We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in New Century shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in New Century
The car insurance rate in New Century is $897 for a six-month policy, which is $67 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $431, making it a popular choice for budget-conscious drivers. Rates in New Century can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $431 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $635 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $674
for six months, making it
the third cheapest auto insurance company in New Century.
New Century Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in New Century, KS is AutoOwners Insurance Co, offering policies at just $431 for a six-month term. This is followed by Travelers, which has an average six-month premium of $635.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1430 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Century drivers find the best deals.
Way's key takeaways about car insurance in New Century
The auto insurance costs in New Century fall around $431 for six
months.
The cheapest auto insurance company in New Century is USAA.
Teen drivers pay the highest rate in New Century at $715 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in New Century
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in New Century are given below.
USAA provides
the cheapest minimum car insurance
coverage in New Century. Their Average 6 Month Premium is $149.
Encompass is the most
expensive at $221 for the same
period.
Cheapest Full Coverage Car Insurance in New Century
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in New Century is AutoOwners Insurance Co
at $72 per month and $431
for six months.
Cheapest Full Coverage Car Insurance Quotes in New Century,
KS
Get Your Car Insurance Quote in New Century
Instantly!
Average Car Insurance in New Century by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in New Century, KS increasing?
Despite maintaining a clean driving record, your car insurance rates
in New Century, Kansas, may be increasing due to several external factors.
Kansas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, New Century's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in New Century
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Nationwide
$711
30s
Nationwide
$611
40s
Nationwide
$495
50s
Nationwide
$453
60s
Nationwide
$432
70s
Nationwide
$469
Cheapest Car Insurance Rates for Teen Drivers in
New Century,KS
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the New Century at $34
per
month. At $4248 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties Nationwide is
the best choice for car
insurance in New Century.
As young drivers face the highest rates in New Century, Nationwide
offers the cheapest auto insurance rates at $711 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in New Century,
Iowa Farm Bureau is
the cheapest car insurance provider. At $370 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
New Century is State Farm, offering
rates of around $3900 for six
months.
Save up to $971/yr on car insurance rates in New Century.
Car Insurance Rates with An Accident in New Century
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In New Century, KS,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in New Century
The cheapest car insurance companies after an at-fault accident in
New Century include AutoOwners Insurance Co
and Electric, offering $188
and $265,
respectively. Encompass is an expensive provider
with an average six-month premium of
$304.
Here is a list of driving violations that can increase your car
insurance rates in New Century KS. For example, the car
insurance in New Century
after a DUI increases to $944 for a six
month policy. While the rate increases by $210 for a six-month policy in the case of
a speeding ticket.
New Century auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1083
$180
One Med/PIP claim
$1083
$184
Not-at-fault accident
$1110
$185
Two Med/PIP claims
$1160
$197
One comp claim
$1165
$194
Failure to show documents
$1199
$204
Two comp claims
$1210
$202
Failure to wear a seat belt
$1221
$207
Child safety restraint
$1254
$209
Driving with expired registration
$1254
$213
Driving without lights
$1254
$209
Speeding 6 - 10 MPH over limit
$1293
$219
Cell phone violation
$1309
$219
Driving too slowly
$1309
$222
Texting while driving
$1309
$219
Failure to yield
$1321
$224
Following too closely
$1321
$220
Illegal turn
$1321
$224
Wrong way/wrong lane
$1321
$220
In 65 MPH zone
$1326
$225
Speeding 11 - 15 MPH over limit
$1326
$221
Failure to stop at a red light
$1332
$226
Improper passing
$1332
$222
Speeding in school zone
$1332
$226
Speeding 16 - 20 MPH over limit
$1336
$223
Open container
$1348
$229
Operating a vehicle without permission
$1359
$227
Passing school bus
$1370
$233
Speeding 21 - 25 MPH over limit
$1370
$229
At-fault accident - less than $1000
$1387
$236
At-fault accident - $1000-$2000
$1530
$255
At-fault accident - greater than $2000
$1530
$260
Racing
$1691
$282
Reckless driving
$1834
$312
Driving with a suspended license
$1988
$331
Refusal to submit to a chemical test
$2011
$342
DUI
$2027
$338
Leaving scene of an accident/hit and run
$2110
$359
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in New Century after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in New Century.
The cheapest car insurance premiums in
New Century are
offered by Farmers Union Insurance at $365 for a six-month policy.
However, it can be as
expensive as $2928 with companies
like Farm Bureau.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in New Century are offered by Iowa Farm Bureau
at $243. However,
it can be as expensive as $3160
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in New Century after Speeding ticket
Car insurance rates in New Century have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the New Century rose by
$172 in December
compared to $171 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the New Century rose to $43 in December,
compared to $42 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in New Century by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
New Century. At $1793 for a
six-month policy, insuring
your car at 66031 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in New Century?
The car insurance in New Century is $25 per month, which is lower than the national average.
What is the cheapest car insurance in New Century?
The cheapest car insurance in New Century
is $72 per month
for full coverage.
How much is car insurance in New Century for teenagers?
Car insurance for teenagers costs $205 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
New Century?
The average cost of car insurance is $964 for a six-month
policy. It will cost around $151 per month to insure your
car in New Century.
Is car insurance expensive in New Century?
Car insurance can be expensive in New Century if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in New Century can be
affordable.
What is the best car insurance in New Century,
KS?
The best car insurance company in New Century
KS is
AutoOwners Insurance Co, offering $431 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in New Century right now.
Find Car Insurance Rates in Cities Near New Century, KS
Car Insurance Rates by State in the USA (2025 Update)
New Century Car Insurance
