357
$226
One Med/PIP claim
$1357
$231
Not-at-fault accident
$1403
$234
Two Med/PIP claims
$1410
$240
One comp claim
$1430
$239
Two comp claims
$1516
$258
Driving without lights
$1577
$263
Failure to wear a seat belt
$1597
$271
Child safety restraint
$1616
$270
Failure to show documents
$1623
$276
Speeding 6 - 10 MPH over limit
$1636
$273
Driving with expired registration
$1643
$279
Speeding 11 - 15 MPH over limit
$1643
$274
Speeding 16 - 20 MPH over limit
$1643
$279
Cell phone violation
$1650
$276
Texting while driving
$1650
$280
Driving too slowly
$1656
$277
Failure to stop at a red light
$1656
$281
Failure to yield
$1656
$277
Following too closely
$1656
$281
Illegal turn
$1656
$277
Improper passing
$1663
$283
Wrong way/wrong lane
$1663
$278
Speeding in school zone
$1670
$284
Speeding 21 - 25 MPH over limit
$1690
$281
At-fault accident - less than $1000
$1710
$291
In 65 MPH zone
$1776
$296
Operating a vehicle without permission
$1836
$312
Open container
$1936
$323
At-fault accident - $1000-$2000
$2122
$361
At-fault accident - greater than $2000
$2122
$354
Passing school bus
$2482
$422
Reckless driving
$3267
$544
Racing
$3367
$572
Driving with a suspended license
$3392
$566
Refusal to submit to a chemical test
$3419
$581
DUI
$3480
$580
Leaving scene of an accident/hit and run
$3539
$601
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Redding Ridge after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Redding Ridge.
The cheapest car insurance premiums in
Redding Ridge are
offered by Kemper at $738 for a six-month policy.
However, it can be as
expensive as $19712 with companies
like Hanover.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Redding Ridge are offered by Nationwide
at $459. However,
it can be as expensive as $2149
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Redding Ridge after Speeding ticket
Car Insurance Price Trends in Redding Ridge,
Connecticut
Car insurance rates in Redding Ridge have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Redding Ridge rose by
$267 in December
compared to $262 of November. In other words, there has been an increase by $5 when you
compare December and November.
The average cost of liability insurance in the Redding Ridge rose to $96 in December,
compared to $93 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in Redding Ridge by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Redding Ridge. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Redding Ridge?
The car insurance in Redding Ridge is $53 per month, which is lower than the national average.
What is the cheapest car insurance in Redding Ridge?
The cheapest car insurance in Redding Ridge
is $112 per month
for full coverage.
How much is car insurance in Redding Ridge for teenagers?
Car insurance for teenagers costs $412 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Redding Ridge?
The average cost of car insurance is $1219 for a six-month
policy. It will cost around $230 per month to insure your
car in Redding Ridge.
Is car insurance expensive in Redding Ridge?
Car insurance can be expensive in Redding Ridge if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Redding Ridge can be
affordable.
What is the best car insurance in Redding Ridge,
CT?
The best car insurance company in Redding Ridge
CT is
Travelers, offering $659 for a
six-month policy.
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Redding Ridge Car Insurance
