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Finding the cheapest car insurance quotes in Mullett Lake shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Mullett Lake
The car insurance rate in Mullett Lake is $1083 for a six-month policy, which is $120 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $444, making it a popular choice for budget-conscious drivers. Rates in Mullett Lake can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $444 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $556 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Encompass
Encompass offers auto insurance
rates at $615
for six months, making it
the third cheapest auto insurance company in Mullett Lake.
Mullett Lake Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Mullett Lake, MI is Travelers, offering policies at just $444 for a six-month term. This is followed by USAA, which has an average six-month premium of $556.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $733 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mullett Lake drivers find the best deals.
Way's key takeaways about car insurance in Mullett Lake
The auto insurance costs in Mullett Lake fall around $444 for six
months.
The cheapest auto insurance company in Mullett Lake is Travelers.
Teen drivers pay the highest rate in Mullett Lake at $869 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
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Cheapest Minimum Liability Car Insurance in Mullett Lake
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Mullett Lake are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Mullett Lake. Their Average 6 Month Premium is $187.
Hastings Mutual is the most
expensive at $320 for the same
period.
Cheapest Full Coverage Car Insurance in Mullett Lake
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Mullett Lake is Travelers
at $75 per month and $444
for six months.
Cheapest Full Coverage Car Insurance Quotes in Mullett Lake,
MI
Get Your Car Insurance Quote in Mullett Lake
Instantly!
Average Car Insurance in Mullett Lake by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Mullett Lake, MI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Mullett Lake, Michigan, may be increasing due to several external factors.
Michigan has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Mullett Lake's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Mullett Lake
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Chubb
$251
30s
USAA
$191
40s
USAA
$183
50s
USAA
$176
60s
Chubb
$160
70s
Chubb
$176
Cheapest Car Insurance Rates for Teen Drivers in
Mullett Lake,MI
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Mullett Lake at $37
per
month. At $5217 for a six-month premium,
Bristol West offers the most expensive rate for
teen drivers.
If you are in your twenties Chubb is
the best choice for car
insurance in Mullett Lake.
As young drivers face the highest rates in Mullett Lake, Chubb
offers the cheapest auto insurance rates at $251 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Mullett Lake,
Travelers is
the cheapest car insurance provider. At $358 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Mullett Lake is Farm Bureau Ins of MI, offering
rates of around $1133 for six
months.
Save up to $971/yr on car insurance rates in Mullett Lake.
Car Insurance Rates with An Accident in Mullett Lake
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Mullett Lake, MI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Mullett Lake
The cheapest car insurance companies after an at-fault accident in
Mullett Lake include Chubb
and Westfield, offering $273
and $289,
respectively. Pioneer State is an expensive provider
with an average six-month premium of
$428.
Here is a list of driving violations that can increase your car
insurance rates in Mullett Lake MI. For example, the car
insurance in Mullett Lake
after a DUI increases to $2160 for a six
month policy. While the rate increases by $1176 for a six-month policy in the case of
a speeding ticket.
Mullett Lake auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1176
$196
Failure to wear a seat belt
$1395
$238
Cell phone violation
$1481
$247
Texting while driving
$1481
$252
Illegal turn
$1486
$248
Wrong way/wrong lane
$1486
$253
Speeding in school zone
$1508
$251
Driving with expired registration
$1518
$258
Failure to stop at a red light
$1535
$256
Improper passing
$1535
$261
Speeding 16 - 20 MPH over limit
$1706
$284
Open container
$2010
$342
Driving with a suspended license
$2251
$375
Racing
$2903
$493
Reckless driving
$3155
$526
Leaving scene of an accident/hit and run
$3235
$550
DUI
$3336
$556
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Mullett Lake after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Mullett Lake.
The cheapest car insurance premiums in
Mullett Lake are
offered by Chubb at $273 for a six-month policy.
However, it can be as
expensive as $8425 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Mullett Lake are offered by Westfield
at $235. However,
it can be as expensive as $10634
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Mullett Lake after Speeding ticket
Car Insurance Price Trends in Mullett Lake,
Michigan
Car insurance rates in Mullett Lake have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Mullett Lake dipped by
$241 in December
compared to $248 of November. In other words, there has been an decrease by $7 when you
compare December and November.
The average cost of liability insurance in the Mullett Lake rose to $80 in December,
compared to $74 in November.
This represents an increase of $6
when comparing December and November.
Average Car Insurance Cost in Mullett Lake by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Mullett Lake. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Mullett Lake?
The car insurance in Mullett Lake is $32 per month, which is lower than the national average.
What is the cheapest car insurance in Mullett Lake?
The cheapest car insurance in Mullett Lake
is $75 per month
for full coverage.
How much is car insurance in Mullett Lake for teenagers?
Car insurance for teenagers costs $220 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Mullett Lake?
The average cost of car insurance is $1203 for a six-month
policy. It will cost around $182 per month to insure your
car in Mullett Lake.
Is car insurance expensive in Mullett Lake?
Car insurance can be expensive in Mullett Lake if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Mullett Lake can be
affordable.
What is the best car insurance in Mullett Lake,
MI?
The best car insurance company in Mullett Lake
MI is
Travelers, offering $444 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Mullett Lake, MI
Car Insurance Rates by State in the USA (2025 Update)
Mullett Lake Car Insurance
