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Finding the cheapest car insurance quotes in Statenville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Statenville
The car insurance rate in Statenville is $903 for a six-month policy, which is $123 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $329, making it a popular choice for budget-conscious drivers. Rates in Statenville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $329 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $434 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Farm Bureau
Farm Bureau offers auto insurance
rates at $580
for six months, making it
the third cheapest auto insurance company in Statenville.
Statenville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Statenville, GA is Country Financial, offering policies at just $329 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $434.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1265 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Statenville drivers find the best deals.
Way's key takeaways about car insurance in Statenville
The auto insurance costs in Statenville fall around $329 for six
months.
The cheapest auto insurance company in Statenville is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Statenville at $1082 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Statenville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Statenville are given below.
AutoOwners Insurance Co provides
the cheapest minimum car insurance
coverage in Statenville. Their Average 6 Month Premium is $194.
Allstate is the most
expensive at $664 for the same
period.
Cheapest Full Coverage Car Insurance in Statenville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Statenville is Country Financial
at $56 per month and $329
for six months.
Cheapest Full Coverage Car Insurance Quotes in Statenville,
GA
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Average Car Insurance in Statenville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Statenville, GA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Statenville, Georgia, may be increasing due to several external factors.
Georgia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Statenville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Statenville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Georgia Farm Bureau
$625
30s
Georgia Farm Bureau
$500
40s
Georgia Farm Bureau
$480
50s
Georgia Farm Bureau
$459
60s
Georgia Farm Bureau
$456
70s
Georgia Farm Bureau
$552
Cheapest Car Insurance Rates for Teen Drivers in
Statenville,GA
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Statenville at $46
per
month. At $6429 for a six-month premium,
Progressive offers the most expensive rate for
teen drivers.
If you are in your twenties Georgia Farm Bureau is
the best choice for car
insurance in Statenville.
As young drivers face the highest rates in Statenville, Georgia Farm Bureau
offers the cheapest auto insurance rates at $625 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Statenville,
Country Financial is
the cheapest car insurance provider. At $272 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Statenville is State Farm, offering
rates of around $3947 for six
months.
Save up to $971/yr on car insurance rates in Statenville.
Car Insurance Rates with An Accident in Statenville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Statenville, GA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Statenville
The cheapest car insurance companies after an at-fault accident in
Statenville include AutoOwners Insurance Co
and Country Financial, offering $288
and $444,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1892.
Here is a list of driving violations that can increase your car
insurance rates in Statenville GA. For example, the car
insurance in Statenville
after a DUI increases to $952 for a six
month policy. While the rate increases by $299 for a six-month policy in the case of
a speeding ticket.
Statenville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1118
$187
One Med/PIP claim
$1118
$190
One comp claim
$1124
$187
Two Med/PIP claims
$1124
$191
Not-at-fault accident
$1129
$188
Two comp claims
$1145
$194
Driving without lights
$1349
$224
Failure to wear a seat belt
$1349
$230
Child safety restraint
$1364
$227
Failure to show documents
$1364
$232
Cell phone violation
$1396
$232
Texting while driving
$1396
$238
Driving too slowly
$1417
$236
Speeding 6 - 10 MPH over limit
$1417
$241
Speeding in school zone
$1417
$236
Speeding 11 - 15 MPH over limit
$1422
$242
Driving with expired registration
$1427
$238
Failure to yield
$1427
$243
Following too closely
$1427
$238
Illegal turn
$1427
$243
Failure to stop at a red light
$1433
$238
Improper passing
$1433
$244
Speeding 16 - 20 MPH over limit
$1433
$238
Wrong way/wrong lane
$1433
$244
Speeding 21 - 25 MPH over limit
$1448
$241
Passing school bus
$1474
$251
In 65 MPH zone
$1479
$246
Open container
$1500
$255
At-fault accident - less than $1000
$1506
$251
Operating a vehicle without permission
$1526
$260
At-fault accident - $1000-$2000
$1641
$274
At-fault accident - greater than $2000
$1652
$281
Refusal to submit to a chemical test
$1934
$322
Reckless driving
$1991
$339
Racing
$2039
$340
Driving with a suspended license
$2044
$348
DUI
$2070
$345
Leaving scene of an accident/hit and run
$2123
$361
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Statenville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Statenville.
The cheapest car insurance premiums in
Statenville are
offered by Mercury at $334 for a six-month policy.
However, it can be as
expensive as $1506 with companies
like Progressive.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Statenville are offered by AutoOwners Insurance Co
at $224. However,
it can be as expensive as $1709
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Statenville after Speeding ticket
Car Insurance Price Trends in Statenville,
Georgia
Car insurance rates in Statenville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Statenville rose by
$198 in December
compared to $194 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Statenville rose to $63 in December,
compared to $60 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in Statenville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Statenville. At $1805 for a
six-month policy, insuring
your car at 31648 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Statenville?
The car insurance in Statenville is $33 per month, which is lower than the national average.
What is the cheapest car insurance in Statenville?
The cheapest car insurance in Statenville
is $56 per month
for full coverage.
How much is car insurance in Statenville for teenagers?
Car insurance for teenagers costs $277 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Statenville?
The average cost of car insurance is $1026 for a six-month
policy. It will cost around $151 per month to insure your
car in Statenville.
Is car insurance expensive in Statenville?
Car insurance can be expensive in Statenville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Statenville can be
affordable.
What is the best car insurance in Statenville,
GA?
The best car insurance company in Statenville
GA is
Country Financial, offering $329 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Statenville, GA
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Statenville Car Insurance
