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Finding the cheapest car insurance quotes in West Newton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in West Newton
The car insurance rate in West Newton is $906 for a six-month policy, which is $157 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $352, making it a popular choice for budget-conscious drivers. Rates in West Newton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $352 for a six
month policy, American Family offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $489 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Westfield
Westfield offers auto insurance
rates at $496
for six months, making it
the third cheapest auto insurance company in West Newton.
West Newton Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in West Newton, IN is American Family, offering policies at just $352 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $489.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1840 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Newton drivers find the best deals.
Way's key takeaways about car insurance in West Newton
The auto insurance costs in West Newton fall around $352 for six
months.
The cheapest auto insurance company in West Newton is Westfield.
Teen drivers pay the highest rate in West Newton at $799 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in West Newton
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in West Newton are given below.
Westfield provides
the cheapest minimum car insurance
coverage in West Newton. Their Average 6 Month Premium is $151.
Farmers is the most
expensive at $661 for the same
period.
Cheapest Full Coverage Car Insurance in West Newton
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in West Newton is American Family
at $59 per month and $352
for six months.
Cheapest Full Coverage Car Insurance Quotes in West Newton,
IN
Get Your Car Insurance Quote in West Newton
Instantly!
Average Car Insurance in West Newton by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in West Newton, IN increasing?
Despite maintaining a clean driving record, your car insurance rates
in West Newton, Indiana, may be increasing due to several external factors.
Indiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, West Newton's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in West Newton
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
USAA
$465
40s
USAA
$436
50s
USAA
$413
60s
USAA
$430
70s
Buckeye Insurance Group
$459
Cheapest Car Insurance Rates for Teen Drivers in
West Newton,IN
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the West Newton at $30
per
month. At $4694 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in West Newton.
As young drivers face the highest rates in West Newton, USAA
offers the cheapest auto insurance rates at $465 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in West Newton,
Westfield is
the cheapest car insurance provider. At $288 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
West Newton is State Farm, offering
rates of around $5376 for six
months.
Save up to $971/yr on car insurance rates in West Newton.
Car Insurance Rates with An Accident in West Newton
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In West Newton, IN,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in West Newton
The cheapest car insurance companies after an at-fault accident in
West Newton include American Family
and AutoOwners Insurance Co, offering $244
and $281,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2968.
Here is a list of driving violations that can increase your car
insurance rates in West Newton IN. For example, the car
insurance in West Newton
after a DUI increases to $913 for a six
month policy. While the rate increases by $223 for a six-month policy in the case of
a speeding ticket.
West Newton auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$992
$166
One Med/PIP claim
$992
$168
Not-at-fault accident
$1049
$175
Two Med/PIP claims
$1064
$180
One comp claim
$1071
$179
Failure to show documents
$1122
$191
Failure to wear a seat belt
$1129
$188
Two comp claims
$1136
$194
Child safety restraint
$1150
$191
Driving without lights
$1150
$196
Driving with expired registration
$1193
$198
Speeding 6 - 10 MPH over limit
$1215
$207
Driving too slowly
$1222
$203
Failure to yield
$1222
$208
Following too closely
$1222
$203
Illegal turn
$1222
$208
Speeding in school zone
$1222
$203
Cell phone violation
$1229
$209
Speeding 11 - 15 MPH over limit
$1229
$204
Texting while driving
$1229
$209
Wrong way/wrong lane
$1229
$204
Failure to stop at a red light
$1237
$211
Improper passing
$1244
$207
Speeding 16 - 20 MPH over limit
$1244
$212
At-fault accident - less than $1000
$1258
$209
Passing school bus
$1279
$218
Speeding 21 - 25 MPH over limit
$1344
$224
At-fault accident - $1000-$2000
$1387
$236
In 65 MPH zone
$1408
$235
At-fault accident - greater than $2000
$1416
$241
Operating a vehicle without permission
$1516
$253
Open container
$1531
$260
Racing
$1861
$310
Reckless driving
$1868
$318
Refusal to submit to a chemical test
$1890
$315
DUI
$1905
$324
Leaving scene of an accident/hit and run
$1941
$323
Driving with a suspended license
$1955
$333
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in West Newton after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in West Newton.
The cheapest car insurance premiums in
West Newton are
offered by American Family at $244 for a six-month policy.
However, it can be as
expensive as $3298 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in West Newton are offered by Westfield
at $186. However,
it can be as expensive as $2315
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in West Newton after Speeding ticket
Car Insurance Price Trends in West Newton,
Indiana
Car insurance rates in West Newton have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the West Newton rose by
$189 in January
compared to $162 of December. In other words, there has been an increase by $27 when you
compare January and December.
The average cost of liability insurance in the West Newton rose to $50 in January,
compared to $47 in December.
This represents an increase of $3
when comparing January and December.
Average Car Insurance Cost in West Newton by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
West Newton. At $1812 for a
six-month policy, insuring
your car at 46183 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in West Newton?
The car insurance in West Newton is $25 per month, which is lower than the national average.
What is the cheapest car insurance in West Newton?
The cheapest car insurance in West Newton
is $59 per month
for full coverage.
How much is car insurance in West Newton for teenagers?
Car insurance for teenagers costs $180 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
West Newton?
The average cost of car insurance is $749 for a six-month
policy. It will cost around $152 per month to insure your
car in West Newton.
Is car insurance expensive in West Newton?
Car insurance can be expensive in West Newton if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in West Newton can be
affordable.
What is the best car insurance in West Newton,
IN?
The best car insurance company in West Newton
IN is
American Family, offering $352 for a
six-month policy.
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Find Car Insurance Rates in Cities Near West Newton, IN
Car Insurance Rates by State in the USA (2025 Update)
West Newton Car Insurance
