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Finding the cheapest car insurance quotes in Marathon Shores shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Marathon Shores
The car insurance rate in Marathon Shores is $1537 for a six-month policy, which is $64 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $981, making it a popular choice for budget-conscious drivers. Rates in Marathon Shores can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Marathon Shores
1st place: Travelers
At $981 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $1044 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1214
for six months, making it
the third cheapest auto insurance company in Marathon Shores.
Marathon Shores Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Marathon Shores, FL is Travelers, offering policies at just $981 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1044.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $918 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marathon Shores drivers find the best deals.
Cheap Car Insurance Companies in Marathon Shores, FL
Way's key takeaways about car insurance in Marathon Shores
The auto insurance costs in Marathon Shores fall around $981 for six
months.
The cheapest auto insurance company in Marathon Shores is Patrons Insurance.
Teen drivers pay the highest rate in Marathon Shores at $1326 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Marathon Shores
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Marathon Shores are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in Marathon Shores. Their Average 6 Month Premium is $120.
Metropolitan Group is the most
expensive at $365 for the same
period.
Cheapest Liability Coverage in Marathon Shores, FL
Cheapest Full Coverage Car Insurance in Marathon Shores
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Marathon Shores is Travelers
at $165 per month and $981
for six months.
Cheapest Full Coverage Car Insurance Quotes in Marathon Shores,
FL
Get Your Car Insurance Quote in Marathon Shores
Instantly!
Average Car Insurance in Marathon Shores by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Marathon Shores, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Marathon Shores, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Marathon Shores's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Marathon Shores
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1245
40s
Travelers
$940
50s
Travelers
$876
60s
Travelers
$864
Cheapest Car Insurance Rates for Teen Drivers in
Marathon Shores,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Marathon Shores at $86
per
month. At $7795 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Marathon Shores.
As young drivers face the highest rates in Marathon Shores, Travelers
offers the cheapest auto insurance rates at $1245 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Marathon Shores,
Nationwide is
the cheapest car insurance provider. At $621 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Marathon Shores is Allstate, offering
rates of around $4984 for six
months.
Save up to $971/yr on car insurance rates in Marathon Shores.
Car Insurance Rates with An Accident in Marathon Shores
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Marathon Shores, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Marathon Shores
The cheapest car insurance companies after an at-fault accident in
Marathon Shores include Nationwide
and AIG, offering $656
and $838,
respectively. National General is an expensive provider
with an average six-month premium of
$1015.
Here is a list of driving violations that can increase your car
insurance rates in Marathon Shores FL. For example, the car
insurance in Marathon Shores
after a DUI increases to $901 for a six
month policy. While the rate increases by $274 for a six-month policy in the case of
a speeding ticket.
Marathon Shores auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1751
$292
One Med/PIP claim
$1751
$298
Not-at-fault accident
$1893
$316
Two Med/PIP claims
$1945
$330
One comp claim
$1973
$329
Child safety restraint
$1979
$336
Failure to wear a seat belt
$1979
$330
Driving without lights
$1984
$337
Failure to show documents
$1984
$331
Speeding 6 - 10 MPH over limit
$2025
$345
Improper passing
$2030
$338
Passing school bus
$2030
$346
Wrong way/wrong lane
$2030
$338
Failure to stop at a red light
$2036
$347
Failure to yield
$2036
$339
Illegal turn
$2036
$347
Cell phone violation
$2042
$340
Driving with expired registration
$2042
$348
Following too closely
$2042
$340
Texting while driving
$2047
$348
Two comp claims
$2093
$348
Driving too slowly
$2104
$358
Speeding in school zone
$2104
$350
Speeding 11 - 15 MPH over limit
$2110
$359
In 65 MPH zone
$2184
$364
Speeding 16 - 20 MPH over limit
$2184
$372
Speeding 21 - 25 MPH over limit
$2196
$366
Open container
$2219
$377
Operating a vehicle without permission
$2219
$370
At-fault accident - less than $1000
$2407
$409
At-fault accident - $1000-$2000
$2446
$408
At-fault accident - greater than $2000
$2446
$416
Racing
$2646
$441
DUI
$2652
$451
Refusal to submit to a chemical test
$2652
$442
Driving with a suspended license
$2698
$459
Reckless driving
$2754
$459
Leaving scene of an accident/hit and run
$2783
$473
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Marathon Shores after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Marathon Shores.
The cheapest car insurance premiums in
Marathon Shores are
offered by AIG at $616 for a six-month policy.
However, it can be as
expensive as $764 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Marathon Shores are offered by Nationwide
at $536. However,
it can be as expensive as $2783
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Marathon Shores after Speeding ticket
Car Insurance Price Trends in Marathon Shores,
Florida
Car insurance rates in Marathon Shores have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Marathon Shores remained steady at $265 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Marathon Shores remained steady at $81 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Marathon Shores by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Marathon Shores. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Marathon Shores?
The car insurance in Marathon Shores is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Marathon Shores?
The cheapest car insurance in Marathon Shores
is $165 per month
for full coverage.
How much is car insurance in Marathon Shores for teenagers?
Car insurance for teenagers costs $519 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Marathon Shores?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $258 per month to insure your
car in Marathon Shores.
Is car insurance expensive in Marathon Shores?
Car insurance can be expensive in Marathon Shores if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Marathon Shores can be
affordable.
What is the best car insurance in Marathon Shores,
FL?
The best car insurance company in Marathon Shores
FL is
Travelers, offering $981 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Marathon Shores, FL
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Marathon Shores Car Insurance
