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Finding the cheapest car insurance quotes in Bowstring shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Bowstring
The car insurance rate in Bowstring is $907 for a six-month policy, which is $104 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $484, making it a popular choice for budget-conscious drivers. Rates in Bowstring can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $484 for a six
month policy, AAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Iowa Farm Bureau
Iowa Farm Bureau offers auto
insurance rates at $584 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $591
for six months, making it
the third cheapest auto insurance company in Bowstring.
Bowstring Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Bowstring, MN is AAA, offering policies at just $484 for a six-month term. This is followed by Iowa Farm Bureau, which has an average six-month premium of $584.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1751 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bowstring drivers find the best deals.
Way's key takeaways about car insurance in Bowstring
The auto insurance costs in Bowstring fall around $484 for six
months.
The cheapest auto insurance company in Bowstring is Westfield.
Teen drivers pay the highest rate in Bowstring at $1058 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Bowstring
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Bowstring are given below.
Westfield provides
the cheapest minimum car insurance
coverage in Bowstring. Their Average 6 Month Premium is $162.
Nationwide is the most
expensive at $349 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Bowstring is AAA
at $82 per month and $484
for six months.
Cheapest Full Coverage Car Insurance Quotes in Bowstring,
MN
Get Your Car Insurance Quote in Bowstring
Instantly!
Average Car Insurance in Bowstring by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Bowstring, MN increasing?
Despite maintaining a clean driving record, your car insurance rates
in Bowstring, Minnesota, may be increasing due to several external factors.
Minnesota has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Bowstring's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Bowstring
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Farm Bureau Mutual
$751
30s
Farm Bureau Mutual
$537
40s
Farm Bureau Mutual
$531
50s
Farm Bureau Mutual
$446
60s
Farm Bureau Mutual
$458
70s
Farm Bureau Mutual
$537
Cheapest Car Insurance Rates for Teen Drivers in
Bowstring,MN
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the Bowstring at $33
per
month. At $6343 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Farm Bureau Mutual is
the best choice for car
insurance in Bowstring.
As young drivers face the highest rates in Bowstring, Farm Bureau Mutual
offers the cheapest auto insurance rates at $751 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Bowstring,
West Bend Mutual is
the cheapest car insurance provider. At $288 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Bowstring is State Farm, offering
rates of around $5813 for six
months.
Save up to $971/yr on car insurance rates in Bowstring.
Car Insurance Rates with An Accident in Bowstring
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Bowstring, MN,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Bowstring
The cheapest car insurance companies after an at-fault accident in
Bowstring include Westfield
and Umialik, offering $235
and $295,
respectively. Nationwide is an expensive provider
with an average six-month premium of
$463.
Here is a list of driving violations that can increase your car
insurance rates in Bowstring MN. For example, the car
insurance in Bowstring
after a DUI increases to $1235 for a six
month policy. While the rate increases by $254 for a six-month policy in the case of
a speeding ticket.
Bowstring auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1155
$192
One Med/PIP claim
$1168
$199
Not-at-fault accident
$1188
$198
One comp claim
$1228
$209
Two Med/PIP claims
$1228
$205
Two comp claims
$1283
$218
Failure to wear a seat belt
$1315
$219
Failure to show documents
$1336
$227
Child safety restraint
$1356
$226
Driving without lights
$1356
$231
Driving with expired registration
$1383
$231
Cell phone violation
$1409
$240
Speeding 6 - 10 MPH over limit
$1409
$235
Texting while driving
$1409
$240
Following too closely
$1423
$237
Driving too slowly
$1429
$243
Failure to yield
$1429
$238
Illegal turn
$1429
$243
Speeding in school zone
$1429
$238
Wrong way/wrong lane
$1429
$243
Failure to stop at a red light
$1436
$240
Improper passing
$1436
$244
Speeding 11 - 15 MPH over limit
$1443
$241
Speeding 16 - 20 MPH over limit
$1457
$247
At-fault accident - less than $1000
$1490
$249
Passing school bus
$1490
$253
In 65 MPH zone
$1497
$250
Operating a vehicle without permission
$1504
$255
Speeding 21 - 25 MPH over limit
$1550
$259
At-fault accident - $1000-$2000
$1658
$281
Open container
$1664
$278
At-fault accident - greater than $2000
$1698
$289
Reckless driving
$2080
$347
Racing
$2148
$365
Driving with a suspended license
$2283
$381
Refusal to submit to a chemical test
$2309
$392
DUI
$2390
$398
Leaving scene of an accident/hit and run
$2477
$421
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Bowstring after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Bowstring.
The cheapest car insurance premiums in
Bowstring are
offered by Umialik at $295 for a six-month policy.
However, it can be as
expensive as $2644 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Bowstring are offered by Westfield
at $194. However,
it can be as expensive as $2523
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Bowstring after Speeding ticket
Car Insurance Price Trends in Bowstring,
Minnesota
Car insurance rates in Bowstring have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Bowstring rose by
$200 in December
compared to $199 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Bowstring remained steady at $55 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Bowstring by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Bowstring. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Bowstring?
The car insurance in Bowstring is $27 per month, which is lower than the national average.
What is the cheapest car insurance in Bowstring?
The cheapest car insurance in Bowstring
is $82 per month
for full coverage.
How much is car insurance in Bowstring for teenagers?
Car insurance for teenagers costs $194 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Bowstring?
The average cost of car insurance is $803 for a six-month
policy. It will cost around $151 per month to insure your
car in Bowstring.
Is car insurance expensive in Bowstring?
Car insurance can be expensive in Bowstring if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Bowstring can be
affordable.
What is the best car insurance in Bowstring,
MN?
The best car insurance company in Bowstring
MN is
AAA, offering $484 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Bowstring, MN
Car Insurance Rates by State in the USA (2025 Update)
Bowstring Car Insurance
