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Cheapest Car Insurance Quotes in WaUSAAu

  • Finding the cheapest car insurance quotes in WaUSAAu shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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394,298 Policies Sold
WaUSAAu Car Insurance
$ 41

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in WaUSAAu

The car insurance rate in WaUSAAu is $1231 for a six-month policy, which is $327 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $718, making it a popular choice for budget-conscious drivers. Rates in WaUSAAu can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in WaUSAAu

$1231

National Average

$1128

Cheapest Car Insurance Companies in WaUSAAu

1st place: Travelers

At $718 for a six month policy, Travelers offers the cheapest auto insurance rates in the city. 

2nd place: Nationwide

Nationwide offers auto insurance rates at $737 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: State Farm

State Farm offers auto insurance rates at $798 for six months, making it the third cheapest auto insurance company in WaUSAAu.

WaUSAAu Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in WaUSAAu, FL is Travelers, offering policies at just $718 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $737.

At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $755 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help WaUSAAu drivers find the best deals.

Cheap Car Insurance Companies in WaUSAAu, FL

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $718 $121
Nationwide $737 $122
State Farm $798 $134
United Automobile Ins Group $1079 $180
Progressive $1127 $190
UAIC $1127 $188
Farmers $1887 $321
Mercury $2037 $340
Allstate $2051 $345
Metropolitan Group $755 $126
Key Takeaways

Way's key takeaways about car insurance in WaUSAAu

  • The auto insurance costs in WaUSAAu fall around $718 for six months. 
  • The cheapest auto insurance company in WaUSAAu is Travelers.
  • Teen drivers pay the highest rate in WaUSAAu at $1091 per month.

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Cheapest Minimum Liability Car Insurance in WaUSAAu

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in WaUSAAu are given below. 

Travelers provides the cheapest minimum car insurance coverage in WaUSAAu. Their Average 6 Month Premium is $244. AIG is the most expensive at $431 for the same period. 

Cheapest Liability Coverage in WaUSAAu, FL

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $244 $41
State Farm $291 $49
Mercury $338 $57
Nationwide $375 $64
Farmers $521 $87
Progressive $554 $93
United Automobile Ins Group $568 $95
UAIC $615 $104
Allstate $709 $119
Metropolitan Group $300 $50
MetLife $394 $66
AIG $431 $73

Cheapest Full Coverage Car Insurance in WaUSAAu

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in WaUSAAu is Travelers at $121 per month and $718 for six months. 

Cheapest Full Coverage Car Insurance Quotes in WaUSAAu, FL

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $718 $121
Nationwide $737 $122
State Farm $798 $134
United Automobile Ins Group $1079 $180
Progressive $1127 $190
UAIC $1127 $188
Farmers $1887 $321
Mercury $2037 $340
Allstate $2051 $345
Metropolitan Group $755 $126

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Average Car Insurance in WaUSAAu by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in WaUSAAu, FL increasing?

Despite maintaining a clean driving record, your car insurance rates in WaUSAAu, Florida, may be increasing due to several external factors. Florida has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, WaUSAAu's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in WaUSAAu

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Travelers $1025
40s Travelers $773
50s Travelers $721
60s Travelers $711

Cheapest Car Insurance Rates for Teen Drivers in WaUSAAu,FL

If you are planning to get a car insurance policy for your teenage dependent, Nationwide provides the cheapest car insurance in the WaUSAAu at $73 per month. At $6415 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Nationwide $427 $73
Travelers $1314 $221
State Farm $1732 $292
UAIC $2562 $427
United Automobile Ins Group $2661 $453
Allstate $3181 $536
Mercury $5068 $853
Progressive $5345 $900
Farmers $6415 $1091

Teen Car Insurance Rates in FL by Age

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Way Tip

If you are in your twenties Travelers is the best choice for car insurance in WaUSAAu.

