We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Taylor shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Taylor
The car insurance rate in Taylor is $1447 for a six-month policy, which is $60 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $468, making it a popular choice for budget-conscious drivers. Rates in Taylor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $468 for a six
month policy, Louisiana Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: Farm Bureau
Farm Bureau offers auto
insurance rates at $1020 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Southern Farm Bureau
Southern Farm Bureau offers auto insurance
rates at $1061
for six months, making it
the third cheapest auto insurance company in Taylor.
Taylor Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Taylor, LA is Louisiana Farm Bureau, offering policies at just $468 for a six-month term. This is followed by Farm Bureau, which has an average six-month premium of $1020.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2064 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Taylor drivers find the best deals.
The auto insurance costs in Taylor fall around $468 for six
months.
The cheapest auto insurance company in Taylor is Louisiana Farm Bureau.
Teen drivers pay the highest rate in Taylor at $120 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Taylor
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Taylor are given below.
Louisiana Farm Bureau provides
the cheapest minimum car insurance
coverage in Taylor. Their Average 6 Month Premium is $223.
AAA is the most
expensive at $462 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Taylor is Louisiana Farm Bureau
at $78 per month and $468
for six months.
Cheapest Full Coverage Car Insurance Quotes in Taylor,
LA
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Taylor, LA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Taylor, Louisiana, may be increasing due to several external factors.
Louisiana has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Taylor's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Taylor
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$958
30s
USAA
$778
40s
USAA
$716
50s
USAA
$684
60s
USAA
$731
70s
USAA
$749
Cheapest Car Insurance Rates for Teen Drivers in
Taylor,LA
If you are planning to get a car insurance policy for your teenage
dependent, Louisiana Farm Bureau provides the cheapest car
insurance in the Taylor at $60
per
month. At $708 for a six-month premium,
AAA offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Taylor.
As young drivers face the highest rates in Taylor, USAA
offers the cheapest auto insurance rates at $958 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Taylor,
Louisiana Farm Bureau is
the cheapest car insurance provider. At $399 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Taylor is State Farm, offering
rates of around $6232 for six
months.
Save up to $971/yr on car insurance rates in Taylor.
Car Insurance Rates with An Accident in Taylor
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Taylor, LA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Taylor
The cheapest car insurance companies after an at-fault accident in
Taylor include Louisiana Farm Bureau
and State Farm, offering $291
and $867,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1602.
Here is a list of driving violations that can increase your car
insurance rates in Taylor LA. For example, the car
insurance in Taylor
after a DUI increases to $1358 for a six
month policy. While the rate increases by $394 for a six-month policy in the case of
a speeding ticket.
Taylor auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1573
$262
One Med/PIP claim
$1573
$268
Two Med/PIP claims
$1591
$265
Not-at-fault accident
$1596
$272
One comp claim
$1602
$267
Two comp claims
$1660
$282
Failure to wear a seat belt
$1854
$309
Failure to show documents
$1876
$319
Child safety restraint
$1905
$318
Driving without lights
$1905
$324
Driving with expired registration
$1939
$324
Driving too slowly
$1967
$334
Speeding 11 - 15 MPH over limit
$1967
$328
Speeding 16 - 20 MPH over limit
$1967
$334
Speeding 6 - 10 MPH over limit
$1967
$328
Speeding in school zone
$1967
$334
In 65 MPH zone
$1973
$329
Cell phone violation
$1990
$338
Texting while driving
$1990
$332
Wrong way/wrong lane
$1990
$338
At-fault accident - less than $1000
$2002
$333
Failure to stop at a red light
$2002
$341
Failure to yield
$2002
$333
Following too closely
$2002
$341
Illegal turn
$2002
$333
Improper passing
$2002
$341
Passing school bus
$2019
$336
Speeding 21 - 25 MPH over limit
$2019
$344
Open container
$2076
$346
Operating a vehicle without permission
$2219
$377
At-fault accident - $1000-$2000
$2275
$379
At-fault accident - greater than $2000
$2275
$387
Reckless driving
$2748
$458
Refusal to submit to a chemical test
$2795
$475
DUI
$2931
$489
Racing
$2954
$502
Leaving scene of an accident/hit and run
$2977
$496
Driving with a suspended license
$2988
$508
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Taylor after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Taylor.
The cheapest car insurance premiums in
Taylor are
offered by Louisiana Farm Bureau at $320 for a six-month policy.
However, it can be as
expensive as $776 with companies
like AAA.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Taylor are offered by Louisiana Farm Bureau
at $262. However,
it can be as expensive as $1831
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Taylor after Speeding ticket
Car insurance rates in Taylor have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Taylor rose by
$291 in December
compared to $287 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Taylor rose to $80 in December,
compared to $73 in November.
This represents an increase of $7
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Taylor. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Taylor?
The car insurance in Taylor is $37 per month, which is lower than the national average.
What is the cheapest car insurance in Taylor?
The cheapest car insurance in Taylor
is $78 per month
for full coverage.
How much is car insurance in Taylor for teenagers?
Car insurance for teenagers costs $365 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Taylor?
The average cost of car insurance is $1507 for a six-month
policy. It will cost around $243 per month to insure your
car in Taylor.
Is car insurance expensive in Taylor?
Car insurance can be expensive in Taylor if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Taylor can be
affordable.
What is the best car insurance in Taylor,
LA?
The best car insurance company in Taylor
LA is
Louisiana Farm Bureau, offering $468 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Taylor right now.
Find Car Insurance Rates in Cities Near Taylor, LA
Car Insurance Rates by State in the USA (2025 Update)
Taylor Car Insurance
