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Finding the cheapest car insurance quotes in Crandall shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Crandall
The car insurance rate in Crandall is $1053 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $374, making it a popular choice for budget-conscious drivers. Rates in Crandall can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $374 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $493 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Georgia Farm Bureau
Georgia Farm Bureau offers auto insurance
rates at $725
for six months, making it
the third cheapest auto insurance company in Crandall.
Crandall Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Crandall, GA is Country Financial, offering policies at just $374 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $493.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1693 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Crandall drivers find the best deals.
Way's key takeaways about car insurance in Crandall
The auto insurance costs in Crandall fall around $374 for six
months.
The cheapest auto insurance company in Crandall is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Crandall at $1015 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Crandall
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Crandall are given below.
AutoOwners Insurance Co provides
the cheapest minimum car insurance
coverage in Crandall. Their Average 6 Month Premium is $220.
State Farm is the most
expensive at $778 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Crandall is Country Financial
at $62 per month and $374
for six months.
Cheapest Full Coverage Car Insurance Quotes in Crandall,
GA
Get Your Car Insurance Quote in Crandall
Instantly!
Average Car Insurance in Crandall by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Crandall, GA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Crandall, Georgia, may be increasing due to several external factors.
Georgia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Crandall's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Crandall
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Crandall,GA
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Crandall at $52
per
month. At $6029 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Crandall.
As young drivers face the highest rates in Crandall, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Crandall,
Country Financial is
the cheapest car insurance provider. At $309 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Crandall is Allstate, offering
rates of around $2530 for six
months.
Save up to $971/yr on car insurance rates in Crandall.
Car Insurance Rates with An Accident in Crandall
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Crandall, GA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Crandall
The cheapest car insurance companies after an at-fault accident in
Crandall include AutoOwners Insurance Co
and Country Financial, offering $327
and $505,
respectively. State Farm is an expensive provider
with an average six-month premium of
$2073.
Here is a list of driving violations that can increase your car
insurance rates in Crandall GA. For example, the car
insurance in Crandall
after a DUI increases to $1081 for a six
month policy. While the rate increases by $339 for a six-month policy in the case of
a speeding ticket.
Crandall auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1271
$212
One Med/PIP claim
$1271
$216
One comp claim
$1277
$213
Two Med/PIP claims
$1277
$217
Not-at-fault accident
$1283
$214
Two comp claims
$1301
$221
Driving without lights
$1533
$255
Failure to wear a seat belt
$1533
$261
Child safety restraint
$1550
$258
Failure to show documents
$1550
$264
Cell phone violation
$1586
$264
Texting while driving
$1586
$270
Driving too slowly
$1610
$268
Speeding 6 - 10 MPH over limit
$1610
$274
Speeding in school zone
$1610
$268
Speeding 11 - 15 MPH over limit
$1616
$275
Driving with expired registration
$1622
$270
Failure to yield
$1622
$276
Following too closely
$1622
$270
Illegal turn
$1622
$276
Failure to stop at a red light
$1628
$271
Improper passing
$1628
$277
Speeding 16 - 20 MPH over limit
$1628
$271
Wrong way/wrong lane
$1628
$277
Speeding 21 - 25 MPH over limit
$1645
$274
Passing school bus
$1675
$285
In 65 MPH zone
$1681
$280
Open container
$1705
$290
At-fault accident - less than $1000
$1711
$285
Operating a vehicle without permission
$1734
$295
At-fault accident - $1000-$2000
$1865
$311
At-fault accident - greater than $2000
$1877
$319
Refusal to submit to a chemical test
$2198
$366
Reckless driving
$2263
$385
Racing
$2317
$386
Driving with a suspended license
$2323
$395
DUI
$2352
$392
Leaving scene of an accident/hit and run
$2412
$410
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Crandall after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Crandall.
The cheapest car insurance premiums in
Crandall are
offered by Mercury at $380 for a six-month policy.
However, it can be as
expensive as $1925 with companies
like State Farm.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Crandall are offered by AutoOwners Insurance Co
at $255. However,
it can be as expensive as $1711
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Crandall after Speeding ticket
Car insurance rates in Crandall have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Crandall dipped by
$214 in January
compared to $225 of December. In other words, there has been an decrease by $11 when you
compare January and December.
The average cost of liability insurance in the Crandall dipped to $71 in January,
compared to $72 in December.
This represents an decrease of $1
when comparing January and December.
Average Car Insurance Cost in Crandall by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Crandall. At $2106 for a
six-month policy, insuring
your car at 30711 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Crandall?
The car insurance in Crandall is $37 per month, which is lower than the national average.
What is the cheapest car insurance in Crandall?
The cheapest car insurance in Crandall
is $62 per month
for full coverage.
How much is car insurance in Crandall for teenagers?
Car insurance for teenagers costs $315 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Crandall?
The average cost of car insurance is $1053 for a six-month
policy. It will cost around $177 per month to insure your
car in Crandall.
Is car insurance expensive in Crandall?
Car insurance can be expensive in Crandall if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Crandall can be
affordable.
What is the best car insurance in Crandall,
GA?
The best car insurance company in Crandall
GA is
Country Financial, offering $374 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)