As young drivers face the highest rates in WaUSAAu, Travelers offers the cheapest auto insurance rates at $1025 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in WaUSAAu, Nationwide is the cheapest car insurance provider. At $511 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in WaUSAAu is Allstate, offering rates of around $4102 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Nationwide $511 $87
Mercury $559 $93
Direct General Insurance $582 $99
Travelers $1108 $186
UAIC $1127 $191
Progressive $2177 $363
Farmers $2609 $444
State Farm $3909 $652
Allstate $4102 $698

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Car Insurance Rates with An Accident in WaUSAAu

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In WaUSAAu, FL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in WaUSAAu

The cheapest car insurance companies after an at-fault accident in WaUSAAu include Nationwide and Travelers, offering $737 and $784, respectively. Allstate is an expensive provider with an average six-month premium of $3561.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Nationwide $737 $124
Travelers $784 $132
State Farm $812 $137
National General $835 $142
United Automobile Ins Group $1403 $234
UAIC $1469 $250
Progressive $1924 $324
Mercury $2037 $346
Farmers $2632 $438
Allstate $3561 $600

WaUSAAu Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in WaUSAAu FL. For example, the car insurance in WaUSAAu after a DUI increases to $741 for a six month policy. While the rate increases by $225 for a six-month policy in the case of a speeding ticket.  

WaUSAAu auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1441 $240
One Med/PIP claim $1441 $245
Not-at-fault accident $1558 $260
Two Med/PIP claims $1601 $272
One comp claim $1623 $271
Child safety restraint $1628 $277
Failure to wear a seat belt $1628 $272
Driving without lights $1633 $277
Failure to show documents $1633 $273
Speeding 6 - 10 MPH over limit $1666 $284
Improper passing $1671 $278
Passing school bus $1671 $284
Wrong way/wrong lane $1671 $278
Failure to stop at a red light $1676 $285
Failure to yield $1676 $279
Illegal turn $1676 $285
Cell phone violation $1680 $280
Driving with expired registration $1680 $286
Following too closely $1680 $280
Texting while driving $1684 $287
Two comp claims $1722 $287
Driving too slowly $1732 $295
Speeding in school zone $1732 $288
Speeding 11 - 15 MPH over limit $1736 $295
In 65 MPH zone $1797 $299
Speeding 16 - 20 MPH over limit $1797 $306
Speeding 21 - 25 MPH over limit $1807 $301
Open container $1826 $310
Operating a vehicle without permission $1826 $304
At-fault accident - less than $1000 $1981 $337
At-fault accident - $1000-$2000 $2013 $336
At-fault accident - greater than $2000 $2013 $342
Racing $2177 $363
DUI $2182 $371
Refusal to submit to a chemical test $2182 $363
Driving with a suspended license $2220 $378
Reckless driving $2267 $378
Leaving scene of an accident/hit and run $2290 $389

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in WaUSAAu after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in WaUSAAu.

The cheapest car insurance premiums in WaUSAAu are offered by National General at $629 for a six-month policy. However, it can be as expensive as $2145 with companies like Farmers.

WaUSAAu car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
National General $629 $105
Travelers $817 $137
State Farm $990 $167
Progressive $1103 $186
Allstate $1459 $246
UAIC $1985 $337
Farmers $2145 $357

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in WaUSAAu are offered by Nationwide at $441. However, it can be as expensive as $2290 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in WaUSAAu after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Nationwide $441 $73
State Farm $568 $96
Travelers $680 $115
UAIC $1127 $191
Allstate $1291 $217
Progressive $1863 $317
Farmers $2290 $382

Car Insurance Price Trends in WaUSAAu, Florida

Car insurance rates in WaUSAAu have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the WaUSAAu dipped by $220 in December compared to $223 of November. In other words, there has been an decrease by $3 when you compare December and November.

The average cost of liability insurance in the WaUSAAu remained steady at $68 in both December and November, indicating no change over the two month period.


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Frequently Asked Questions

How much is car insurance in WaUSAAu?

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The car insurance in WaUSAAu is $41 per month, which is lower than the national average.

What is the cheapest car insurance in WaUSAAu?

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The cheapest car insurance in WaUSAAu is $121 per month for full coverage.

How much is car insurance in WaUSAAu for teenagers?

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Car insurance for teenagers costs $427 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in WaUSAAu?

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The average cost of car insurance is $1558 for a six-month policy. It will cost around $206 per month to insure your car in WaUSAAu.

Is car insurance expensive in WaUSAAu?

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Car insurance can be expensive in WaUSAAu if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in WaUSAAu can be affordable.

What is the best car insurance in WaUSAAu, FL?

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The best car insurance company in WaUSAAu FL is Travelers, offering $718 for a six-month policy.

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Data Sources