Introduction
Wisconsin-based West Bend Mutual Insurance provides both personal and commercial insurance. Basic and specialty insurance is available across the Midwest from this company.
Pros and Cons
| Pros | Cons |
|---|---|
| Great policy bundling options | No discounts and cashback for drivers with an accident history. |
| Wide range of discounts | Only available in Midwestern states |
| Competitive quotes |
West Bend Auto Insurance Coverages
West Bend offers both standard car insurance and policy add-ons. See all your coverage options available at West Bend auto insurance as of now.
Basic Coverage Options
- Bodily injury liability
- Property damage liability
- Uninsured/underinsured motorist
- Collision and Comprehensive insurance
- Classic cars coverage - For a small additional fee, you can enrol in the Home and Highway's Classic Car program in order to get coverage for your classic car. You’ll have a lower premium, no deductibles, and flexibility to use your vehicle beyond the limits of a parade or exhibition
Extra Coverage Options
If you want to understand more about different types of insurance coverage before choosing one for yourself, check out types of auto insurance coverage in the US.
West Bend Auto Insurance Rates
West Bend Car Insurance Rates By Driver History
| Category | Annual Rates |
|---|---|
| Clean Record | $750 |
| Drivers With a DUI | $1,015 |
| At-Fault Accident | $900 |
| Speeding Ticket | $950 |
| Poor Credit | $1,780 |
West Bend Car Insurance Rates By State
West Bend Auto Insurance Discounts
| Discount type | Discount Rates |
|---|---|
| Anti-lock brakes (ABS) discount | 5% - 25% |
| Multi-car discount - Offered to customers who insure more than one vehicle through West Bend. | 10% - 25% |
| Safe and accident-free drivers' discount | varies |
| New and updated homes discount - Offered to customers whose homes are of brand-new construction or have recently been updated. | 20% - 25% |
| Good student discount - Offered to student customers who maintain a good grade average, typically of “B” or higher. | 10% - 15% |
West Bend Complaints and Customer Satisfaction
Customers can call West Bend at any time to file a claim. West Bend auto insurance has a long history of providing excellent customer service and timely claim settlements after being in business for more than a century.
Roadside assistance and rental car coverage are also available as options for policyholders. The volume of complaints is low in comparison to the company's size.
West Bend has received mixed reviews from customers. It's common for customers to express high levels of satisfaction with claims resolution and customer service. However, policyholders who fail to provide the necessary documentation to the insurer in order to receive payment for a claim may be the source of some of the criticism.
Excellent customer service is frequently mentioned in the many glowing testimonials left by satisfied clients. Many of the negative reviews are written by drivers who were involved in an accident with a West Bend insured, rather than by actual customers of the insurance company, according to a look at the reviews. Overall, this company has a good reputation.
Way Summary
If you like the idea of a single policy for both your car and your home, and prefer to work with an agent, West Bend is a good option. While we don't have specific pricing information, their reputation and extensive product offerings give the impression that they are a company that provides excellent value to their customers.
About West Bend Car Insurance
Since its inception in 1894, West Bend Mutual Insurance Company has amassed over a century and a quarter of insurance industry experience.
In addition to auto insurance, homeowners' insurance, identity theft insurance, and more, the company offers a wide range of coverage options for individuals and businesses. The insurance company's main office is located in West Bend, Wisconsin.
Customers benefit from a more comprehensive and tailored service when they work with an independent insurance agent. A total of $1.35 million in direct written premium and a total of $3 billion in total assets were written in 2019.
For many years, West Bend has been regarded as a top-performing insurance company because of its long history, impressive financial strength, and wide range of policies for individuals and businesses.
State-wise Coverage
West Bend products are available in eleven states as of now: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, Ohio, Tennessee, and Wisconsin. In order to distribute their coverage, the company employs over 1,000 people and relies on 2,200 independent insurance agents.
Ratings
The Better Business Bureau (BBB) gives the West Bend Mutual Insurance Company an A+ rating.
A.M. Best, the world's leading credit rating agency for the insurance industry, gives West Bend an "A" rating, indicating that a carrier is an excellent option for customers looking for insurance. Customer confidence in West Bend is bolstered by A.M. Best's recognition of the company's ability to provide dependable, secure insurance coverage.
Contact details
Via phone: 1-800-236-5010 & 1-262-334-5571 ; Available Monday through Friday, 8:00am to 4:30pm CST.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Frequently Asked Questions
Is West Bend car insurance good?
Yes, West Bend car insurance is good. West Bend has been regarded as a top-performing insurance company because of its long history, impressive financial strength, and wide range of policies for individuals and businesses. A.M. Best, the world's leading credit rating agency for the insurance industry, gives West Bend an "A" rating.
How long has West Bend insurance been around?
West Bend Mutual Insurance Company was established in 1894, giving the carrier a century and a quarter's worth of experience in the insurance industry.
What states does West Bend write in?
West Bend products are available in eleven states: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, Ohio, Tennessee, and Wisconsin.
Learn more by city and state for car insurance
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.














