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Finding the cheapest car insurance quotes in Tuscarora shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Tuscarora
The car insurance rate in Tuscarora is $1108 for a six-month policy, which is $96 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $684, making it a popular choice for budget-conscious drivers. Rates in Tuscarora can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $684 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $754 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $787
for six months, making it
the third cheapest auto insurance company in Tuscarora.
Tuscarora Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Tuscarora, MD is Kemper, offering policies at just $684 for a six-month term. This is followed by USAA, which has an average six-month premium of $754.
At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2202 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tuscarora drivers find the best deals.
Way's key takeaways about car insurance in Tuscarora
The auto insurance costs in Tuscarora fall around $684 for six
months.
The cheapest auto insurance company in Tuscarora is USAA.
Teen drivers pay the highest rate in Tuscarora at $1140 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
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Cheapest Minimum Liability Car Insurance in Tuscarora
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Tuscarora are given below.
USAA provides
the cheapest minimum car insurance
coverage in Tuscarora. Their Average 6 Month Premium is $279.
Allstate is the most
expensive at $874 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Tuscarora is Kemper
at $116 per month and $684
for six months.
Cheapest Full Coverage Car Insurance Quotes in Tuscarora,
MD
Get Your Car Insurance Quote in Tuscarora
Instantly!
Average Car Insurance in Tuscarora by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Tuscarora, MD increasing?
Despite maintaining a clean driving record, your car insurance rates
in Tuscarora, Maryland, may be increasing due to several external factors.
Maryland has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Tuscarora's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Tuscarora
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Tuscarora,MD
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Tuscarora at $68
per
month. At $6842 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Tuscarora.
As young drivers face the highest rates in Tuscarora, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Tuscarora,
USAA is
the cheapest car insurance provider. At $983 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Tuscarora is Allstate, offering
rates of around $2552 for six
months.
Save up to $971/yr on car insurance rates in Tuscarora.
Car Insurance Rates with An Accident in Tuscarora
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Tuscarora, MD,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Tuscarora
The cheapest car insurance companies after an at-fault accident in
Tuscarora include Erie
and USAA, offering $781
and $798,
respectively. Allstate is an expensive provider
with an average six-month premium of
$3011.
Here is a list of driving violations that can increase your car
insurance rates in Tuscarora MD. For example, the car
insurance in Tuscarora
after a DUI increases to $1038 for a six
month policy. While the rate increases by $240 for a six-month policy in the case of
a speeding ticket.
Tuscarora auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1104
$184
One Med/PIP claim
$1142
$194
Not-at-fault accident
$1186
$198
One comp claim
$1191
$202
Two Med/PIP claims
$1213
$202
Failure to wear a seat belt
$1251
$213
Failure to show documents
$1284
$214
Child safety restraint
$1295
$220
Two comp claims
$1295
$216
Driving with expired registration
$1328
$225
Cell phone violation
$1344
$224
Driving too slowly
$1344
$228
Failure to stop at a red light
$1344
$224
Failure to yield
$1344
$228
Following too closely
$1344
$224
Illegal turn
$1344
$228
Improper passing
$1344
$224
Speeding 11 - 15 MPH over limit
$1344
$228
Speeding 16 - 20 MPH over limit
$1344
$224
Speeding 6 - 10 MPH over limit
$1344
$228
Texting while driving
$1344
$224
Wrong way/wrong lane
$1344
$228
Speeding in school zone
$1361
$227
At-fault accident - less than $1000
$1388
$236
Passing school bus
$1394
$232
Driving without lights
$1399
$238
Open container
$1405
$234
Operating a vehicle without permission
$1420
$242
Speeding 21 - 25 MPH over limit
$1470
$245
In 65 MPH zone
$1606
$273
At-fault accident - $1000-$2000
$1656
$276
At-fault accident - greater than $2000
$1656
$282
Reckless driving
$1891
$316
Racing
$2033
$346
Driving with a suspended license
$2065
$344
Refusal to submit to a chemical test
$2132
$362
DUI
$2142
$357
Leaving scene of an accident/hit and run
$2158
$367
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Tuscarora after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Tuscarora.
The cheapest car insurance premiums in
Tuscarora are
offered by Erie at $656 for a six-month policy.
However, it can be as
expensive as $3240 with companies
like Maryland Auto.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Tuscarora are offered by USAA
at $673. However,
it can be as expensive as $2230
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Tuscarora after Speeding ticket
Car insurance rates in Tuscarora have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Tuscarora rose by
$207 in January
compared to $196 of December. In other words, there has been an increase by $11 when you
compare January and December.
The average cost of liability insurance in the Tuscarora rose to $72 in January,
compared to $71 in December.
This represents an increase of $1
when comparing January and December.
Average Car Insurance Cost in Tuscarora by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Tuscarora. At $2215 for a
six-month policy, insuring
your car at 21790 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Tuscarora?
The car insurance in Tuscarora is $47 per month, which is lower than the national average.
What is the cheapest car insurance in Tuscarora?
The cheapest car insurance in Tuscarora
is $116 per month
for full coverage.
How much is car insurance in Tuscarora for teenagers?
Car insurance for teenagers costs $410 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Tuscarora?
The average cost of car insurance is $1204 for a six-month
policy. It will cost around $186 per month to insure your
car in Tuscarora.
Is car insurance expensive in Tuscarora?
Car insurance can be expensive in Tuscarora if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Tuscarora can be
affordable.
What is the best car insurance in Tuscarora,
MD?
The best car insurance company in Tuscarora
MD is
Kemper, offering $684 for a
six-month policy.
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Tuscarora Car Insurance
